KASTAN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €79k and a net result of €4k. Equity is growing by ~31.7% per year across the filed fiscal years. Its solvency ranks better than 39% of 5498 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
28 d early
2024
29 d late
2023
21 d early
2022
34 d early
2021
47 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€79k▲ 5.2%
2024 · €75k
2021: €21k
2022: €39k
2023: €56k
2024: €75k
2021 → 2025
Net result
€4k▼ 79.0%
2024 · €18k
2021: €16k
2022: €18k
2023: €18k
2024: €18k
2021 → 2025
Total assets
€201k▼ 3.3%
2024 · €208k
2021: €208k
2022: €201k
2023: €200k
2024: €208k
2021 → 2025
Solvency
39.2%▲ 3.2pp
2024 · 36.0%
2021: 9.9%
2022: 19.2%
2023: 28.1%
2024: 36.0%
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€39k▲ 88.0%€56k▲ 46.1%€75k▲ 32.8%€79k▲ 5.2%
Operating result€29k-€29k▼ 3.1%€29k▲ 0.7%€28k▼ 1.6%€9k▼ 66.6%
Net result€16k-€18k▲ 16.4%€18k▼ 1.5%€18k▲ 4.1%€4k▼ 79.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 67% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €201k
Fixed assets
€200k=
Current assets
€737▼ 90.3%
Equity and liabilities €201k
Equity
€79k▲ 5.2%
Debt
€122k▼ 8.1%
The debt ratio falls from 64.0% to 60.8%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
39.2%▲
2024 · 36.0%
ROE
4.9%▼
2024 · 24.7%
ROA
1.9%▼
2024 · 8.9%
Debt
€122k▼
2024 · €133k
Debt ≤ 1 year
€122k▼
2024 · €132k
Income taxes
€2k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€208k€201k▼
Fixed assets21/28€200k€200k=
Financial fixed assets28€200k€200k=
Current assets29/58€8k€737▼
Amounts receivable within one year40/41€8k-
Trade receivables40€8k-
Cash at bank and in hand54/58€110€737▲
Equity and liabilities
Total equity and liabilities10/49€208k€201k▼
Equity10/15€75k€79k▲
Contributions10/11€5k€5k=
Reserves13€70k€74k▲
Distributable reserves133€70k€74k▲
Amounts payable17/49€133k€122k▼
Amounts payable within one year42/48€132k€122k▼
Current portion of amounts payable after more than one year42€31k-
Trade debts44€880€2k▲
Suppliers440/4€880€2k▲
Advances received on contracts in progress46€9k-
Taxes, remuneration and social security45€16k€31k▲
Taxes450/3€16k€24k▲
Remuneration and social security454/9-€7k
Other amounts payable47/48€75k€89k▲
Accrued charges and deferred income492/3€387€62▼
Income statement
Code20242025
Other operating charges640/8€919€1k▲
Gross operating margin9900€29k€11k▼
Operating profit (loss)9901€28k€9k▼
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€26k€6k▼
Income taxes67/77€7k€2k▼
Profit (loss) for the period9904€18k€4k▼
Profit (loss) for the period to be appropriated9905€18k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€4k▼
Transfer to equity691/2€18k€4k▼
To other reserves6921€18k€4k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €4k ▼79%
Net result drops to €4k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial
Highest result since 2021net €18k ▲4.1%
Net result €18k, the highest in the series.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kempische Kaai 7C3500 HasseltGround area
798 m²
Building footprint
294 m²
Volume, LiDAR
4,551 m³
Parcel 71327G0232/00F005, Flanders · tallest building 22.9 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
KASTAN
since 20202.305.794.819
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71327G0232/00F005 | Flanders | 798 m² | 1 · 294 m² | 22.9 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 11,699 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-07-2020
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.