KANTOOR A & S
ActiveKANTOOR A & S has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €528k and a net result of €93k. Equity is growing by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 52% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
84
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability82▲+8
Solvency85▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 2.99 against 8.41 in 2023; short-term debt: 11% and cash: 9.9% of total assets), and 40.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
37 d early
2022
on the day
2021
18 d early
2020
1 d early
2019
8 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€528k▲ 21.4%
2023 · €435k
2018: €429k
2019: €451k
2020: €487k
2021: €463k
2022: €485k
2023: €435k
2018 → 2024
Total assets
€881k▲ 14.1%
2023 · €772k
2018: €570k
2019: €823k
2020: €844k
2021: €880k
2022: €868k
2023: €772k
2018 → 2024
Net result
€93k▲ 212%
2023 · €30k
2018: €293k
2019: €22k
2020: €36k
2021: €31k
2022: €22k
2023: €30k
2018 → 2024
Working capital
€193k▼ 44.1%
2023 · €345k
2018: €477k
2019: €283k
2020: €287k
2021: €262k
2022: €381k
2023: €345k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€487k-€463k▼ 4.9%€485k▲ 4.8%€435k▼ 10.4%€528k▲ 21.4%
Operating result€55k-€55k=€41k▼ 25.7%€53k▲ 31.3%€90k▲ 69.7%
Net result€36k-€31k▼ 12.0%€22k▼ 29.1%€30k▲ 33.6%€93k▲ 212%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 70% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €881k
Fixed assets
€591k▲ 55.3%
Current assets
€290k▼ 25.9%
Equity and liabilities €881k
Equity
€528k▲ 21.4%
Provisions
€44k▼ 6.5%
Debt
€310k▲ 6.7%
The debt ratio falls from 37.6% to 35.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€138k▲
2023 · €100k
Cash flow
€140k▲
2023 · €76k
Solvency
59.9%▲
2023 · 56.3%
Current ratio
2.99▼
2023 · 8.41
Quick ratio
2.99▼
2023 · 8.41
Debt / equity
0.59▼
2023 · 0.67
ROE
17.6%▲
2023 · 6.8%
ROA
10.5%▲
2023 · 3.8%
Interest coverage
28.70▲
2023 · 19.27
Debt
€310k▲
2023 · €290k
Debt ≤ 1 year
€97k▲
2023 · €47k
Debt > 1 year
€213k▼
2023 · €244k
Income taxes
€45k▲
2023 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€772k€881k▲
Fixed assets21/28€381k€591k▲
Tangible fixed assets22/27€381k€351k▼
Land and buildings22€334k€329k▼
Plant, machinery and equipment23€2k€100▼
Furniture and vehicles24€45k€22k▼
Financial fixed assets28€130€240k▲
Current assets29/58€391k€290k▼
Amounts receivable within one year40/41€192k€203k▲
Trade receivables40€7k€0▼
Other amounts receivable41€186k€203k▲
Current investments50/53€133k€0▼
Cash at bank and in hand54/58€63k€87k▲
Deferred charges and accrued income490/1€3k€0▼
Equity and liabilities
Total equity and liabilities10/49€772k€881k▲
Equity10/15€435k€528k▲
Contributions10/11€19k€19k=
Reserves13€416k€509k▲
Tax-exempt reserves132€189k€177k▼
Distributable reserves133€227k€332k▲
Profit (loss) carried forward14-€0
Provisions and deferred taxes16€47k€44k▼
Deferred taxes168€47k€44k▼
Amounts payable17/49€290k€310k▲
Amounts payable after more than one year17€244k€213k▼
Financial debts170/4€244k€213k▼
Amounts payable within one year42/48€47k€97k▲
Current portion of amounts payable after more than one year42€31k€31k▲
Financial debts43€3k€0▼
Credit institutions430/8€3k€0▼
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€11k€23k▲
Taxes450/3€11k€23k▲
Other amounts payable47/48-€40k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k€47k▲
Other operating charges640/8€3k€5k▲
Non-recurring operating charges66A€2k€0▼
Gross operating margin9900€105k€142k▲
Operating profit (loss)9901€53k€90k▲
Financial income75/76B€8€49k▲
Recurring financial income75€8€276▲
Non-recurring financial income76B-€49k
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Non-recurring financial charges66B-€267
Profit (loss) for the period before taxes9903€48k€134k▲
Transfer from deferred taxes780€3k€3k=
Income taxes67/77€21k€45k▲
Profit (loss) for the period9904€30k€93k▲
Transfer from tax-exempt reserves789€12k€12k=
Profit (loss) for the period to be appropriated9905€42k€105k▲
Appropriation of the result
Profit (loss) to be appropriated9906€42k€105k▲
Transfer from equity791/2€80k€0▼
Transfer to equity691/2€42k€105k▲
To other reserves6921€42k€105k▲
Profit to be distributed694/7€80k€0▼
Return on contributions (dividend)694€80k€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €500kEq €528k ▲21.4%
7 profitable years in a row build equity to €528k.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €22k ▼92.4%
Net result drops to €22k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
22-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationsstraat 813018 LeuvenGround area
119 m²
Building footprint
66 m²
Volume, LiDAR
529 m³
Parcel 24038C0190/00B005, Flanders · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
KANTOOR A & S BVBA
since 19902.121.605.972
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24038C0190/00B005 | Flanders | 119 m² | 1 · 65 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BDK CONSULT
BE 0478.500.802
Puurs-Sint-Amands · Eq €528k
WALARNICO
BE 0839.446.215
Antwerpen · Eq €528k
2 Times a Lady
BE 1003.002.368
Oud-Heverlee · Eq €528k
IWS Consult
BE 0772.762.673
Balen · Eq €528k
ASSUR SEREIN
BE 0536.899.255
Seraing · Eq €528k
Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 34,207 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-07-1990
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.