Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of Karwij is 0.9% (low). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wide| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 30-06-2025 | 31-01-2026 | 02-12-2025 | 60 d early | 2025-00573893 |
| 30-06-2024 | 31-01-2025 | 31-01-2025 | on the day | 2025-00022106 |
| 30-06-2023 | 31-01-2024 | 16-01-2024 | 15 d early | 2024-00001938 |
| 30-06-2022 | 31-01-2023 | 24-01-2023 | 7 d early | 2023-00002416 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsAdministrative Flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBB| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 30-06-2025 | micro | 02-12-2025 | 2025-00573893 |
| 30-06-2024 | micro | 31-01-2025 | 2025-00022106 |
| 30-06-2023 | micro | 16-01-2024 | 2024-00001938 |
| 30-06-2022 | micro | 24-01-2023 | 2023-00002416 |
Directors
Directors & mandates
2 directors-
Pascale VERSTRAETENNiet statutaire bestuurderState Gazette act 22337939 (14-06-2022)Current14-06-2022 → present
2 events
- 14-06-2022 Resigned· Manager
- 14-06-2022 Appointed· Niet statutaire bestuurder
-
Paul HEYNDRICKXNiet statutaire bestuurderState Gazette act 22337939 (14-06-2022)Current14-06-2022 → present
2 events
- 14-06-2022 Resigned· Manager
- 14-06-2022 Appointed· Niet statutaire bestuurder
Insolvency mandates
Legal Structure
| NACE primary | Detailhandel in glas-, porselein- en aardewerk en in niet-elektrische huishoudelijke artikelen(47553) |
| Legal form | Private limited company(610) |
| Incorporation | 20-03-2008 |
| Status | Active |
| Postal code | 9270 |
Structure & network
Locations & real estate
Establishment units
2 locationsReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42010C0038/00B002 | Flanders | 723 m² | 1 · 203 m² | 12.2 m · 3 fl. |
| 42010C0043/00G000 | Flanders | 496 m² | 1 · 194 m² | 12.2 m · 2 fl. |
Publications
Lifecycle & Insolvency Signals
Belgisch Staatsblad · acts
1 acts14-06-2022 2 directors appointed, 2 resigning
- Pascale VERSTRAETEN, Niet statutaire bestuurder
- Paul HEYNDRICKX, Niet statutaire bestuurder
- Pascale VERSTRAETEN, Zaakvoerder
- Paul HEYNDRICKX, Zaakvoerder
Analysis
Ask AI about this company
Checked AISoon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.
AI due-diligence brief
Checked AIGenerate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector, nearest firstCompany registry
Company registry (CBE)
Crossroads Bank| Legal nameNL | Karwij |