K.S.S.L.
ActiveK.S.S.L. has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-18k) and a net result of €-11k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 8479 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
17
/ 100
Critical▲ +4 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency33▼-6
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.36 against 0.73 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-175.3%
Return on assets
-111.1%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€18k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
16 d early
2023
20 d early
2022
16 d late
2021
16 d late
2020
30 d late
2019
42 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
08-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-18k▼ 173%
2024 · €-7k
2018: €9k
2019: €8k
2020: €9k
2021: €4k
2022: €-2k
2023: €-12k
2024: €-7k
2018 → 2025
Total assets
€10k▼ 43.4%
2024 · €18k
2018: €18k
2019: €15k
2020: €19k
2021: €15k
2022: €10k
2023: €566
2024: €18k
2018 → 2025
Net result
€-11k
2024 · €6k
2018: €-2k
2019: €-2k
2020: €1k
2021: €-5k
2022: €-6k
2023: €-10k
2024: €6k
2018 → 2025
Working capital
€-18k▼ 173%
2024 · €-7k
2018: €9k
2019: €8k
2020: €9k
2021: €4k
2022: €-2k
2023: €-12k
2024: €-7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4k-€-2k€-12k▼ 440%€-7k▲ 45.7%€-18k▼ 173%
Operating result€-4k-€-6k▼ 40.8%€-10k▼ 56.7%€6k€-11k
Net result€-5k-€-6k▼ 30.0%€-10k▼ 54.3%€6k€-11k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €11k after €6k in 2024, the lowest year so far.
Key figures and ratios
Solvency
-175.3%▼
2024 · -36.3%
Current ratio
0.36▼
2024 · 0.73
Quick ratio
0.36▼
2024 · 0.73
Debt / equity
-1.57▲
2024 · -3.75
ROE
63.4%▲
2024 · -84.2%
ROA
-111.1%▼
2024 · 30.6%
Debt
€28k▲
2024 · €25k
Debt ≤ 1 year
€28k▲
2024 · €25k
Staff costs
€29k▲
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€18k€10k▼
Current assets29/58€18k€10k▼
Amounts receivable within one year40/41€15k€9k▼
Trade receivables40€15k€9k▼
Cash at bank and in hand54/58€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€18k€10k▼
Equity10/15€-7k€-18k▼
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Other1109/19€6k€6k=
Profit (loss) carried forward14€-13k€-24k▼
Amounts payable17/49€25k€28k▲
Amounts payable within one year42/48€25k€28k▲
Trade debts44€155€73▼
Suppliers440/4€155€73▼
Taxes, remuneration and social security45€8k€8k▼
Taxes450/3€2k€923▼
Remuneration and social security454/9€6k€7k▲
Other amounts payable47/48€17k€21k▲
Income statement
Code20242025
Remuneration, social security and pensions62€27k€29k▲
Other operating charges640/8-€19
Gross operating margin9900€33k€18k▼
Operating profit (loss)9901€6k€-11k▼
Financial charges65/66B€494€355▼
Recurring financial charges65€494€355▼
Profit (loss) for the period before taxes9903€6k€-11k▼
Profit (loss) for the period9904€6k€-11k▼
Profit (loss) for the period to be appropriated9905€6k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€-24k▼
Profit (loss) brought forward from the previous period14P€-20k€-13k▲
Transfer from equity791/2€2k-
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-11k ▼305%
Net result drops to €-11k, the lowest in the series.
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €6k
Net result €6k after 3 loss-making years.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
11-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 42 days late
2019
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 directors, last change in 2024
ESSCHENBROUCK Nathalie Simone Carine
CurrentAdministrateur non statutaire suppléant · since 16-01-2024
KENENS Stéphane Serge Denis
CurrentAdministrateur unique non statutaire · since 16-01-2024
16-01-2024
ESSCHENBROUCK Nathalie Simone Carine: Appointed as Administrateur non statutaire suppléant
16-01-2024
KENENS Stéphane Serge Denis: Appointed as Administrateur unique non statutaire
16-01-2024
KENENS Stéphane Serge Denis: Appointed as Représentant permanent
Not every act has been read: a resignation may be missing here
1 of this company's 1 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Amay · 1 establishment unit since 2012
Ground area
3,528 m²
Building footprint
282 m²
Volume, LiDAR
1,521 m³
Parcel 61004A0393/00E000, Wallonia · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
K.S.S.L.
since 20122.209.067.310
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61004A0393/00E000 | Wallonia | 3,528 m² | 1 · 282 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,127 companies in sector 70200 we hold annual accounts for 52,337. 13,851 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-12-2008
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82190Office administrative, office support and other business support activities
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 07-09-2026. Scores and ratios are computed by Checked and are not a credit decision.