Summary
KeBeK Management is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €605k and a net result of €68k. Equity is growing by ~16.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 5527 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-12-2025, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
50 d early
2023
57 d early
2022
55 d early
2021
59 d early
2020
54 d early
2019
52 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€605k▲ 12.6%
2024 · €538k
2019: €203k
2020: €266k
2021: €333k
2022: €398k
2023: €464k
2024: €538k
2019 → 2025
Net result
€68k▼ 7.9%
2024 · €73k
2019: €61k
2020: €62k
2021: €67k
2022: €65k
2023: €66k
2024: €73k
2019 → 2025
Total assets
€612k▲ 12.2%
2024 · €545k
2019: €427k
2020: €431k
2021: €339k
2022: €405k
2023: €471k
2024: €545k
2019 → 2025
Solvency
98.9%▲ 0.3pp
2024 · 98.6%
2019: 47.6%
2020: 61.7%
2021: 98.3%
2022: 98.2%
2023: 98.4%
2024: 98.6%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€333k-€398k▲ 19.5%€464k▲ 16.6%€538k▲ 15.8%€605k▲ 12.6%
Operating result€100k-€100k▼ 0.5%€102k▲ 1.7%€109k▲ 7.4%€97k▼ 11.0%
Net result€67k-€65k▼ 3.7%€66k▲ 2.0%€73k▲ 11.0%€68k▼ 7.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 11% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €612k
Fixed assets
€4k ▼ 83.9%
Current assets
€608k ▲ 16.9%
Equity and liabilities €612k
Equity
€605k ▲ 12.6%
Debt
€7k ▼ 13.8%
Debt's share of the balance-sheet total falls from 1.4% to 1.1%. Equity is higher and debt is lower.
Key figures and ratios
ROE
11.2%▼
2024 · 13.7%
ROA
11.0%▼
2024 · 13.5%
Debt ≤ 1 year
€7k▼
2024 · €8k
Income taxes
€34k▼
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€545k€612k▲
Fixed assets21/28€25k€4k▼
Financial fixed assets28€25k€4k▼
Current assets29/58€520k€608k▲
Amounts receivable within one year40/41€55k€38k▼
Trade receivables40€9k-
Other amounts receivable41€46k€38k▼
Cash at bank and in hand54/58€464k€569k▲
Deferred charges and accrued income490/1€2k€941▼
Equity and liabilities
Total equity and liabilities10/49€545k€612k▲
Equity10/15€538k€605k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€376k€443k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€369k€437k▲
Profit (loss) carried forward14€100k€100k=
Amounts payable17/49€8k€7k▼
Amounts payable within one year42/48€8k€7k▼
Trade debts44€352€39▼
Suppliers440/4€352€39▼
Taxes, remuneration and social security45€8k€7k▼
Taxes450/3€8k€7k▼
Income statement
Code20242025
Other operating charges640/8€384€387▲
Non-recurring operating charges66A€4-
Gross operating margin9900€109k€97k▼
Operating profit (loss)9901€109k€97k▼
Financial income75/76B€3k€5k▲
Recurring financial income75€3k€5k▲
Financial charges65/66B€248€252▲
Recurring financial charges65€248€252▲
Profit (loss) for the period before taxes9903€111k€102k▼
Income taxes67/77€38k€34k▼
Profit (loss) for the period9904€73k€68k▼
Profit (loss) for the period to be appropriated9905€73k€68k▼
Appropriation of the result
Profit (loss) to be appropriated9906€174k€168k▼
Profit (loss) brought forward from the previous period14P€100k€100k=
Transfer to equity691/2€73k€68k▼
To other reserves6921€73k€68k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
09-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
11-04
State Gazette act
Capital decrease · Capital
Statutes amendment · Capital holders
11-04
State Gazette act
Capital decrease · Capital
Statutes amendment · Permanent representative
2024
12-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
21-08
State Gazette act
General meeting · Capital increase
Board meeting · Capital decrease
21-08
State Gazette act
General meeting · Capital increase
Board meeting · Capital decrease
30-06
Financial
Highest result since 2019net €73k ▲11%
Net result €73k, the highest in the series.
30-06
Financial
Equity above €500kEq €538k ▲15.8%
6 profitable years in a row build equity to €538k.
2023
05-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
07-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
03-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial
Liquidity times 26current ratio 52.76
Current ratio from 2.04 to 52.76; short-term debt falls from €165k to €6k.
Show earlier events
04-06
State Gazette act
General meeting · Capital decrease
Capital · Statutes amendment
04-06
State Gazette act
General meeting · Capital decrease
Capital · Power of attorney
2020
08-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
12-08
State Gazette act
Capital increase · Capital
Statutes amendment · Capital holders
12-08
State Gazette act
General meeting · Capital increase
Capital · Director appointment
2019
10-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
12-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
05-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
05-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2015
22-06
State Gazette act
Incorporation · Founding capital
Director appointment · Permanent representative
22-06
State Gazette act
Incorporation · Founding capital
Director appointment · Permanent representative
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Romeinsesteenweg 5661853 GrimbergenGround area
1.4 ha
Building footprint
1,328 m²
Volume, LiDAR
14,135 m³
Parcel 23084B0071/00S024, Flanders · tallest building 15.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
KeBeK Management
since 20122.215.060.524
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23084B0071/00S024 | Flanders | 1.4 ha | 1 · 1,328 m² | 15.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
2 connected companiesLinked via shared directors
Shared director
→
Shared director
→
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 13,484 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded27-11-2012
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.