JVHC
ActiveSummary
The computed 12-month bankruptcy probability of JVHC is 4.1% (elevated). The 2024 annual accounts show equity of €3k and a net result of €-2k. Its solvency ranks better than 13% of 36375 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes
Profitability10
Solvency33
Growth-
Track record67
Bankruptcy probability, 12 months
4.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity ample (current ratio 6.28; short-term debt: 9.1% and cash: 33.6% of total assets), but 91.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
8.4%
Return on assets
-6.7%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 36375 sector peers (2024).
NBB · sector comparisonPosition among 36375 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-06-2025, 51 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
51 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€3k
Total assets
€33k
Net result
€-2k
Working capital
€16k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €32k
Fixed assets
€13k
Current assets
€19k
Equity and liabilities €33k
Equity
€3k
Debt
€31k
Debt finances 91.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€-635
Cash flow
€-1k
Current ratio
6.28
Debt to equity
10.97
ROE
-79.7%
ROA
-6.7%
Interest coverage
-0.81
Debt ≤ 1 year
€3k
Debt > 1 year
€28k
Filed annual accounts As filed with the NBB · 2024 · 37 lines
Balance sheet
Code2024
Assets
Total assets20/58€33k
Formation expenses20€2k
Fixed assets21/28€13k
Tangible fixed assets22/27€13k
Plant, machinery and equipment23€6k
Furniture and vehicles24€6k
Current assets29/58€19k
Amounts receivable within one year40/41€6k
Trade receivables40€3k
Other amounts receivable41€3k
Cash at bank and in hand54/58€11k
Deferred charges and accrued income490/1€1k
Equity and liabilities
Total equity and liabilities10/49€33k
Equity10/15€3k
Contributions10/11€5k
Profit (loss) carried forward14€-2k
Amounts payable17/49€31k
Amounts payable after more than one year17€28k
Financial debts170/4€28k
Amounts payable within one year42/48€3k
Financial debts43€83
Credit institutions430/8€83
Trade debts44€3k
Suppliers440/4€3k
Other amounts payable47/48€118
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€801
Other operating charges640/8€534
Gross operating margin9900€-101
Operating profit (loss)9901€-1k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€781
Recurring financial charges65€781
Profit (loss) for the period before taxes9903€-2k
Profit (loss) for the period9904€-2k
Profit (loss) for the period to be appropriated9905€-2k
Appropriation of the result
Profit (loss) to be appropriated9906€-2k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €801 |
| Other operating charges640/8 | €534 |
| Gross operating margin9900 | €-101 |
| Operating profit (loss)9901 | €-1k |
| Financial income75/76B | €0 |
| Recurring financial income75 | €0 |
| Financial charges65/66B | €781 |
| Recurring financial charges65 | €781 |
| Profit (loss) for the period before taxes9903 | €-2k |
| Profit (loss) for the period9904 | €-2k |
| Profit (loss) for the period to be appropriated9905 | €-2k |
| Line | 2024 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €33k | |
| Formation expenses20 | €2k | |
| Fixed assets21/28 | €13k | |
| Tangible fixed assets22/27 | €13k | |
| Plant, machinery and equipment23 | €6k | |
| Furniture and vehicles24 | €6k | |
| Current assets29/58 | €19k | |
| Amounts receivable within one year40/41 | €6k | |
| Trade receivables40 | €3k | |
| Other amounts receivable41 | €3k | |
| Cash at bank and in hand54/58 | €11k | |
| Deferred charges and accrued income490/1 | €1k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €33k | |
| Equity10/15 | €3k | |
| Contributions10/11 | €5k | |
| Profit (loss) carried forward14 | €-2k | |
| Amounts payable17/49 | €31k | |
| Amounts payable after more than one year17 | €28k | |
| Financial debts170/4 | €28k | |
| Amounts payable within one year42/48 | €3k | |
| Financial debts43 | €83 | |
| Credit institutions430/8 | €83 | |
| Trade debts44 | €3k | |
| Suppliers440/4 | €3k | |
| Other amounts payable47/48 | €118 | |
| Line | 2024 |
|---|---|
| Profit (loss) for the period9904 | €-2k |
| + Depreciation and write-downs630 | €801 |
| Operating cash flow (approximation) | €-1k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lint · 1 establishment unit since 2024
Ground area
370 m²
Building footprint
152 m²
Volume, LiDAR
921 m³
Parcel 11025D0274/00L003, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
JVHC
since 20242.362.887.633
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11025D0274/00L003 | Flanders | 370 m² | 1 · 152 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 870 EUR awarded · 870 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 477 EUR | 477 EUR |
| 2024 | 1 | 393 EUR | 393 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 7,041 companies in sector 43221 we hold annual accounts for 3,473. 694 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-08-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
Scores and ratios are computed by Checked and are not a credit decision.