Kaupanda
ActiveSummary
Kaupanda has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €260k and a net result of €13k. Equity is growing by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▲+17
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 65.48; short-term debt: 1.5% and cash: 54.6% of total assets), and 1.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.5%
Return on assets
4.9%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-12-2025, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
46 d early
2024
43 d early
2023
27 d early
2022
27 d early
2021
27 d early
2020
40 d early
2019
28 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€260k▲ 5.2%
2024 · €247k
2019: €84k
2020: €207k
2021: €259k
2022: €244k
2023: €251k
2024: €247k
2019 → 2025
Total assets
€264k▲ 6.3%
2024 · €248k
2019: €122k
2020: €245k
2021: €269k
2022: €250k
2023: €251k
2024: €248k
2019 → 2025
Net result
€13k
2024 · €-4k
2019: €45k
2020: €123k
2021: €52k
2022: €-15k
2023: €7k
2024: €-4k
2019 → 2025
Working capital
€260k▲ 5.2%
2024 · €247k
2019: €83k
2020: €197k
2021: €255k
2022: €245k
2023: €251k
2024: €247k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€259k-€244k▼ 5.7%€251k▲ 2.8%€247k▼ 1.8%€260k▲ 5.2%
Operating result€77k-€-12k€-11k▲ 11.0%€-12k▼ 9.6%€-11k▲ 3.7%
Net result€52k-€-15k€7k€-4k€13k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11k in 2025 against €12k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €264k
Equity
€260k ▲ 5.2%
Debt
€4k ▲ 205%
Debt's share of the balance-sheet total rises from 0.5% to 1.5%. Equity and debt are higher.
Key figures and ratios
Current ratio
65.48
Debt to equity
0.02▲
2024 · 0.01
ROE
5.0%▲
2024 · -1.8%
ROA
4.9%▲
2024 · -1.8%
Debt ≤ 1 year
€4k▲
2024 · €1k
Income taxes
€5k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€248k€264k▲
Current assets29/58€248k€264k▲
Amounts receivable within one year40/41€4k€112▼
Other amounts receivable41€4k€112▼
Current investments50/53€171k€120k▼
Cash at bank and in hand54/58€73k€144k▲
Equity and liabilities
Total equity and liabilities10/49€248k€264k▲
Equity10/15€247k€260k▲
Contributions10/11€19k€19k=
Reserves13€241k€241k▲
Distributable reserves133€241k€241k▲
Profit (loss) carried forward14€-13k-
Amounts payable17/49€1k€4k▲
Amounts payable within one year42/48€1k€4k▲
Trade debts44-€198
Suppliers440/4-€198
Taxes, remuneration and social security45€1k€4k▲
Taxes450/3€1k€4k▲
Other amounts payable47/48-€285
Income statement
Code20242025
Other operating charges640/8€889€787▼
Gross operating margin9900€-11k€-11k▲
Operating profit (loss)9901€-12k€-11k▲
Financial income75/76B€26k€26k▼
Recurring financial income75€7k€4k▼
Non-recurring financial income76B€20k€22k▲
Financial charges65/66B€15k€-4k▼
Recurring financial charges65€15k€-4k▼
Profit (loss) for the period before taxes9903€-1k€18k▲
Income taxes67/77€3k€5k▲
Profit (loss) for the period9904€-4k€13k▲
Profit (loss) for the period to be appropriated9905€-4k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€324▲
Profit (loss) brought forward from the previous period14P€-8k€-13k▼
Transfer to equity691/2-€324
To other reserves6921-€324
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
16-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
2024
19-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
04-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
30-06
Financial
Liquidity times 26current ratio 1198.18
Current ratio from 45.69 to 1198.18; short-term debt falls from €5k to €210.
04-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €-15k ▼129%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
04-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Liquidity quadruplescurrent ratio 27.89
Current ratio from 6.36 to 27.89; short-term debt falls from €37k to €9k.
2020
22-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Highest result since 2019net €123k ▲171%
Operating result €194k, net result €123k, both a record.
Show earlier events
30-06
Financial
Equity above €200kEq €207k ▲146%
2 profitable years in a row build equity to €207k.
03-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
19-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
13-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
06-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Putte · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paalstraat 12580 PutteGround area
2,082 m²
Building footprint
190 m²
Volume, LiDAR
1,105 m³
Parcel 12029C0225/00G000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kaupanda
since 20152.244.397.777
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12029C0225/00G000 | Flanders | 2,082 m² | 1 · 190 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400G7NONZY0NSWX73
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 38,795 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-07-2015
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
73200Market research and public opinion polling
73300Public relations and communication consultancy
78100Employment placement agencies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.