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Generated 04-09-2026
Active BE 0785.684.261General partnership

K.A.L.Y.A.

Heirbaan 14 ·1785 Merchtem, Belgium· 4 yrs active
Sector: Nursing and midwifery (86940)
Conclusion Checked

K.A.L.Y.A. has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2023 annual accounts show equity of €4k and a net result of €3k. Its solvency ranks better than 23% of 5362 sector peers (fiscal year 2023). The computed 12-month bankruptcy probability is 0.1% (very low).

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €4k
Net result €3k
Better than sector 23%
Active 4 yrs
Financial profile 4 of 5 axes measured · computed by Checked
Health70Profitability100Solvency60Growth-Stability79
77 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 70
Profitability 100
Solvency 60
Growth -
Stability 79
Bankruptcy probability (12 mo) Checked model v1 · free
0.1% Very low
0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score FY 2023 · computed
70 / 100 Healthy
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 26-06-2024 with the NBB · fiscal year 2023 · micro schema
Sector comparison
Fiscal year 2023 · NACE 86, Human health activities · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 31.7% 65.7%
better than 23% of 5362 sector peers
Net result €3k €38k
better than 13% of 5361 sector peers
Equity €4k €67k
better than 8% of 5364 sector peers
Gross operating margin €6k €66k
better than 8% of 5358 sector peers
Total assets €12k €133k
better than 5% of 5364 sector peers
Figures by fiscal year and ratios
Fiscal year2023
Depositmicro schema
Revenue-
EBITDA-
Net profit€3k
Cash flow-
Staff costs-
Income taxes€2k
Dividends-
Total assets€12k
Equity€4k
Debt€8k
of which ≤ 1y€8k
of which > 1y-
Working capital€4k
Employees (FTE)-
Ratios (computed)
2023
Current ratio1.46
Quick ratio1.46
Working capital ratio31.7%
Solvency31.7%
Debt / equity2.16
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA23.5%
ROE74.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts (18 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€12k
Current assets 29/58€12k
Amounts receivable within one year 40/41€551
Cash & bank 54/58€11k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€12k
Equity 10/15€4k
Contributions / capital 10/11€1k
Accumulated profits (losses) 14€3k
Amounts payable 17/49€8k
Amounts payable within one year 42/48€8k
Trade debts payable within one year 44€6k
Income statement
Gross operating margin 9900€6k
Operating result 9901€5k
Financial charges 65€131
Result before taxes 9903€5k
Income taxes 67/77€2k
Net result for the period 9904€3k
Result to be appropriated 9905€3k
Legal Structure
NACE primary Nursing and midwifery(86940)
Legal form General partnership(011)
Incorporation04-05-2022
StatusActive
Postal code1785
Establishment units 1 location
K.A.L.Y.A.
Heirbaan 14, 1785 MerchtemOther business support services
since 20222.330.915.740
Real-estate footprint Source: CBE × cadastre
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23052E0001/00M002 Flanders 529 m² 1 · 131 m² 8.3 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 1 events
2024
26-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
NBB filing
Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount
Company registry (CBE) Crossroads Bank
Activities
Human health activities86906Nursing and midwifery86940General maintenance and repair of cars and light vans (up to 3.5 tonnes)95311
Names & trade names
Legal nameNL K.A.L.Y.A.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative