KALIEDO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €588k and a net result of €-6k. Equity is growing by ~13.1% per year across the filed fiscal years. Its solvency ranks better than 75% of 7994 sector peers (fiscal year 2025). The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
on the day
2023
9 d late
2022
26 d early
2021
2 d early
2020
31 d early
2019
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€588k▼ 1.0%
2024 · €593k
2018: €113k
2019: €107k
2020: €293k
2021: €796k
2022: €796k
2023: €646k
2024: €593k
2018 → 2025
Net result
€-6k▼ 41.7%
2024 · €-4k
2018: €7k
2019: €-6k
2020: €186k
2021: €-960
2022: €-511
2023: €-5k
2024: €-4k
2018 → 2025
Total assets
€757k▼ 14.6%
2024 · €887k
2018: €304k
2019: €296k
2020: €573k
2021: €954k
2022: €1.03M
2023: €865k
2024: €887k
2018 → 2025
Solvency
77.6%▲ 10.7pp
2024 · 66.9%
2018: 37.3%
2019: 36.3%
2020: 51.2%
2021: 83.4%
2022: 77.1%
2023: 74.7%
2024: 66.9%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€796k-€796k▼ 0.1%€646k▼ 18.9%€593k▼ 8.1%€588k▼ 1.0%
Operating result€-28k-€-8k▲ 70.8%€-10k▼ 20.0%€-6k▲ 39.8%€-6k▲ 1.2%
Net result€-960-€-511▲ 46.7%€-5k▼ 925%€-4k▲ 24.1%€-6k▼ 41.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2025 against €6k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €757k
Fixed assets
€676k▲ 3.8%
Current assets
€82k▼ 65.5%
Equity and liabilities €757k
Equity
€588k▼ 1.0%
Provisions
€65k▼ 3.2%
Debt
€104k▼ 53.9%
The debt ratio falls from 25.5% to 13.8%. Equity and debt are lower.
Key figures and ratios
Solvency
77.6%▲
2024 · 66.9%
ROE
-1.0%▼
2024 · -0.7%
ROA
-0.7%▼
2024 · -0.4%
Debt
€104k▼
2024 · €226k
Debt ≤ 1 year
€23k▼
2024 · €156k
Debt > 1 year
€82k▲
2024 · €71k
Income taxes
€1k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€887k€757k▼
Fixed assets21/28€651k€676k▲
Intangible fixed assets21-€20k
Tangible fixed assets22/27€651k€655k▲
Land and buildings22€636k€646k▲
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€9k€6k▼
Financial fixed assets28€90€90=
Current assets29/58€236k€82k▼
Amounts receivable within one year40/41€91k€57k▼
Trade receivables40€56k€31k▼
Other amounts receivable41€35k€27k▼
Cash at bank and in hand54/58€108k€24k▼
Deferred charges and accrued income490/1€37k€159▼
Equity and liabilities
Total equity and liabilities10/49€887k€757k▼
Equity10/15€593k€588k▼
Contributions10/11€19k€19k=
Reserves13€272k€266k▼
Non-distributable reserves130/1€5k€5k=
Reserves not available under the articles1311€5k€5k=
Other1319€264€264=
Tax-exempt reserves132€240k€234k▼
Distributable reserves133€27k€27k=
Profit (loss) carried forward14€302k€303k▲
Provisions and deferred taxes16€68k€65k▼
Deferred taxes168€68k€65k▼
Amounts payable17/49€226k€104k▼
Amounts payable after more than one year17€71k€82k▲
Financial debts170/4€71k€82k▲
Amounts payable within one year42/48€156k€23k▼
Current portion of amounts payable after more than one year42€10k€16k▲
Trade debts44€111k€348▼
Suppliers440/4€111k€348▼
Advances received on contracts in progress46-€5k
Taxes, remuneration and social security45€7k€2k▼
Taxes450/3€7k€2k▼
Other amounts payable47/48€27k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€28k▲
Other operating charges640/8€3k€31k▲
Gross operating margin9900€16k€53k▲
Operating profit (loss)9901€-6k€-6k▲
Financial income75/76B€4k€2k▼
Recurring financial income75€4k€2k▼
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€-4k€-6k▼
Transfer from deferred taxes780€1k€2k▲
Income taxes67/77€2k€1k▼
Profit (loss) for the period9904€-4k€-6k▼
Transfer from tax-exempt reserves789€4k€6k▲
Profit (loss) for the period to be appropriated9905€265€775▲
Appropriation of the result
Profit (loss) to be appropriated9906€302k€303k▲
Profit (loss) brought forward from the previous period14P€302k€302k▲
Transfer from equity791/2€48k-
Profit to be distributed694/7€48k-
Return on contributions (dividend)694€48k-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Liquidity doublescurrent ratio 3.61
Current ratio from 1.52 to 3.61; short-term debt falls from €156k to €23k.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 9 days late
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity quadruplescurrent ratio 10.62
Current ratio from 2.72 to 10.62; short-term debt falls from €209k to €87k.
31-12
Financial
Equity above €500kEq €796k ▲171%
Equity rises from €293k to €796k.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €186k
Net result €186k after one loss-making year.
31-12
Financial
Liquidity times 19current ratio 2.72
Current ratio from 0.14 to 2.72.
31-12
Financial
Equity above €200kEq €293k ▲173%
Equity rises from €107k to €293k.
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
31-12
Financial
Weakest financial yearnet €-6k ▼181%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Cadetstraat 22050 AntwerpenGround area
111 m²
Building footprint
58 m²
Volume, LiDAR
489 m³
Parcel 11813N0204/00Y005, Flanders · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Kaliedo
since 19892.045.940.133
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11813N0204/00Y005 | Flanders | 111 m² | 1 · 58 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,754. 13,493 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-11-1989
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
25110Manufacture of metal structures and parts of structures
33110Repair and maintenance of fabricated metal products
70100Activities of head offices
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.