KD ARCHITECTUUR
ActiveKD ARCHITECTUUR has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26k and a net result of €-4k. Equity is shrinking by ~3.1% per year across the filed fiscal years. Its solvency ranks better than 61% of 9389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▲+6
Solvency90▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.82 against 1.65 in 2024; short-term debt: 35.1% and cash: 44.2% of total assets), and 35.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.9%
Return on assets
-10.5%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-4k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
53 d early
2024
34 d early
2023
36 d early
2022
52 d early
2021
47 d early
2020
50 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€26k▼ 14.0%
2024 · €30k
2018: €9k
2019: €20k
2020: €49k
2021: €67k
2022: €43k
2023: €37k
2024: €30k
2018 → 2025
Total assets
€40k▼ 12.1%
2024 · €46k
2018: €46k
2019: €65k
2020: €79k
2021: €106k
2022: €73k
2023: €57k
2024: €46k
2018 → 2025
Net result
€-4k▲ 38.6%
2024 · €-7k
2018: €-4k
2019: €12k
2020: €30k
2021: €18k
2022: €-13k
2023: €-6k
2024: €-7k
2018 → 2025
Working capital
€11k▲ 40.8%
2024 · €8k
2018: €-26k
2019: €-30k
2020: €2k
2021: €23k
2022: €9k
2023: €8k
2024: €8k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€67k-€43k▼ 36.0%€37k▼ 13.6%€30k▼ 18.5%€26k▼ 14.0%
Operating result€24k-€-12k€-5k▲ 56.7%€-6k▼ 18.6%€-4k▲ 44.1%
Net result€18k-€-13k€-6k▲ 53.9%€-7k▼ 17.6%€-4k▲ 38.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €6k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €40k
Fixed assets
€15k▼ 41.6%
Current assets
€26k▲ 23.4%
Equity and liabilities €40k
Equity
€26k▼ 14.0%
Debt
€14k▼ 8.5%
The debt ratio rises from 33.7% to 35.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€7k▲
2024 · €5k
Cash flow
€7k▲
2024 · €4k
Solvency
64.9%▼
2024 · 66.3%
Current ratio
1.82▲
2024 · 1.65
Quick ratio
1.82▲
2024 · 1.65
Debt / equity
0.54▲
2024 · 0.51
ROE
-16.2%▲
2024 · -22.7%
ROA
-10.5%▲
2024 · -15.1%
Interest coverage
19.43▲
2024 · 15.85
Debt
€14k▼
2024 · €15k
Debt ≤ 1 year
€14k▲
2024 · €13k
Income taxes
€320▲
2024 · €282
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€46k€40k▼
Fixed assets21/28€25k€15k▼
Intangible fixed assets21€5k€4k▼
Tangible fixed assets22/27€20k€11k▼
Plant, machinery and equipment23€11k€8k▼
Furniture and vehicles24€9k€3k▼
Current assets29/58€21k€26k▲
Amounts receivable within one year40/41€14k€8k▼
Trade receivables40€14k€8k▼
Other amounts receivable41€208-
Cash at bank and in hand54/58€6k€18k▲
Equity and liabilities
Total equity and liabilities10/49€46k€40k▼
Equity10/15€30k€26k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€10k€6k▼
Amounts payable17/49€15k€14k▼
Amounts payable after more than one year17€2k-
Financial debts170/4€2k-
Amounts payable within one year42/48€13k€14k▲
Current portion of amounts payable after more than one year42€5k€2k▼
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€6k€8k▲
Taxes450/3€6k€8k▲
Other amounts payable47/48€546€3k▲
Accrued charges and deferred income492/3€396-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▼
Other operating charges640/8€440€400▼
Gross operating margin9900€5k€8k▲
Operating profit (loss)9901€-6k€-4k▲
Financial charges65/66B€306€386▲
Recurring financial charges65€306€386▲
Profit (loss) for the period before taxes9903€-7k€-4k▲
Income taxes67/77€282€320▲
Profit (loss) for the period9904€-7k€-4k▲
Profit (loss) for the period to be appropriated9905€-7k€-4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€6k▼
Profit (loss) brought forward from the previous period14P€17k€10k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
State Gazette act
Purpose · Statutes amendmentGeneral meeting · Purpose change · Corporate purpose8 facts ▸
State Gazette act
Purpose · Statutes amendment
General meeting · Purpose change · Corporate purpose8 facts ▸
- General meeting, 08/06/2026
- Purpose change, De vennootschap heeft tot voorwerp: * het verlenen van diensten die behoren tot de uitoefening van het beroep van architect; * het verrichten van alle handeling…
- Corporate purpose, De vennootschap heeft tot voorwerp: * het verlenen van diensten die behoren tot de uitoefening van het beroep van architect; * het verrichten van alle handeling…
- Statutes amendment
- Director resignation, DERAES Kim (niet-statutaire zaakvoerder)
- Director appointment, DERAES Kim (niet-statutair bestuurder)
- Mandate compensation, DERAES Kim
- Power of attorney, FIDACO
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-13k ▼171%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €30k ▲151%
Operating result €38k, net result €30k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 1.08
Current ratio from 0.34 to 1.08; short-term debt falls from €45k to €30k.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2026
DERAES Kim
CurrentNon-statutory director · since 10-08-2026
10-08-2026
Resigned as Niet statutaire zaakvoerder
10-08-2026
Appointed as Non-statutory director
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Jansstraat 151731 AsseGround area
406 m²
Building footprint
111 m²
Volume, LiDAR
34 m³
Parcel 23068A0116/00R000, Flanders · tallest building 3.4 m. Linked by address, not a title deed.
1 establishment unit
KD ARCHITECTUUR
since 20182.278.464.474
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23068A0116/00R000 | Flanders | 406 m² | 1 · 111 m² | 3.4 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BUILDIT
BE 0773.715.847
Lievegem · Eq €26k
Architect Innèsse Favoreel
BE 1015.560.997
Tongeren-Borgloon · Eq €26k
DBVR
BE 0778.937.318
Destelbergen · Eq €26k
ATELIER D'ARCHITECTURE DROUET
BE 0761.813.353
Philippeville · Eq €26k
Atelier RENQUIN-BUYSE Architectes
BE 0846.848.996
Hélécine · Eq €26k
Of 18,249 companies in sector 71111 we hold annual accounts for 6,319. 4,792 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-07-2018
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.