Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of Karibu Drinks is 4.9% (elevated). The 2024 annual accounts show negative equity (€-13k) and a net result of €-3k. Equity is shrinking by ~40.4% per year across the filed fiscal years. Its solvency ranks better than 22% of 3354 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 3 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone4.9%
Elevated
0%0,5%1,5%4%10%≥25%
Young company
+Multiple establishment units
+Annual accounts: weaker financial profile
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Signals
1 signal · with evidenceNegative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 13 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-04-2025, 116 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 3 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 06-04-2025 | 116 d early | 2025-00064285 |
| 31-12-2023 | 31-07-2024 | 31-07-2024 | on the day | 2024-00312361 |
| 31-12-2022 | 31-07-2023 | 15-08-2023 | 15 d late | 2023-00343047 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-3k+48.8%
Working capital€-38k-13.4%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 06-04-2025 with the NBB · fiscal year 2024 · micro
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining
Equity: declining trend of ~40.4%/year over 3 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 46, Wholesale trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -7.9% | 25.2% | |
| Net result | €-3k | €4k | |
| Equity | €-13k | €23k | |
| Gross operating margin | €6k | €19k | |
| Total assets | €167k | €105k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P22
Stable position over 2022-2024
· n=2364-3354
P30
Stable position over 2022-2024
· n=2365-3341
P16
Stable position over 2022-2024
· n=2371-3361
P36
Improving position over 2022-2024
· n=2357-3327
Describes the position versus peers, not a forecast.
€7
-
22-24
€-3k
+48.8%
22-24
€521
-
22-24
€167k
+114.7%
22-24
€-13k
-27.4%
22-24
€-38k
-13.4%
22-24
€-619
-
22-24
€180k
+104.4%
22-24
€180k
+104.4%
22-24
0.79
+27.3%
22-24
0.69
+53.0%
22-24
-7.9%
+40.7%
22-24
-13.67
-60.5%
22-24
21.5%
-59.8%
22-24
-1.7%
+76.1%
22-24
0.07
-
22-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €7 |
| Net profit | €-3k |
| Cash flow | €521 |
| Staff costs | - |
| Income taxes | €-619 |
| Dividends | - |
| Total assets | €167k |
| Equity | €-13k |
| Debt | €180k |
| of which ≤ 1y | €180k |
| of which > 1y | - |
| Working capital | €-38k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.79 |
| Quick ratio | 0.69 |
| Working capital ratio | -22.7% |
| Solvency | -7.9% |
| Debt / equity | -13.67 |
| Long-term debt ratio | - |
| Interest coverage | 0.07 |
| Gross margin | - |
| Net margin | - |
| ROA | -1.7% |
| ROE | 21.5% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €167k |
| Fixed assets | 21/28 | €25k |
| Intangible fixed assets | 21 | €7k |
| Tangible fixed assets | 22/27 | €15k |
| Financial fixed assets | 28 | €3k |
| Current assets | 29/58 | €142k |
| Stocks & contracts in progress | 3 | €18k |
| Amounts receivable within one year | 40/41 | €102k |
| Cash & bank | 54/58 | €22k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €167k |
| Equity | 10/15 | €-13k |
| Contributions / capital | 10/11 | €2k |
| Accumulated profits (losses) | 14 | €-16k |
| Amounts payable | 17/49 | €180k |
| Amounts payable within one year | 42/48 | €180k |
| Income statement | ||
| Gross operating margin | 9900 | €6k |
| Operating result | 9901 | €-3k |
| Financial charges | 65 | €105 |
| Result before taxes | 9903 | €-3k |
| Income taxes | 67/77 | €-619 |
| Net result for the period | 9904 | €-3k |
| Result to be appropriated | 9905 | €-3k |
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed20
/ 100
Critical
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Directors
Directors & mandates
5 directorsCurrent directors & mandates
-
GOOSSENS Johan Elvire AlbertDirectorState Gazette act 25345033 (15-07-2025)Current15-07-2025 → present
-
BRAEKMAN JamesDirectorState Gazette act 24414257 (09-07-2024)Current09-07-2024 → present
-
MORON EmileDirectorState Gazette act 24414257 (09-07-2024)Current09-07-2024 → present
Former directors (2)
-
BODART RoméoDirectorState Gazette act 24414257 (09-07-2024)Former- → 09-07-2024
-
La Baronne t’KINT de ROODENBEKE SophieDirectorState Gazette act 24414257 (09-07-2024)Former- → 09-07-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Groothandel in wijnen en geestrijke dranken(46341) |
| Legal form | Private limited company(610) |
| Incorporation | 24-02-2022 |
| Status | Active |
| Postal code | 4000 |
Structure & network
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Haut-des-Tawes 424000 LiègeEstablishment units
3 locationsKaribu Drinks
since 20222.337.420.480
KARIBU DRINKS Warehouse
since 20252.378.906.984
Charles Brassinelaan 50, 1160 Oudergem
since 20252.378.907.182
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels3
Ground area9,229 m²
Buildings3
Building footprint8,387 m²
Volume (LiDAR)6,349 m³
Tallest building13.0 m · ±4 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(33.3%)
Wallonia
1
(33.3%)
Brussels
1
(33.3%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21002A0204/00M005 | Brussels | 4,142 m² | 1 · 395 m² | 13.0 m · 4 fl. |
| 25062C0285/00E000 | Wallonia | 3,566 m² | 1 · 107 m² | - |
| 12040A1069/00C000 | Flanders | 1,522 m² | 1 · 7,885 m² | 12.4 m |
Methodology
via establishment units: 3
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
3 acts Capital history · 1
09-07-2024
Capital change
Address history · 1
23-12-2024
Registered-office move
All acts · 3
updated 1 year ago
2025
15-07-2025 GOOSSENS Johan Elvire Albert appointed as director
2024
23-12-2024 Registered office moved to Liège
- Rue Haut-des-Tawes 42, 4000 Liège
09-07-2024 Capital increase
Notary:
Damien LE CLERCQ · Namur
Analysis
Snowflake analysis
financial profile on 5 axes62
/ 100
Strong profile, led by profitability.
All 5 axes are computed from data Checked has read.
Health
20
Profitability
100
Solvency
40
Growth
58
Stability
94
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Credit advice
verdict per customer and amountSimilar
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We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 109 of the 1,047 companies in this sector.
Company registry
Company registry (CBE)
Crossroads BankActivities
Groothandel in wijnen en geestrijke dranken46341Vervaardiging van gedistilleerde dranken door distilleren, rectificeren en mengen11010Vervaardiging van gedistilleerde dranken door distilleren, rectificeren en mengen11010Overige niet-gespecialiseerde detailhandel47120Detailhandel via postorderbedrijven of via internet47910Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Stedebouwkundige en tuin- en landschapsarchitecten71113Activiteiten van stedebouwkundige en tuin- en landschapsarchitecten71113
Primary activity highlighted.
Names & trade names
| Legal nameFR | Karibu Drinks |
| Trade nameFR | SoFly ; RB handyman service(s), Lil B Studio |
Registered office
Rue Haut-des-Tawes 42
4000 Liège, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.