JV Techservices
ActiveJV Techservices has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €177k and a net result of €15k. Equity is growing by ~30.6% per year across the filed fiscal years. Its solvency ranks better than 83% of 27676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-9
Solvency100▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 6.19 against 2.97 in 2024; short-term debt: 13.1% and cash: 30% of total assets), and 22% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78%
Return on assets
6.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
12 d late
2024
12 d late
2023
28 d late
2022
30 d late
2021
27 d late
2020
27 d late
2019
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€177k▲ 9.0%
2024 · €163k
2018: €2k
2019: €8k
2020: €19k
2021: €80k
2022: €97k
2023: €127k
2024: €163k
2018 → 2025
Total assets
€227k▼ 10.0%
2024 · €252k
2018: €57k
2019: €70k
2020: €292k
2021: €204k
2022: €259k
2023: €680k
2024: €252k
2018 → 2025
Net result
€15k▼ 58.9%
2024 · €36k
2018: €-20k
2019: €-7k
2020: €11k
2021: €61k
2022: €17k
2023: €30k
2024: €36k
2018 → 2025
Working capital
€154k▲ 43.4%
2024 · €108k
2018: €-14k
2019: €-4k
2020: €89k
2021: €110k
2022: €55k
2023: €74k
2024: €108k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€80k-€97k▲ 21.4%€127k▲ 30.7%€163k▲ 27.9%€177k▲ 9.0%
Operating result€93k-€26k▼ 72.6%€54k▲ 111%€67k▲ 24.9%€33k▼ 50.7%
Net result€61k-€17k▼ 72.0%€30k▲ 73.7%€36k▲ 19.0%€15k▼ 58.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 51% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €227k
Fixed assets
€43k▼ 52.2%
Current assets
€184k▲ 13.4%
Equity and liabilities €227k
Equity
€177k▲ 9.0%
Debt
€50k▼ 44.4%
The debt ratio falls from 35.5% to 22.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€55k▼
2024 · €101k
Cash flow
€37k▼
2024 · €69k
Solvency
78.0%▲
2024 · 64.5%
Current ratio
6.19▲
2024 · 2.97
Quick ratio
4.51▲
2024 · 2.97
Debt / equity
0.28▼
2024 · 0.55
ROE
8.2%▼
2024 · 21.8%
ROA
6.4%▼
2024 · 14.1%
Interest coverage
14.49▲
2024 · 6.86
Debt
€50k▼
2024 · €90k
Debt ≤ 1 year
€30k▼
2024 · €55k
Debt > 1 year
€20k▼
2024 · €35k
Income taxes
€7k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€252k€227k▼
Fixed assets21/28€90k€43k▼
Tangible fixed assets22/27€90k€43k▼
Plant, machinery and equipment23€13k€11k▼
Furniture and vehicles24€4k€3k▼
Leasing and similar rights25€72k€29k▼
Current assets29/58€162k€184k▲
Stocks and contracts in progress3-€50k
Stocks30/36-€50k
Amounts receivable within one year40/41€65k€66k▲
Trade receivables40€56k€63k▲
Other amounts receivable41€9k€3k▼
Cash at bank and in hand54/58€98k€68k▼
Equity and liabilities
Total equity and liabilities10/49€252k€227k▼
Equity10/15€163k€177k▲
Contributions10/11€20k€20k=
Reserves13€56k€70k▲
Tax-exempt reserves132€574€574=
Distributable reserves133€55k€69k▲
Profit (loss) carried forward14€87k€87k▲
Amounts payable17/49€90k€50k▼
Amounts payable after more than one year17€35k€20k▼
Financial debts170/4€35k€20k▼
Amounts payable within one year42/48€55k€30k▼
Current portion of amounts payable after more than one year42€21k€15k▼
Financial debts43€7k€6k▼
Credit institutions430/8€7k€6k▼
Trade debts44€21k€6k▼
Suppliers440/4€21k€6k▼
Taxes, remuneration and social security45€5k€2k▼
Taxes450/3€5k€2k▼
Other amounts payable47/48€742€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€22k▼
Other operating charges640/8€3k€3k▼
Gross operating margin9900€104k€58k▼
Operating profit (loss)9901€67k€33k▼
Financial income75/76B€270€208▼
Recurring financial income75€270€208▼
Financial charges65/66B€15k€12k▼
Recurring financial charges65€15k€4k▼
Non-recurring financial charges66B-€8k
Profit (loss) for the period before taxes9903€53k€22k▼
Income taxes67/77€17k€7k▼
Profit (loss) for the period9904€36k€15k▼
Profit (loss) for the period to be appropriated9905€36k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€117k€101k▼
Profit (loss) brought forward from the previous period14P€81k€87k▲
Transfer to equity691/2€30k€14k▼
To other reserves6921€30k€14k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
2025
31-12
Financial
Liquidity doublescurrent ratio 6.19
Current ratio from 2.97 to 6.19; short-term debt falls from €55k to €30k.
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
31-12
Financial
Liquidity triplescurrent ratio 2.97
Current ratio from 1.15 to 2.97; short-term debt falls from €495k to €55k.
31-12
Financial
Equity above €150kEq €163k ▲27.9%
5 profitable years in a row build equity to €163k.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Equity above €100kEq €127k ▲30.7%
4 profitable years in a row build equity to €127k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
27-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 27 days late
2021
31-12
Financial
Highest result since 2018net €61k ▲473%
Operating result €93k, net result €61k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 3.19
Current ratio from 1.49 to 3.19; short-term debt falls from €181k to €50k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Back to profitnet €11k
Net result €11k after 2 loss-making years.
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
09-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 9 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ossemeer 302440 GeelGround area
1,584 m²
Building footprint
228 m²
Volume, LiDAR
1,004 m³
Parcel 13374F0361/00D000, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JV Techservices
since 20142.228.410.197
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13374F0361/00D000 | Flanders | 1,584 m² | 1 · 228 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 345 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 0 EUR | 345 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 22,826 companies in sector 43211 we hold annual accounts for 10,327. 8,427 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-04-2014
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0474/016305