JUPAR
ActiveJUPAR has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19.10M and a net result of €2.21M. Equity is growing by ~14.1% per year across the filed fiscal years. Its solvency ranks better than 71% of 8657 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+39
Solvency100▲+7
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.45M at 30 days acceptable
Liquidity ample (current ratio 1.95 against 1.6 in 2024; short-term debt: 24.9% and cash: 0% of total assets), and 25.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.5%
Return on assets
8.6%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
6 d early
2023
on the day
2022
4 d late
2021
2 d early
2020
3 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€19.10M▲ 13.1%
2024 · €16.89M
2018: €5.75M
2019: €5.90M
2020: €10.11M
2021: €12.77M
2022: €14.48M
2023: €15.92M
2024: €16.89M
2018 → 2025
Total assets
€25.63M▲ 3.2%
2024 · €24.82M
2018: €8.30M
2019: €12.53M
2020: €14.19M
2021: €16.12M
2022: €19.18M
2023: €21.59M
2024: €24.82M
2018 → 2025
Net result
€2.21M▲ 126%
2024 · €975k
2018: €2.26M
2019: €303k
2020: €4.21M
2021: €2.66M
2022: €1.71M
2023: €1.44M
2024: €975k
2018 → 2025
Working capital
€6.09M▲ 29.7%
2024 · €4.70M
2018: €483k
2019: €-922k
2020: €993k
2021: €5.63M
2022: €7.21M
2023: €5.86M
2024: €4.70M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12.77M-€14.48M▲ 13.4%€15.92M▲ 9.9%€16.89M▲ 6.1%€19.10M▲ 13.1%
Operating result€1.05M-€260k▼ 75.1%€419k▲ 60.8%€-96k€817k
Net result€2.66M-€1.71M▼ 35.7%€1.44M▼ 16.1%€975k▼ 32.1%€2.21M▲ 126%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €817k after a loss of €96k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €25.63M
Fixed assets
€13.14M▲ 6.9%
Current assets
€12.48M▼ 0.4%
Equity and liabilities €25.63M
Equity
€19.10M▲ 13.1%
Provisions
€135k▲ 71.9%
Debt
€6.40M▼ 18.6%
The debt ratio falls from 31.6% to 25.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€1.02M▲
2024 · €201k
Cash flow
€2.40M▲
2024 · €1.27M
Solvency
74.5%▲
2024 · 68.0%
Current ratio
1.95▲
2024 · 1.60
Quick ratio
1.95▲
2024 · 1.60
Debt / equity
0.33▼
2024 · 0.46
ROE
11.6%▲
2024 · 5.8%
ROA
8.6%▲
2024 · 3.9%
Interest coverage
4.86▲
2024 · 0.88
Debt
€6.40M▼
2024 · €7.85M
Debt ≤ 1 year
€6.39M▼
2024 · €7.83M
Debt > 1 year
€2k▼
2024 · €2k
Income taxes
€199k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€24.82M€25.63M▲
Fixed assets21/28€12.29M€13.14M▲
Tangible fixed assets22/27€8.76M€9.61M▲
Land and buildings22€8.62M€9.50M▲
Furniture and vehicles24€135k€111k▼
Financial fixed assets28€3.54M€3.54M=
Current assets29/58€12.53M€12.48M▼
Amounts receivable after more than one year29€1.03M€886k▼
Other amounts receivable291€1.03M€886k▼
Amounts receivable within one year40/41€11.49M€11.55M▲
Trade receivables40€111k€9k▼
Other amounts receivable41€11.38M€11.54M▲
Cash at bank and in hand54/58€5k€6k▲
Deferred charges and accrued income490/1€9k€40k▲
Equity and liabilities
Total equity and liabilities10/49€24.82M€25.63M▲
Equity10/15€16.89M€19.10M▲
Contributions10/11€3.06M€3.06M=
Reserves13€13.83M€16.04M▲
Tax-exempt reserves132€236k€406k▲
Distributable reserves133€13.60M€15.63M▲
Profit (loss) carried forward14€144€931▲
Provisions and deferred taxes16€79k€135k▲
Deferred taxes168€79k€135k▲
Amounts payable17/49€7.85M€6.40M▼
Amounts payable after more than one year17€2k€2k▼
Other amounts payable178/9€2k€2k▼
Amounts payable within one year42/48€7.83M€6.39M▼
Financial debts43€1.02M-
Credit institutions430/8€1.02M-
Trade debts44€74k€204k▲
Suppliers440/4€74k€204k▲
Taxes, remuneration and social security45€30k€192k▲
Taxes450/3€30k€192k▲
Other amounts payable47/48€6.71M€5.99M▼
Accrued charges and deferred income492/3€21k€4k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€296k€199k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€1.09M€40k▼
Other operating charges640/8€13k€13k▲
Gross operating margin9900€1.31M€1.07M▼
Operating profit (loss)9901€-96k€817k▲
Financial income75/76B€1.29M€1.85M▲
Recurring financial income75€1.29M€1.85M▲
Financial charges65/66B€227k€209k▼
Recurring financial charges65€227k€209k▼
Profit (loss) for the period before taxes9903€971k€2.46M▲
Transfer from deferred taxes780€6k€62k▲
Transfer to deferred taxes680-€119k
Income taxes67/77€3k€199k▲
Profit (loss) for the period9904€975k€2.21M▲
Transfer from tax-exempt reserves789€19k€187k▲
Transfer to tax-exempt reserves689-€357k
Profit (loss) for the period to be appropriated9905€994k€2.04M▲
Appropriation of the result
Profit (loss) to be appropriated9906€994k€2.04M▲
Profit (loss) brought forward from the previous period14P€595€144▼
Transfer to equity691/2€994k€2.04M▲
To other reserves6921€994k€2.04M▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
24-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
04-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 4 days late
2022
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Liquidity doublescurrent ratio 2.73
Current ratio from 1.15 to 2.73; short-term debt falls from €6.63M to €3.26M.
27-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Highest result since 2018net €4.21M ▲1292%
Net result €4.21M, the highest in the series.
30-09
Financial
Equity above €10MEq €10.11M ▲71.4%
3 profitable years in a row build equity to €10.11M.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Weakest financial yearnet €303k ▼86.6%
Net result drops to €303k, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
03-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waterloosesteenweg 7191180 UkkelGround area
759 m²
Building footprint
923 m²
Volume, LiDAR
5,922 m³
Parcel 21612C0001/00A055, Brussels · tallest building 16.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Waterloosesteenweg 719, 1180 Ukkel
since 20022.100.572.711
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612C0001/00A055 | Brussels | 759 m² | 1 · 923 m² | 16.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 4,194 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-04-2002
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
64200Holdings
64210Activities of holding companies
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.