JVT Softwares
ActiveJVT Softwares has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €55k and a net result of €11k. Equity is growing by ~32.3% per year across the filed fiscal years. Its solvency ranks better than 78% of 16932 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
90
/ 100
Excellent▼ -3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▼-4
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 5.7 against 2.67 in 2024), and 17.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.6%
Return on assets
15.9%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-03-2026, 149 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
149 d early
2024
136 d early
2023
28 d early
2022
7 d early
2021
19 d early
2020
2 d late
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€55k▼ 2.2%
2024 · €56k
2019: €906
2020: €3k
2021: €24k
2022: €29k
2023: €39k
2024: €56k
2019 → 2025
Total assets
€66k▼ 18.4%
2024 · €81k
2019: €22k
2020: €70k
2021: €74k
2022: €80k
2023: €95k
2024: €81k
2019 → 2025
Net result
€11k▼ 39.5%
2024 · €17k
2019: €2k
2020: €3k
2021: €21k
2022: €17k
2023: €21k
2024: €17k
2019 → 2025
Working capital
€54k▲ 92.6%
2024 · €28k
2019: €906
2020: €-11k
2021: €9k
2022: €13k
2023: €12k
2024: €28k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€29k▲ 22.0%€39k▲ 32.2%€56k▲ 45.2%€55k▼ 2.2%
Operating result€28k-€22k▼ 20.0%€28k▲ 28.1%€24k▼ 15.9%€15k▼ 38.9%
Net result€21k-€17k▼ 22.0%€21k▲ 26.1%€17k▼ 17.7%€11k▼ 39.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 39% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €66k
Fixed assets
€591▼ 98.4%
Current assets
€66k▲ 46.2%
Equity and liabilities €66k
Equity
€55k▼ 2.2%
Debt
€12k▼ 54.3%
The debt ratio falls from 31.1% to 17.4%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€17k▼
2024 · €35k
Cash flow
€13k▼
2024 · €29k
Solvency
82.6%▲
2024 · 68.9%
Current ratio
5.70▲
2024 · 2.67
Quick ratio
5.70▲
2024 · 2.67
Debt / equity
0.21▼
2024 · 0.45
ROE
19.2%▼
2024 · 31.1%
ROA
15.9%▼
2024 · 21.5%
Interest coverage
21.42▼
2024 · 28.15
Debt
€12k▼
2024 · €25k
Debt ≤ 1 year
€12k▼
2024 · €17k
Income taxes
€3k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€81k€66k▼
Fixed assets21/28€36k€591▼
Tangible fixed assets22/27€36k€591▼
Plant, machinery and equipment23€2k€591▼
Furniture and vehicles24€35k-
Current assets29/58€45k€66k▲
Amounts receivable within one year40/41€665€673▲
Other amounts receivable41€665€673▲
Cash at bank and in hand54/58€42k€65k▲
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€81k€66k▼
Equity10/15€56k€55k▼
Contributions10/11€1€1=
Profit (loss) carried forward14€56k€55k▼
Amounts payable17/49€25k€12k▼
Amounts payable after more than one year17€8k-
Financial debts170/4€8k-
Amounts payable within one year42/48€17k€12k▼
Current portion of amounts payable after more than one year42€11k-
Trade debts44€469€1k▲
Suppliers440/4€469€1k▲
Taxes, remuneration and social security45€6k€10k▲
Taxes450/3€6k€9k▲
Remuneration and social security454/9-€2k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€3k▼
Other operating charges640/8€387€400▲
Gross operating margin9900€35k€18k▼
Operating profit (loss)9901€24k€15k▼
Financial income75/76B€81€2▼
Recurring financial income75€81€2▼
Financial charges65/66B€1k€803▼
Recurring financial charges65€1k€803▼
Profit (loss) for the period before taxes9903€23k€14k▼
Income taxes67/77€5k€3k▼
Profit (loss) for the period9904€17k€11k▼
Profit (loss) for the period to be appropriated9905€17k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€56k€67k▲
Profit (loss) brought forward from the previous period14P€39k€56k▲
Profit to be distributed694/7-€12k
Return on contributions (dividend)694-€12k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 5.70
Current ratio from 2.67 to 5.70; short-term debt falls from €17k to €12k.
17-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 2.67
Current ratio from 1.32 to 2.67; short-term debt falls from €38k to €17k.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2019net €21k ▲592%
Net result €21k, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 1.35
Current ratio from 0.64 to 1.35; short-term debt falls from €31k to €25k.
02-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2020
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evere · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Haachtsesteenweg 8631140 EvereGround area
346 m²
Building footprint
144 m²
Volume, LiDAR
820 m³
Parcel 21006A0565/00A000, Brussels · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JVT Softwares
since 20192.291.987.957
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21006A0565/00A000 | Brussels | 346 m² | 1 · 144 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,884 companies in sector 62200 we hold annual accounts for 18,321. 15,318 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-08-2019
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.