JVG Immo
ActiveSummary
JVG Immo has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4k and a net result of €4k. Its solvency ranks better than 24% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability45▲+12
Solvency27▲+2
Growth78
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.5%
Return on assets
2.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 14079 sector peers (2025).
NBB · sector comparisonPosition among 14079 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
27 d late
2024
3 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€4k▲ 1,423%
2024 · €287
2024: €287
2024 → 2025
Total assets
€176k▼ 0.2%
2024 · €177k
2024: €177k
2024 → 2025
Net result
€4k
2024 · €-5k
2024: €-5k
2024 → 2025
Working capital
€12k▲ 32.7%
2024 · €9k
2024: €9k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€287-€4k▲ 1,423%
Operating result€4k-€8k▲ 98.1%
Net result€-5k-€4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 98% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €176k
Fixed assets
€159k ▼ 2.3%
Current assets
€17k ▲ 23.9%
Equity and liabilities €176k
Equity
€4k ▲ 1,423%
Debt
€172k ▼ 2.6%
Debt's share of the balance-sheet total falls from 99.8% to 97.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€12k▼
2024 · €19k
Cash flow
€8k▼
2024 · €10k
Current ratio
3.26▲
2024 · 2.84
Debt to equity
39.32
ROE
93.4%
ROA
2.3%▲
2024 · -2.7%
Interest coverage
2.79▲
2024 · 2.14
Debt ≤ 1 year
€5k▲
2024 · €5k
Debt > 1 year
€167k▼
2024 · €172k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet
Code20242025
Assets
Total assets20/58€177k€176k▼
Fixed assets21/28€163k€159k▼
Tangible fixed assets22/27€163k€159k▼
Land and buildings22€163k€159k▼
Current assets29/58€14k€17k▲
Amounts receivable within one year40/41€13k€8k▼
Other amounts receivable41€13k€8k▼
Cash at bank and in hand54/58-€9k
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€177k€176k▼
Equity10/15€287€4k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€-5k€-625▲
Amounts payable17/49€177k€172k▼
Amounts payable after more than one year17€172k€167k▼
Financial debts170/4€172k€167k▼
Amounts payable within one year42/48€5k€5k▲
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€290€490▲
Suppliers440/4€290€490▲
Accrued charges and deferred income492/3€156-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€4k▼
Other operating charges640/8€578€296▼
Gross operating margin9900€20k€12k▼
Operating profit (loss)9901€4k€8k▲
Financial charges65/66B€9k€4k▼
Recurring financial charges65€9k€4k▼
Profit (loss) for the period before taxes9903€-5k€4k▲
Profit (loss) for the period9904€-5k€4k▲
Profit (loss) for the period to be appropriated9905€-5k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-625▲
Profit (loss) brought forward from the previous period14P-€-5k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boechout · 1 establishment unit since 2023
Ground area
872 m²
Building footprint
168 m²
Volume, LiDAR
602 m³
Parcel 11047A0131/00G000, Flanders · tallest building 8.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
JVG Immo
since 20232.341.042.045
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11047A0131/00G000 | Flanders | 872 m² | 1 · 167 m² | 8.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NENA REAL ESTATE
BE 1017.909.981
Beringen · Eq €4,373
ALVAREZ CAPITAL
BE 0676.677.740
Elsene · Eq €4,393
TIME & SPACES
BE 1007.763.682
Brussel · Eq €4,417
TSB
BE 0764.785.513
Antwerpen · Eq €4,449
Caliner
BE 0448.186.025
Gent · Eq €4,299
Of 12,022 companies in sector 68203 we hold annual accounts for 5,986. 896 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-01-2023
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68204Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.