Karingi
ActiveSummary
Karingi has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €82k and a net result of €13k. Equity is growing by ~23.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 2304 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▼-12
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 21.12 against 6.64 in 2024; short-term debt: 3.6% and cash: 67.7% of total assets), and 3.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.4%
Return on assets
15%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
39 d early
2023
2 d early
2022
on the day
2021
29 d late
2020
15 d early
2019
58 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€82k▲ 18.5%
2024 · €70k
2018: €18k
2019: €22k
2020: €30k
2021: €30k
2022: €25k
2023: €46k
2024: €70k
2018 → 2025
Total assets
€85k▲ 10.3%
2024 · €77k
2018: €26k
2019: €30k
2020: €62k
2021: €57k
2022: €46k
2023: €58k
2024: €77k
2018 → 2025
Net result
€13k▼ 44.3%
2024 · €23k
2018: €91
2019: €4k
2020: €7k
2021: €71
2022: €-5k
2023: €21k
2024: €23k
2018 → 2025
Working capital
€62k▲ 38.2%
2024 · €45k
2018: €10k
2019: €15k
2020: €10k
2021: €8k
2022: €2k
2023: €21k
2024: €45k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€30k-€25k▼ 16.3%€46k▲ 85.6%€70k▲ 49.7%€82k▲ 18.5%
Operating result€1k-€-4k€25k€32k▲ 27.8%€18k▼ 44.3%
Net result€71-€-5k€21k€23k▲ 7.7%€13k▼ 44.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 44% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €85k
Fixed assets
€20k ▼ 17.2%
Current assets
€65k ▲ 23.2%
Equity and liabilities €85k
Equity
€82k ▲ 18.5%
Debt
€3k ▼ 61.2%
Debt's share of the balance-sheet total falls from 10.2% to 3.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€22k▼
2024 · €37k
Cash flow
€17k▼
2024 · €27k
Current ratio
21.12▲
2024 · 6.64
Debt to equity
0.04▼
2024 · 0.11
ROE
15.6%▼
2024 · 33.2%
ROA
15.0%▼
2024 · 29.8%
Interest coverage
50.31▼
2024 · 60.96
Debt ≤ 1 year
€3k▼
2024 · €8k
Income taxes
€5k▼
2024 · €9k
Staff costs
€7k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€77k€85k▲
Fixed assets21/28€25k€20k▼
Tangible fixed assets22/27€22k€18k▼
Land and buildings22€22k€18k▼
Financial fixed assets28€2k€2k=
Current assets29/58€53k€65k▲
Amounts receivable within one year40/41€2k€7k▲
Other amounts receivable41€2k€7k▲
Current investments50/53€50k-
Cash at bank and in hand54/58-€58k
Deferred charges and accrued income490/1€1k€232▼
Equity and liabilities
Total equity and liabilities10/49€77k€85k▲
Equity10/15€70k€82k▲
Contributions10/11€22k€22k=
Reserves13€46k€59k▲
Distributable reserves133€46k€59k▲
Profit (loss) carried forward14€1k€1k=
Amounts payable17/49€8k€3k▼
Amounts payable within one year42/48€8k€3k▼
Current portion of amounts payable after more than one year42€4k-
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€770-
Taxes450/3€528-
Remuneration and social security454/9€243-
Income statement
Code20242025
Remuneration, social security and pensions62€4k€7k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€42k€31k▼
Operating profit (loss)9901€32k€18k▼
Financial income75/76B€0€13▲
Recurring financial income75€0€13▲
Financial charges65/66B€603€442▼
Recurring financial charges65€603€442▼
Profit (loss) for the period before taxes9903€32k€18k▼
Income taxes67/77€9k€5k▼
Profit (loss) for the period9904€23k€13k▼
Profit (loss) for the period to be appropriated9905€23k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€24k€14k▼
Profit (loss) brought forward from the previous period14P€1k€1k=
Transfer to equity691/2€23k€13k▼
To other reserves6921€23k€13k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
31-12
Financial
Liquidity triplescurrent ratio 21.12
Current ratio from 6.64 to 21.12; short-term debt falls from €8k to €3k.
22-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €23k ▲7.7%
Operating result €32k, net result €23k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 3.75
Current ratio from 1.17 to 3.75; short-term debt falls from €10k to €8k.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-5k ▼6992%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenstraat 373600 GenkGround area
425 m²
Building footprint
426 m²
Volume, LiDAR
674 m³
Parcel 71016I0974/00B002, Flanders · tallest building 22.6 m. Linked by address, not a title deed.
1 establishment unit
BODY STYLING
since 19962.076.132.570
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71016I0974/00B002 | Flanders | 425 m² | 1 · 426 m² | 22.6 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
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STEVENS
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Of 1,518 companies in sector 93130 we hold annual accounts for 687. 538 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-03-1996
Fiscal year end31-12
Activities, NACEBEL 2025
93130Fitness centres
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.