K.L.I.P.
ActiveK.L.I.P. has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €352k and a net result of €-14k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 36% of 8592 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency46▼-2
Growth32=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days only on tighter terms
Liquidity short (current ratio 0.43 against 0.44 in 2024), and 63.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
31 d late
2023
29 d late
2022
31 d late
2021
30 d late
2020
59 d late
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€352k▼ 3.9%
2024 · €366k
2018: €404k
2019: €358k
2020: €362k
2021: €365k
2022: €365k
2023: €366k
2024: €366k
2018 → 2025
Total assets
€962k▼ 1.1%
2024 · €973k
2018: €648k
2019: €860k
2020: €933k
2021: €1.09M
2022: €1.06M
2023: €1.05M
2024: €973k
2018 → 2025
Net result
€-14k
2024 · €80
2018: €411k
2019: €-46k
2020: €5k
2021: €3k
2022: €82
2023: €249
2024: €80
2018 → 2025
Working capital
€-100k▼ 18.2%
2024 · €-84k
2018: €-51k
2019: €-2k
2020: €-61k
2021: €-109k
2022: €-98k
2023: €-91k
2024: €-84k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€365k-€365k=€366k▲ 0.1%€366k=€352k▼ 3.9%
Operating result€17k-€9k▼ 47.7%€9k▼ 4.3%€8k▼ 6.9%€-7k
Net result€3k-€82▼ 97.2%€249▲ 202%€80▼ 67.9%€-14k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €7k after €8k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €962k
Fixed assets
€886k▼ 2.2%
Current assets
€76k▲ 14.2%
Equity and liabilities €962k
Equity
€352k▼ 3.9%
Provisions
€11k=
Debt
€599k▲ 0.5%
The debt ratio rises from 61.3% to 62.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€14k▼
2024 · €36k
Cash flow
€6k▼
2024 · €28k
Solvency
36.6%▼
2024 · 37.6%
Current ratio
0.43▼
2024 · 0.44
Quick ratio
0.43▼
2024 · 0.44
Debt / equity
1.70▲
2024 · 1.63
ROE
-4.0%▼
2024 · 0.0%
ROA
-1.5%▼
2024 · 0.0%
Interest coverage
1.82▼
2024 · 4.48
Debt
€599k▲
2024 · €596k
Debt ≤ 1 year
€176k▲
2024 · €151k
Debt > 1 year
€423k▼
2024 · €445k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€973k€962k▼
Fixed assets21/28€906k€886k▼
Tangible fixed assets22/27€878k€858k▼
Land and buildings22€876k€858k▼
Furniture and vehicles24€2k-
Financial fixed assets28€28k€28k=
Current assets29/58€67k€76k▲
Amounts receivable within one year40/41€64k€75k▲
Trade receivables40€41k€52k▲
Other amounts receivable41€23k€23k▼
Cash at bank and in hand54/58€2k€880▼
Equity and liabilities
Total equity and liabilities10/49€973k€962k▼
Equity10/15€366k€352k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€347k€333k▼
Provisions and deferred taxes16€11k€11k=
Provisions for liabilities and charges160/5€11k€11k=
Environmental obligations163€11k€11k=
Amounts payable17/49€596k€599k▲
Amounts payable after more than one year17€445k€423k▼
Financial debts170/4€394k€373k▼
Other amounts payable178/9€51k€51k=
Amounts payable within one year42/48€151k€176k▲
Current portion of amounts payable after more than one year42€23k€22k▼
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45-€2k
Taxes450/3-€2k
Other amounts payable47/48€125k€150k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€20k▼
Other operating charges640/8€4k€1k▼
Gross operating margin9900€39k€15k▼
Operating profit (loss)9901€8k€-7k▼
Financial charges65/66B€8k€8k▼
Recurring financial charges65€8k€8k▼
Profit (loss) for the period before taxes9903€80€-14k▼
Profit (loss) for the period9904€80€-14k▼
Profit (loss) for the period to be appropriated9905€80€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€347k€333k▼
Profit (loss) brought forward from the previous period14P€347k€347k=
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 26 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 31 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 59 days late
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
31-12
Financial
Weakest financial yearnet €-46k ▼111%
Net result drops to €-46k, the lowest in the series; recovery starts the following year.
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
05-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 66 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zwanenberg (Dp) 272920 KalmthoutGround area
1.5 ha
Building footprint
211 m²
Volume, LiDAR
910 m³
Parcel 11022B0434/00D000, Flanders · tallest building 8.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
K.L.I.P.
since 20062.151.834.439
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11022B0434/00D000 | Flanders | 1.5 ha | 1 · 211 m² | 8.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ASTERIA
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Gent · Eq €352k
VANDEWIELE R&D
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VG-CONSULTING
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 37,067 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded10-10-2005
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.