KARL FABRY
ActiveKARL FABRY has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €69k and a net result of €13k. Equity is growing by ~34.1% per year across the filed fiscal years. Its solvency ranks better than 75% of 257 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-15
Solvency95▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.07 against 1.85 in 2024; short-term debt: 29.3% and cash: 15% of total assets), and 29.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 61
Relative position
BE, all sectors
reference
Sector 61
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-10-2025, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
3 d early
2023
7 d early
2022
4 d early
2021
34 d early
2020
22 d early
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close19-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€69k▲ 22.6%
2024 · €57k
2019: €12k
2020: €18k
2021: €22k
2022: €27k
2023: €40k
2024: €57k
2019 → 2025
Total assets
€99k▲ 6.1%
2024 · €93k
2019: €39k
2020: €39k
2021: €39k
2022: €81k
2023: €98k
2024: €93k
2019 → 2025
Net result
€13k▼ 22.8%
2024 · €17k
2019: €4k
2020: €6k
2021: €5k
2022: €5k
2023: €13k
2024: €17k
2019 → 2025
Working capital
€31k▲ 35.8%
2024 · €23k
2019: €5k
2020: €12k
2021: €19k
2022: €-846
2023: €13k
2024: €23k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€22k-€27k▲ 21.1%€40k▲ 48.5%€57k▲ 41.3%€69k▲ 22.6%
Operating result€8k-€11k▲ 43.9%€22k▲ 100%€28k▲ 28.9%€23k▼ 19.7%
Net result€5k-€5k▼ 1.8%€13k▲ 179%€17k▲ 26.6%€13k▼ 22.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 20% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €99k
Fixed assets
€39k▼ 10.7%
Current assets
€60k▲ 21.0%
Equity and liabilities €99k
Equity
€69k▲ 22.6%
Debt
€29k▼ 19.5%
The debt ratio falls from 39.1% to 29.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28k▼
2024 · €34k
Cash flow
€19k▼
2024 · €23k
Solvency
70.4%▲
2024 · 60.9%
Current ratio
2.07▲
2024 · 1.85
Quick ratio
2.07▲
2024 · 1.85
Debt / equity
0.42▼
2024 · 0.64
ROE
18.4%▼
2024 · 29.3%
ROA
13.0%▼
2024 · 17.8%
Interest coverage
4.88▼
2024 · 5.97
Debt
€29k▼
2024 · €36k
Debt ≤ 1 year
€29k▲
2024 · €27k
Debt > 1 year
€338▼
2024 · €9k
Income taxes
€6k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€93k€99k▲
Fixed assets21/28€43k€39k▼
Tangible fixed assets22/27€43k€39k▼
Land and buildings22€3k€2k▼
Plant, machinery and equipment23€34k€30k▼
Furniture and vehicles24€467€932▲
Other tangible fixed assets26€5k€5k=
Current assets29/58€49k€60k▲
Amounts receivable within one year40/41€29k€39k▲
Trade receivables40€1k€277▼
Other amounts receivable41€28k€39k▲
Current investments50/53€3k€3k=
Cash at bank and in hand54/58€14k€15k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€93k€99k▲
Equity10/15€57k€69k▲
Contributions10/11€15k€15k=
Reserves13€53k€54k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€51k€53k▲
Profit (loss) carried forward14€-11k-
Amounts payable17/49€36k€29k▼
Amounts payable after more than one year17€9k€338▼
Financial debts170/4€9k€338▼
Amounts payable within one year42/48€27k€29k▲
Current portion of amounts payable after more than one year42€13k€9k▼
Financial debts43€460€8k▲
Credit institutions430/8€460€8k▲
Trade debts44€4k€5k▲
Suppliers440/4€4k€5k▲
Taxes, remuneration and social security45€9k€8k▼
Taxes450/3€6k€5k▼
Remuneration and social security454/9€3k€3k=
Accrued charges and deferred income492/3€562-
Income statement
Code20242025
Non-recurring operating income76A€4k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€35k€31k▼
Operating profit (loss)9901€28k€23k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€6k€6k▲
Recurring financial charges65€6k€6k▲
Profit (loss) for the period before taxes9903€24k€19k▼
Income taxes67/77€7k€6k▼
Profit (loss) for the period9904€17k€13k▼
Profit (loss) for the period to be appropriated9905€17k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€2k▲
Profit (loss) brought forward from the previous period14P€-28k€-11k▲
Transfer to equity691/2-€2k
To other reserves6921-€2k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
28-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Highest result since 2019net €17k ▲26.6%
Operating result €28k, net result €17k, both a record.
2023
24-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
27-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
09-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
03-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
07-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
12-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eynestraat 483800 Sint-TruidenGround area
2,058 m²
Building footprint
209 m²
Volume, LiDAR
1,249 m³
Parcel 71064C0180/00P000, Flanders · tallest building 11.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Karl Fabry
since 20092.182.497.030
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71064C0180/00P000 | Flanders | 2,058 m² | 1 · 209 m² | 11.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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AUTOSCOUT24 BELGIUM
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Of 1,376 companies in sector 61100 we hold annual accounts for 586. 405 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-10-2009
Fiscal year end31-03
Activities, NACEBEL
61100Wired, wireless and satellite telecommunications
61200Telecommunications resale and intermediation services
61900Telecommunications
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.