KBMC
ActiveThe computed 12-month bankruptcy probability of KBMC is 1.6% (moderate). The 2025 annual accounts show equity of €153k and a net result of €74k. Equity is growing by ~28.3% per year across the filed fiscal years. Its solvency ranks better than 52% of 7318 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
91
/ 100
Excellent▼ -9 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency83▼-17
Growth78=
Stability100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 1.67 against 5.44 in 2024), but 54.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.3%
Return on assets
21.9%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
64 d early
2024
44 d early
2023
37 d early
2022
39 d early
2021
40 d early
2020
39 d early
2019
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€153k▼ 35.7%
2024 · €238k
2019: €18k
2020: €64k
2021: €116k
2022: €168k
2023: €202k
2024: €238k
2019 → 2025
Total assets
€338k▲ 12.7%
2024 · €299k
2019: €63k
2020: €105k
2021: €160k
2022: €193k
2023: €239k
2024: €299k
2019 → 2025
Net result
€74k▲ 11.8%
2024 · €66k
2019: €15k
2020: €47k
2021: €53k
2022: €54k
2023: €66k
2024: €66k
2019 → 2025
Working capital
€119k▼ 41.9%
2024 · €205k
2019: €8k
2020: €49k
2021: €97k
2022: €153k
2023: €164k
2024: €205k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€116k-€168k▲ 45.0%€202k▲ 20.5%€238k▲ 17.8%€153k▼ 35.7%
Operating result€68k-€68k▲ 1.0%€84k▲ 22.4%€83k▼ 0.7%€93k▲ 11.6%
Net result€53k-€54k▲ 1.1%€66k▲ 23.0%€66k=€74k▲ 11.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 12% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €338k
Fixed assets
€41k▼ 14.0%
Current assets
€297k▲ 17.8%
Equity and liabilities €338k
Equity
€153k▼ 35.7%
Debt
€185k▲ 201%
The debt ratio rises from 20.5% to 54.7%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€106k▲
2024 · €96k
Cash flow
€87k▲
2024 · €79k
Solvency
45.3%▼
2024 · 79.5%
Current ratio
1.67▼
2024 · 5.44
Quick ratio
1.67▼
2024 · 5.44
Debt / equity
1.21▲
2024 · 0.26
ROE
48.2%▲
2024 · 27.7%
ROA
21.9%▼
2024 · 22.0%
Interest coverage
102.49▲
2024 · 72.89
Debt
€185k▲
2024 · €61k
Debt ≤ 1 year
€177k▲
2024 · €46k
Debt > 1 year
€7k▼
2024 · €15k
Income taxes
€19k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€299k€338k▲
Fixed assets21/28€48k€41k▼
Tangible fixed assets22/27€48k€41k▼
Plant, machinery and equipment23€3k€8k▲
Furniture and vehicles24€42k€31k▼
Other tangible fixed assets26€3k€2k▼
Current assets29/58€252k€297k▲
Amounts receivable within one year40/41€10k€20k▲
Trade receivables40€10k€20k▲
Other amounts receivable41€0-
Current investments50/53€0-
Cash at bank and in hand54/58€240k€275k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€299k€338k▲
Equity10/15€238k€153k▼
Contributions10/11€5k€5k=
Reserves13€233k€148k▼
Distributable reserves133€233k€148k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€61k€185k▲
Amounts payable after more than one year17€15k€7k▼
Financial debts170/4€15k€7k▼
Amounts payable within one year42/48€46k€177k▲
Current portion of amounts payable after more than one year42€7k€8k▲
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€5k€20k▲
Taxes450/3€5k€20k▲
Other amounts payable47/48€32k€147k▲
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k=
Other operating charges640/8€614€908▲
Non-recurring operating charges66A€0-
Gross operating margin9900€97k€107k▲
Operating profit (loss)9901€83k€93k▲
Financial income75/76B€1k€946▼
Recurring financial income75€1k€946▼
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€83k€93k▲
Income taxes67/77€17k€19k▲
Profit (loss) for the period9904€66k€74k▲
Profit (loss) for the period to be appropriated9905€66k€74k▲
Appropriation of the result
Profit (loss) to be appropriated9906€66k€74k▲
Transfer from equity791/2€0€100k▲
Transfer to equity691/2€36k€15k▼
To other reserves6921€36k€15k▼
Profit to be distributed694/7€30k€159k▲
Return on contributions (dividend)694€30k€159k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €74k ▲11.8%
Operating result €93k, net result €74k, both a record.
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €202k ▲20.5%
5 profitable years in a row build equity to €202k.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 7.15
Current ratio from 3.47 to 7.15; short-term debt falls from €39k to €25k.
31-12
Financial
Equity above €150kEq €168k ▲45%
4 profitable years in a row build equity to €168k.
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €116k ▲80.3%
3 profitable years in a row build equity to €116k.
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity doublescurrent ratio 2.74
Current ratio from 1.30 to 2.74.
18-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dessel · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergenstraat 932480 DesselGround area
1,410 m²
Building footprint
139 m²
Volume, LiDAR
817 m³
Parcel 13006A0358/00G018, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KBMC
since 20192.290.924.521
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13006A0358/00G018 | Flanders | 1,410 m² | 1 · 139 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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KINA CONSTRUCT
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Concept'House
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Of 29,531 companies in sector 41001 we hold annual accounts for 15,868. 12,482 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-07-2019
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.