JISAN
ActiveThe computed 12-month bankruptcy probability of JISAN is 1.5% (moderate). The 2024 annual accounts show equity of €40k and a net result of €1k. Equity is growing by ~11.4% per year across the filed fiscal years. Its solvency ranks better than 79% of 26056 sector peers (fiscal year 2024). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
96
/ 100
Excellent▲ +16 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability19▲+8
Solvency100=
Growth54=
Stability100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.82 against 3.28 in 2023), and 32.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
67.9%
Return on assets
1.8%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-06-2025, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
44 d early
2023
53 d early
2022
123 d late
2021
44 d late
2020
4 d late
2019
9 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€217k▲ 6.1%
2023 · €205k
2018: €157k
2019: €155k
2020: €254k
2021: €175k
2023: €205k
2018 → 2024
EBIT margin
1.6%▲ 1.6pp
2023 · -0.1%
2018: 3.7%
2019: 3.7%
2020: 5.1%
2021: 0.5%
2023: -0.1%
2018 → 2024
Net result
€1k
2023 · €-471
2018: €5k
2019: €6k
2020: €11k
2021: €661
2022: €-8k
2023: €-471
2018 → 2024
Working capital
€29k▼ 1.4%
2023 · €30k
2018: €17k
2019: €22k
2020: €33k
2021: €30k
2022: €28k
2023: €30k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€254k-€175k▼ 31.3%€205k€217k▲ 6.1%
Equity€33k-€34k▲ 2.0%€39k▲ 16.3%€39k▼ 1.2%€40k▲ 2.8%
Operating result€13k-€852▼ 93.4%€-8k€-118▲ 98.6%€3k
Net result€11k-€661▼ 93.8%€-8k€-471▲ 94.3%€1k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €3k after a loss of €118 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €59k
Fixed assets
€13k▼ 20.1%
Current assets
€45k▲ 6.0%
Equity and liabilities €59k
Equity
€40k▲ 2.8%
Debt
€19k▼ 9.0%
The debt ratio falls from 34.8% to 32.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€7k▲
2023 · €3k
Cash flow
€4k▲
2023 · €3k
Solvency
67.9%▲
2023 · 65.2%
Current ratio
2.82▼
2023 · 3.28
Quick ratio
2.59▼
2023 · 2.67
Debt / equity
0.47▼
2023 · 0.53
ROE
2.7%▲
2023 · -1.2%
ROA
1.8%▲
2023 · -0.8%
Interest coverage
12.01▲
2023 · 5.67
Debt
€19k▼
2023 · €21k
Debt ≤ 1 year
€16k▲
2023 · €13k
Debt > 1 year
€3k▼
2023 · €6k
Income taxes
€2k▲
2023 · €11
Staff costs
€8k▲
2023 · €257
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€59k€59k▼
Fixed assets21/28€17k€13k▼
Tangible fixed assets22/27€13k€9k▼
Furniture and vehicles24€13k€9k▼
Financial fixed assets28€4k€4k=
Current assets29/58€43k€45k▲
Stocks and contracts in progress3€8k€4k▼
Stocks30/36€8k€4k▼
Amounts receivable within one year40/41€9k€6k▼
Trade receivables40€2k-
Other amounts receivable41€7k€6k▼
Cash at bank and in hand54/58€26k€36k▲
Equity and liabilities
Total equity and liabilities10/49€59k€59k▼
Equity10/15€39k€40k▲
Contributions10/11€20k€20k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€17k€18k▲
Amounts payable17/49€21k€19k▼
Amounts payable after more than one year17€6k€3k▼
Financial debts170/4€6k€3k▼
Amounts payable within one year42/48€13k€16k▲
Current portion of amounts payable after more than one year42€3k€3k▲
Trade debts44€10k€8k▼
Suppliers440/4€10k€8k▼
Taxes, remuneration and social security45€115€5k▲
Taxes450/3€115€2k▲
Remuneration and social security454/9-€3k
Accrued charges and deferred income492/3€2k-
Income statement
Code20232024
Turnover70€205k€217k▲
Non-recurring operating income76A-€466
Goods, raw materials, services and sundry goods60/61€204k€202k▼
Remuneration, social security and pensions62€257€8k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k=
Other operating charges640/8€1k€2k▲
Gross operating margin9900€4k€16k▲
Operating profit (loss)9901€-118€3k▲
Financial income75/76B€230-
Recurring financial income75€230-
Financial charges65/66B€572€561▼
Recurring financial charges65€572€561▼
Profit (loss) for the period before taxes9903€-460€3k▲
Income taxes67/77€11€2k▲
Profit (loss) for the period9904€-471€1k▲
Profit (loss) for the period to be appropriated9905€-471€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€18k▲
Profit (loss) brought forward from the previous period14P€17k€17k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
08-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 123 days late
2022
31-12
Financial
Weakest financial yearnet €-8k ▼1356%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
13-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 44 days late
2021
04-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
2020
31-12
Financial
Highest result since 2018net €11k ▲93.1%
Operating result €13k, net result €11k, both a record.
31-12
Financial
Liquidity times 7current ratio 8.93
Current ratio from 1.28 to 8.93; short-term debt falls from €78k to €4k.
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 26 days late
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 56 days late
2017
12-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 43 days late
2016
14-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 45 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Charles Grauxplein 11050 ElseneGround area
81 m²
Building footprint
68 m²
Volume, LiDAR
860 m³
Parcel 21447B0342/00D002, Brussels · tallest building 19.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Jisan
since 20132.219.690.689
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21447B0342/00D002 | Brussels | 81 m² | 1 · 68 m² | 19.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteElsene2.219.690.689
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Of 10,409 companies in sector 47110 we hold annual accounts for 5,787. 4,512 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-04-2013
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.