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Karomia

Active
Gaverlandstraat 62 ·9031 Gent, Belgium
KBO/BCE: BE 1004.945.239
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age2 yrs
Board2
Staff (FTE)1.7
Connections1
Real estate1 parcel · 3,789 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Karomia is 0.9% (low). The 2024 annual accounts show equity of €63k and a net result of €-47k. Its solvency ranks better than 18% of 817 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.9% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector −Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 817 sector peers (2024).
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-07-2025, 21 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 10-07-2025 21 d early 2025-00273961

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-47k
Working capital€169k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 10-07-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 63 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 14.1% 61.4%
better than 18% of 817 sector peers
Net result €-47k €21k
better than 5% of 816 sector peers
Equity €63k €48k
better than 59% of 817 sector peers
Gross operating margin €-5k €39k
better than 10% of 816 sector peers
Staff costs €17k €14k
higher than 53% of 110 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€-23k
Net profit€-47k
Cash flow€-27k
Staff costs€17k
Income taxes€87
Dividends-
Total assets€446k
Equity€63k
Debt€383k
of which ≤ 1y€76k
of which > 1y€116k
Working capital€169k
Employees (FTE)1.7
Ratios (computed)
2024
Current ratio3.21
Quick ratio3.21
Working capital ratio37.9%
Solvency14.1%
Debt / equity6.07
Long-term debt ratio1.84
Interest coverage-5.12
Gross margin-
Net margin-
ROA-10.5%
ROE-74.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€446k
Fixed assets 21/28€201k
Intangible fixed assets 21€194k
Tangible fixed assets 22/27€5k
Financial fixed assets 28€2k
Current assets 29/58€245k
Amounts receivable within one year 40/41€128k
Cash & bank 54/58€115k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€446k
Equity 10/15€63k
Contributions / capital 10/11€110k
Accumulated profits (losses) 14€-47k
Amounts payable 17/49€383k
Amounts payable after one year 17€116k
Amounts payable within one year 42/48€76k
Trade debts payable within one year 44€71k
Income statement
Gross operating margin 9900€-5k
Operating result 9901€-43k
Financial income 75€341
Financial charges 65€4k
Result before taxes 9903€-47k
Income taxes 67/77€87
Net result for the period 9904€-47k
Result to be appropriated 9905€-47k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
35 / 100 Weak
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

2 directors
Current directors & mandates
  • Entourage CapitalLegal entity
    Director· perm. rep.: Pieterjan Bouten
    State Gazette act 26005653 (13-01-2026)
    Current
    11-12-2025 → present
    2 events
    • 11-12-2025 Resigned· Director
    • 11-12-2025 Appointed· Director
  • ZX COMPUTERS CommVLegal entity
    Managing director· perm. rep.: Luc Machiels
    State Gazette act 25102283 (11-08-2025)
    Current
    23-06-2025 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Statutory auditor

1 auditor
Statutory auditor IRE/IBR number Tenure
BV Finvision BedrijfsrevisorenCurrent
Company auditor · represented by NIJS Karel
 - 20-02-2025 → present
Appointed statutory auditor from the Belgian State Gazette. The IRE/IBR number refers to the register of the Institute of Registered Auditors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Overige dienstverlenende activiteiten op het gebied van informatie(63920)
Legal form Private limited company(610)
Incorporation19-01-2024
StatusActive
Postal code9031

Structure & network

Connections & network

1 connected company
Group structure
Entourage Capital
Parent · 1 subsidiary · 1 location
Control→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register
2 companies at this address See who is registered here

Establishment units

1 location
KAROMIA
Gaverlandstraat 62, 9031 GentOverige dienstverlenende activiteiten op het gebied van informatie, n.e. g.
since 20242.355.239.479
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area3,789 m²
Buildings1
Building footprint262 m²
Volume (LiDAR)813 m³
Tallest building4.4 m · ±1 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44017D1435/00A000 Flanders 3,789 m² 1 · 262 m² 4.3 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

6 acts
Capital history · 1
11-04-2024
v3.2
All acts · 6 updated 6 months ago
2026
13-01-2026 1 director appointed, 1 resigning Director changes
  • Evert Beeckman, Bestuurder
  • Pieterjan Bouten, Bestuurder
Summary: v3.2
2025
11-08-2025 Luc Machiels appointed as managing director Director changes
  • Luc Machiels, Gedelegeerd bestuurder
Summary: v3.2
10-03-2025 Articles of association amended Statutes amendment
Summary: v3.2
2024
11-04-2024 Capital increase of €49,996.20 Capital & shares
Summary: v3.2
26-02-2024 Articles of association amended Statutes amendment
Summary: v3.2
23-01-2024 Incorporation of a new BV Incorporation
Summary: oprichting

Analysis

Snowflake analysis

financial profile on 5 axes
Health35Profitability0Solvency43Growth-Stability67
36 / 100

Fragile profile, watch profitability in particular.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 35
Profitability 0
Solvency 43
Growth -
Stability 67

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Credit advice

verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Same sector, ranked by comparable size

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Ontwerpen en programmeren van computerprogramma's62010Ontwerpen van computerprogramma’s62100Overige dienstverlenende activiteiten op het gebied van informatie63920Overige dienstverlenende activiteiten op het gebied van informatie, n.e. g.63990Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL Karomia
Registered office
Gaverlandstraat 62
9031 Gent, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.