K.K.D. · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of K.K.D. is 0.1% (very low). The 2025 annual accounts show equity of €533k and a net result of €200k. Equity is growing by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 46% of 4758 sector peers (fiscal year 2025). The company has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 8 annual accounts.

Signals

1 signal · with evidence

Consistently profitable

Positive net result in the two most recent financial years (2024 and 2025).

View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

How we compute the deadline

The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	08-06-2026	53 d early	2026-00147902
31-12-2024	31-07-2025	10-06-2025	51 d early	2025-00132048
31-12-2023	31-07-2024	10-06-2024	51 d early	2024-00122216
31-12-2022	31-07-2023	05-06-2023	56 d early	2023-00110296
31-12-2021	31-07-2022	15-06-2022	46 d early	2022-20067883
31-12-2020	31-07-2021	11-06-2021	50 d early	2021-19400499
31-12-2019	31-07-2020	08-06-2020	53 d early	2020-15300587
31-12-2018	31-07-2019	03-06-2019	58 d early	2019-16200045
31-12-2017	31-07-2018	21-06-2018	40 d early	2018-21200400
31-12-2016	31-07-2017	26-06-2017	35 d early	2017-22200274

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Long-established

Founded in 2000, 26 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.1% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Long track record −Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€200k-3.6%

Working capital€35k-96.7%

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 08-06-2026 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~7.6%/year over 8 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	49.7%	55.4%	better than 46% of 4758 sector peers
Net result	€200k	€38k	better than 95% of 4758 sector peers
Equity	€533k	€64k	better than 95% of 4759 sector peers
Gross operating margin	€210k	€61k	better than 92% of 4751 sector peers
Total assets	€1.07M	€146k	better than 95% of 4759 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P46

Stable position over 2020-2025 · n=1438-12488

Net result P95

Stable position over 2020-2025 · n=1438-12490

Equity P95

Stable position over 2020-2025 · n=1441-12496

Gross operating margin P92

Stable position over 2020-2025 · n=1436-12475

Describes the position versus peers, not a forecast.

EBITDA

€208k

-2.6% 18-25

Net profit

€200k

-3.6% 18-25

Cash flow

€206k

-3.5% 18-25

Total assets

€1.07M

-36.0% 18-25

Equity

€533k

-65.5% 18-25

Working capital

€35k

-96.7% 18-25

Income taxes

€106k

+36.0% 18-25

Dividends

€1.21M

+1100.1% 18-25

Show 9 other metrics

Debt

€539k

+316.9% 18-25

Debt ≤ 1y

€539k

+319.0% 18-25

Current ratio

1.06

-88.3% 18-25

Quick ratio

1.06

-88.3% 18-25

Solvency

49.7%

-46.1% 18-25

Debt / equity

1.01

+1109.2% 18-25

ROE

37.6%

+179.6% 18-25

ROA

18.7%

+50.6% 18-25

Interest coverage

-2.90

+9.8% 18-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€208k
Net profit	€200k
Cash flow	€206k
Staff costs	-
Income taxes	€106k
Dividends	€1.21M
Total assets	€1.07M
Equity	€533k
Debt	€539k
of which ≤ 1y	€539k
of which > 1y	-
Working capital	€35k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	1.06
Quick ratio	1.06
Working capital ratio	3.2%
Solvency	49.7%
Debt / equity	1.01
Long-term debt ratio	-
Interest coverage	-2.90
Gross margin	-
Net margin	-
ROA	18.7%
ROE	37.6%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €498k · 46.5% Current assets €574k · 53.5%

Equity & liabilities

Equity €533k · 49.7% Debt €539k · 50.3%

Full annual accounts (21 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€1.07M
Fixed assets	21/28	€498k
Tangible fixed assets	22/27	€6k
Financial fixed assets	28	€492k
Current assets	29/58	€574k
Investments	50/53	€564k
Cash & bank	54/58	€10k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€1.07M
Equity	10/15	€533k
Contributions / capital	10/11	€19k
Reserves	13	€514k
Amounts payable	17/49	€539k
Amounts payable within one year	42/48	€539k
Income statement
Gross operating margin	9900	€210k
Operating result	9901	€203k
Financial income	75	€32k
Financial charges	65	€-72k
Result before taxes	9903	€307k
Income taxes	67/77	€106k
Net result for the period	9904	€200k
Result to be appropriated	9905	€200k

This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2025 · computed

60 / 100 Healthy

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Paardenblokstraat 61785 Merchtem

Establishment units

1 location

Paardenblokstraat 6, 1785 Merchtem

Overige financiële instellingen, n.e.g.

since 20002.099.725.247

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area504 m²

Buildings1

Building footprint100 m²

Volume (LiDAR)832 m³

Tallest building11.6 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23602I0009/00G003	Flanders	504 m²	1 · 100 m²	11.6 m · 3 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

0 of 5 acts read

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

5 of 5 axes measured

73 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 60

Profitability 100

Solvency 74

Growth 32

Stability 100

Credit advice

verdict per customer and amount

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We hold annual accounts for 15,465 of the 82,035 companies in this sector. 8,800 of them are within a factor 10 of this company's equity.

See full sector →

Company registry

Company registry (CBE)

Crossroads Bank

Activities

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220

Primary activity highlighted.

Names & trade names

Legal nameNL

K.K.D.

Registered office

Paardenblokstraat 6

1785 Merchtem, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.