KBD SERVICES · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of KBD SERVICES is 3.8% (moderate). The 2024 annual accounts show equity of €31k and a net result of €29k. Its solvency ranks better than 64% of 2254 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-10-2025, 89 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

How we compute the deadline

There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2024	31-07-2025	28-10-2025	89 d late	2025-00560773

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2023, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

3.8% Moderate

0%0,5%1,5%4%10%≥25%

Young company +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€29k

Working capital€31k

CSV export

Annual accounts & ratios

Source: NBB · 2024

Annual accounts filed on 28-10-2025 with the NBB · fiscal year 2024 · micro

Sector comparison

Fiscal year 2024 · NACE 49, Land transport · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	39.6%	27.4%	better than 64% of 2254 sector peers
Net result	€29k	€6k	better than 84% of 2238 sector peers
Equity	€31k	€17k	better than 66% of 2260 sector peers
Gross operating margin	€66k	€28k	better than 70% of 2226 sector peers
Staff costs	€36k	€36k	higher than 50% of 1019 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	-
Net profit	€29k
Cash flow	-
Staff costs	€36k
Income taxes	-
Dividends	-
Total assets	€79k
Equity	€31k
Debt	€48k
of which ≤ 1y	€48k
of which > 1y	-
Working capital	€31k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	1.66
Quick ratio	1.66
Working capital ratio	39.6%
Solvency	39.6%
Debt / equity	1.53
Long-term debt ratio	-
Interest coverage	-
Gross margin	-
Net margin	-
ROA	37.1%
ROE	93.6%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Equity & liabilities

Equity €31k · 39.6% Debt €48k · 60.4%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€79k
Current assets	29/58	€79k
Amounts receivable within one year	40/41	€54k
Cash & bank	54/58	€26k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€79k
Equity	10/15	€31k
Contributions / capital	10/11	€2k
Accumulated profits (losses)	14	€29k
Amounts payable	17/49	€48k
Amounts payable within one year	42/48	€48k
Trade debts payable within one year	44	€16k
Income statement
Gross operating margin	9900	€66k
Operating result	9901	€30k
Financial charges	65	€273
Result before taxes	9903	€29k
Net result for the period	9904	€29k
Result to be appropriated	9905	€29k

Ratios computed by Checked.

Health barometer

FY 2024 · computed

78 / 100 Excellent

050100

Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Assesteenweg 1161740 Ternat

Establishment units

1 location

Establishment

Goederenvervoer over de weg

since 20232.349.766.996

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels2

Ground area4,104 m²

Buildings2

Building footprint1,740 m²

Volume (LiDAR)12,736 m³

Tallest building10.3 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
22001A0058/00L000	Flanders	4,023 m²	1 · 1,681 m²	9.0 m · 3 fl.
23086A0354/00K002	Flanders	82 m²	1 · 58 m²	10.3 m · 3 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts

Address history · 1

14-06-2024

Registered-office move

All acts · 1 updated 2 years ago

2024

14-06-2024 Registered office moved from DROGENBOS to TERNAT Registered-office change

GOLDENHOPESTRAAT 13, 1620 DROGENBOS → ASSESTEENWEG 116 A, 1740 TERNAT

Original publication ↗

Analysis

Snowflake analysis

financial profile on 5 axes

83 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 78

Profitability 100

Solvency 76

Growth -

Stability 79

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