K.N.C.
ActiveK.N.C. has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-213k) and a net result of €17k. Equity is shrinking by ~4.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
40
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability53▲+28
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.14 against 0.01 in 2024; short-term debt: 71.3% and cash: 0.4% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-100.5%
Return on assets
7.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
31 d early
2023
20 d early
2022
25 d early
2021
9 d late
2020
11 d late
2019
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-213k▲ 7.3%
2024 · €-230k
2018: €-178k
2019: €-178k
2020: €-188k
2021: €-203k
2022: €-217k
2023: €-223k
2024: €-230k
2018 → 2025
Total assets
€212k▲ 4.0%
2024 · €204k
2018: €270k
2019: €262k
2020: €250k
2021: €236k
2022: €225k
2023: €215k
2024: €204k
2018 → 2025
Net result
€17k
2024 · €-7k
2018: €-13k
2019: €506
2020: €-10k
2021: €-15k
2022: €-14k
2023: €-7k
2024: €-7k
2018 → 2025
Working capital
€-130k▲ 12.9%
2024 · €-150k
2018: €-151k
2019: €-143k
2020: €-144k
2021: €-148k
2022: €-151k
2023: €-151k
2024: €-150k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-203k-€-217k▼ 6.9%€-223k▼ 3.0%€-230k▼ 3.1%€-213k▲ 7.3%
Operating result€866-€2k▲ 78.2%€9k▲ 473%€8k▼ 7.0%€32k▲ 287%
Net result€-15k-€-14k▲ 5.3%€-7k▲ 52.9%€-7k▼ 6.6%€17k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 287% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €212k
Fixed assets
€191k▼ 5.5%
Current assets
€21k▲ 1,015%
Key figures and ratios
EBITDA
€43k▲
2024 · €19k
Cash flow
€28k▲
2024 · €4k
Solvency
-100.5%▲
2024 · -112.7%
Current ratio
0.14▲
2024 · 0.01
Quick ratio
0.14▲
2024 · 0.01
Debt / equity
-2.00▼
2024 · -1.89
ROA
7.9%▲
2024 · -3.4%
Interest coverage
2.89▲
2024 · 1.28
Debt
€426k▼
2024 · €435k
Debt ≤ 1 year
€151k=
2024 · €151k
Debt > 1 year
€274k▼
2024 · €283k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€204k€212k▲
Fixed assets21/28€202k€191k▼
Tangible fixed assets22/27€202k€191k▼
Land and buildings22€202k€191k▼
Current assets29/58€2k€21k▲
Current investments50/53€1k€212▼
Cash at bank and in hand54/58€479€940▲
Deferred charges and accrued income490/1-€20k
Equity and liabilities
Total equity and liabilities10/49€204k€212k▲
Equity10/15€-230k€-213k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Profit (loss) carried forward14€-292k€-275k▲
Amounts payable17/49€435k€426k▼
Amounts payable after more than one year17€283k€274k▼
Financial debts170/4€283k€274k▼
Amounts payable within one year42/48€151k€151k=
Other amounts payable47/48€151k€151k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k=
Other operating charges640/8€3k€3k▲
Gross operating margin9900€23k€46k▲
Operating profit (loss)9901€8k€32k▲
Financial income75/76B€2€1▼
Recurring financial income75€2€1▼
Financial charges65/66B€15k€15k▼
Recurring financial charges65€15k€15k▼
Non-recurring financial charges66B-€45
Profit (loss) for the period before taxes9903€-7k€17k▲
Income taxes67/77€1-
Profit (loss) for the period9904€-7k€17k▲
Profit (loss) for the period to be appropriated9905€-7k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-292k€-275k▲
Profit (loss) brought forward from the previous period14P€-285k€-292k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
State Gazette act
Resignations & appointmentsGeneral meeting · Director resignation · Director discharge4 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director resignation · Director discharge4 facts ▸
- General meeting, 2026-06-26
- Director resignation, Marc De Ceuster (bestuurder)
- Director discharge, Marc De Ceuster
- Director reappointment, Cyrille Symens (bestuurder en afgevaardigd bestuurder)
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €17k
Net result €17k after 5 loss-making years.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
31-12
Financial
Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
11-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
2020
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
2019
31-12
Financial
Back to profitnet €506
Net result €506 after one loss-making year.
16-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 16 days late
2018
09-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 9 days late
2017
09-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 9 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2026
Cyrille Symens
CurrentBestuurder en afgevaardigd bestuurder · since 26-06-2026
26-06-2026
Cyrille Symens: Mandate renewed as Bestuurder en afgevaardigd bestuurder
26-06-2026
Marc DE CEUSTER: Resigned as Director
Location & real-estate footprint
Registered office, Lubbeek · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Staatsbaan(LUB) 3223210 LubbeekGround area
505 m²
Building footprint
204 m²
Volume, LiDAR
1,652 m³
Parcel 24066A0207/00L002, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
K.N.C. NV
since 19952.071.901.390
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24066A0207/00L002 | Flanders | 504 m² | 1 · 204 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded17-05-1995
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.