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KAR&VAL

Active
Private limited company·Algemene bouw van residentiële gebouwen· 6 yrs active
Varenstraat 22 ·3530 Houthalen-Helchteren, Belgium
KBO/BCE: BE 0744.838.353
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Belgian State Gazette acts: 0 of 2 read
Age6 yrs
Real estate2 parcels · 5,514 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of KAR&VAL is 2.0% (moderate). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 31-07-2025 was due by 28-02-2026 and was filed on 24-04-2026, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
The next deadline is still running
The next financial year closes on 31-07-2026 and is due by 28-02-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 5 filed financial years, each closing on 31-07. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-07-2025, that is 28-02-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-07-2025 28-02-2026 24-04-2026 55 d late 2026-00087094
31-07-2024 28-02-2025 01-03-2025 1 d late 2025-00043924
31-07-2023 29-02-2024 04-03-2024 4 d late 2024-00040084
31-07-2022 28-02-2023 27-02-2023 1 d early 2023-00033972
31-07-2021 28-02-2022 19-10-2021 132 d early 2021-72400228

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.0% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 5 filing(s) on record for this company, latest fiscal year 2025 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-07-2025 micro 24-04-2026 2026-00087094
31-07-2024 micro 01-03-2025 2025-00043924
31-07-2023 micro 04-03-2024 2024-00040084
31-07-2022 micro 27-02-2023 2023-00033972
31-07-2021 micro 19-10-2021 2021-72400228

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
5 companies at this address See who is registered here

Establishment units

1 location
KAR&VAL SRL
Reparatie en onderhoud van verwarmingsinstallaties
since 20202.300.235.828
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area5,514 m²
Buildings2
Building footprint2,376 m²
Volume (LiDAR)416 m³
Tallest building9.3 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23026A0132/00G006 Flanders 4,983 m² 1 · 2,316 m² -
72453F0696/00T005 Flanders 532 m² 1 · 59 m² 9.3 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
Address history · 1
04-07-2022
Registered-office move
All acts · 1 updated 4 years ago
2022
04-07-2022 Registered office moved from Dilbeek to Houthalen-Helchteren Registered-office change
  • Pastoor Cooremansstraat 3, 1702 Dilbeek → Varenstraat 22 -3530 Houthalen - Helchteren

Analysis

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 5,401 of the 29,600 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Metselwerk43910Overige gespecialiseerde bouwactiviteiten, neg43990Uitvoeren van metsel- en voegwerken43994Restaureren van bouwwerken43995Overige gespecialiseerde bouwwerkzaamheden43999
Primary activity highlighted.
Names & trade names
Legal nameNL KAR&VAL
Registered office
Varenstraat 22
3530 Houthalen-Helchteren, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.