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KEMIO

Active
Private limited company·Overige zakelijke dienstverlening, neg· 3 yrs active
Kiliaanstraat 41 ·2570 Duffel, Belgium
KBO/BCE: BE 0793.301.335
Watch Print / PDF
Age3 yrs
Real estate1 parcel · 357 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of KEMIO is 0.8% (low). The 2024 annual accounts show equity of €283k and a net result of €125k. Its solvency ranks better than 89% of 3174 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

2 signals · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 89% of 3174 peers (2024). A comfortable equity buffer.
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 10 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-07-2025, 13 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 18-07-2025 13 d early 2025-00285922
31-12-2023 31-07-2024 29-08-2024 29 d late 2024-00412045

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.8% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector −Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€125k-20.0%
Working capital€266k+97.5%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 18-07-2025 with the NBB · fiscal year 2024 · micro
€0€100k€200kOperating result 2023: €204k€204kNet result 2023: €157k€157kOperating result 2024: €157k€157kNet result 2024: €125k€125k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 82 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 84.9% 53.8%
better than 89% of 3174 sector peers
Net result €125k €18k
better than 95% of 3173 sector peers
Equity €283k €40k
better than 94% of 3176 sector peers
Gross operating margin €163k €36k
better than 92% of 3173 sector peers
Total assets €333k €93k
better than 86% of 3179 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€163k
-22.7% 23-24
Net profit
€125k
-20.0% 23-24
Cash flow
€131k
-19.4% 23-24
Total assets
€333k
+42.5% 23-24
Equity
€283k
+79.5% 23-24
Working capital
€266k
+97.5% 23-24
Income taxes
€37k
-21.6% 23-24
Debt
€50k
-34.1% 23-24
Debt ≤ 1y
€50k
-34.1% 23-24
Current ratio
6.29
+127.5% 23-24
Quick ratio
6.29
+127.5% 23-24
Solvency
84.9%
+26.0% 23-24
Debt / equity
0.18
-63.3% 23-24
ROE
44.3%
-55.4% 23-24
ROA
37.6%
-43.9% 23-24
Interest coverage
242.70
-92.7% 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€163k
Net profit€125k
Cash flow€131k
Staff costs-
Income taxes€37k
Dividends-
Total assets€333k
Equity€283k
Debt€50k
of which ≤ 1y€50k
of which > 1y-
Working capital€266k
Employees (FTE)-
Ratios (computed)
2024
Current ratio6.29
Quick ratio6.29
Working capital ratio79.8%
Solvency84.9%
Debt / equity0.18
Long-term debt ratio-
Interest coverage242.70
Gross margin-
Net margin-
ROA37.6%
ROE44.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€333k
Fixed assets 21/28€17k
Tangible fixed assets 22/27€17k
Current assets 29/58€316k
Amounts receivable within one year 40/41€32k
Investments 50/53€213k
Cash & bank 54/58€70k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€333k
Equity 10/15€283k
Contributions / capital 10/11€1k
Accumulated profits (losses) 14€282k
Amounts payable 17/49€50k
Amounts payable within one year 42/48€50k
Trade debts payable within one year 44€4k
Income statement
Gross operating margin 9900€163k
Operating result 9901€157k
Financial income 75€7k
Financial charges 65€671
Result before taxes 9903€163k
Income taxes 67/77€37k
Net result for the period 9904€125k
Result to be appropriated 9905€125k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
93 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
KEMIO
Kiliaanstraat 41, 2570 DuffelOverige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
since 20232.338.351.680
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area357 m²
Buildings1
Building footprint99 m²
Volume (LiDAR)758 m³
Tallest building12.6 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12009E0263/00V003 Flanders 357 m² 1 · 99 m² 12.6 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source and are complete.

Analysis

Snowflake analysis

financial profile on 5 axes
Health93Profitability100Solvency100Growth52Stability94
88 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 93
Profitability 100
Solvency 100
Growth 52
Stability 94

Ask AI about this company

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL KEMIO
Registered office
Kiliaanstraat 41
2570 Duffel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.