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K2BELMA

Active
Private limited company (pre-2019)founded 2014active for 12 yearsThomas Vinçottestraat 91, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0565.935.018

From the official registers: KBO 9 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of K2BELMA is 2.8% (moderate). The 2025 annual accounts show equity of €3,627 and a net result of -€7,344. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 26% of 22,726 sector peers (NACE 47, financial year 2025). The company has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 24-10-2014 Normal situation
Activity
Non-specialised retail sale with food, beverages or tobacco predominating NACE 47110
Establishment unit
2.236.078.345 4960 Malmedy, since 04-11-2014
Financial year end
31 December
Peppol
Reachable since 16-10-2025

Board and ownership

Board
  • SYED Zulfiqar AliDirector · since 01-01-2018

Financial position

51 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.8%
Annual accounts 2025
Turnover
€642,569
▲ 5.4%
Loss
€7,344
▼ 30.5%
Equity
€3,627
Total assets
€57,560
▲ 22.9%
Staff
≈ 1 FTE
estimated
Filed on 13-10-2026, 74 days after the deadlineat the National Bank
Score breakdownraises riskLast filed accounts filed 74 days late; 2 of the last 3 accounts lateLoss of €7,344, the second in a row (financial year 2025)Equity €3,627 (6.3% of total assets)Sector: Retail trade (NACE 47)Show the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 45% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 31+8
equity 6.3% of total assets
Liquidity 56=
short-term debt 23.1% · cash 11.0%
Profitability 7+2
return on assets -12.8%
Bankruptcy probability within 12 months
2.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,270 companies, NACE 47, micro)
Last 24 months 11-2024: 1.1% 12-2024: 1.1%● unchanged vs 11-2024 01-2025: 1.1%● unchanged vs 12-2024 02-2025: 1.1%● unchanged vs 01-2025 03-2025: 1.2%▲ +0.1 percentage points vs 02-2025 04-2025: 1.1%▼ -0.1 percentage points vs 03-2025 05-2025: 1.1%● unchanged vs 04-2025 06-2025: 1.0%▼ -0.1 percentage points vs 05-2025lowest value 07-2025: 1.1%▲ +0.1 percentage points vs 06-2025 08-2025: 3.3%▲ +2.2 percentage points vs 07-2025 09-2025: 3.3%● unchanged vs 08-2025 10-2025: 3.3%● unchanged vs 09-2025 11-2025: 3.2%▼ -0.1 percentage points vs 10-2025 12-2025: 3.2%● unchanged vs 11-2025 01-2026: 3.2%● unchanged vs 12-2025 02-2026: 3.1%▼ -0.1 percentage points vs 01-2026 03-2026: 3.3%▲ +0.2 percentage points vs 02-2026 04-2026: 3.3%● unchanged vs 03-2026highest value 05-2026: 3.3%● unchanged vs 04-2026 06-2026: 3.1%▼ -0.2 percentage points vs 05-2026 07-2026: 3.2%▲ +0.1 percentage points vs 06-2026 08-2026: 2.0%▼ -1.2 percentage points vs 07-2026 09-2026: 2.0%● unchanged vs 08-2026 10-2026: 2.8%▲ +0.8 percentage points vs 09-2026
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 24% of them on solvency, 61% on liquidity, 16% on profitability and 78% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
raises risk
raises risk · Last filed accounts filed 74 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Loss of €7,344, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Equity €3,627 (6.3% of total assets)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · 2025 accounts filed 74 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-10-2026, 74 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filings
Deviation from the deadline
2025
74 days late
2024
35 days late
2023
on the day
2022
14 days late
2021
31 days late
2020
61 days late
2018
29 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 35 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 5 years of growth in a rowturnover 2025: €642,569 5 years View

Comparable companies

These companies have the same main activity as K2BELMA: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €45,000 and €69,200, founded between 2013 and 2016.

CompanyTotal assetsGross margin
K2BELMA Schaarbeek€57,560€28,524
STAR MARKETING Anderlecht€69,166€28,744
EURO MARKKET Anderlecht€68,616€27,465
BASRA Sint-Gillis (bij-Brussel)€45,050€27,232
KNS JUTT Sint-Jans-Molenbeek€52,757€35,953
TAMTA GROUP Oudergem€66,838€25,288
JISAN Elsene€47,849€29,059
Full comparison

Documents

Annual accounts at the NBB

All 9 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about K2BELMA

What is the company number of K2BELMA?
The company number of K2BELMA is 0565.935.018. The VAT number is the same number with BE in front: BE 0565.935.018.
Where is K2BELMA based?
The registered office is at Thomas Vinçottestraat 91, 1030 Schaarbeek.Company details
What does K2BELMA do?
According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
What is the legal form of K2BELMA?
The legal form of K2BELMA is Private limited company (pre-2019) (BVBA).
When was K2BELMA founded?
K2BELMA was founded on 24-10-2014.
Is K2BELMA still active?
Yes, K2BELMA is an active enterprise in the KBO register.
What is the turnover of K2BELMA?
The turnover of K2BELMA was €642,569 in financial year 2025, according to the filed annual accounts.Financials
Is K2BELMA profitable?
In financial year 2025, K2BELMA made a loss of €7,344.
Where can I find the annual accounts of K2BELMA?
K2BELMA filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of K2BELMA due?
K2BELMA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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