JUNITH
ActiveJUNITH has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €68k and a net result of €104k. Equity is growing by ~33.7% per year across the filed fiscal years. Its solvency ranks better than 17% of 31393 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency8▼-25
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.57 against 0.48 in 2024), and 90.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.9%
Return on assets
15.2%
Age of the figures
11 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 31393 sector peers (2025).
NBB · sector comparisonPosition among 31393 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 07-01-2026, 113 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
113 d early
2024
65 d early
2023
28 d early
2022
3 d early
2021
1 d early
2020
22 d early
2019
27 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
10-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€68k
2024 · €-36k
2018: €-498k
2019: €-400k
2020: €-331k
2021: €-266k
2022: €-190k
2023: €-120k
2024: €-36k
2018 → 2025
Total assets
€682k▼ 5.8%
2024 · €724k
2018: €878k
2019: €847k
2020: €817k
2021: €787k
2022: €735k
2023: €706k
2024: €724k
2018 → 2025
Net result
€104k▲ 22.9%
2024 · €84k
2018: €-839k
2019: €98k
2020: €69k
2021: €65k
2022: €76k
2023: €70k
2024: €84k
2018 → 2025
Working capital
€-60k▲ 36.4%
2024 · €-94k
2018: €-695k
2019: €-620k
2020: €-196k
2021: €-178k
2022: €-158k
2023: €-226k
2024: €-94k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-266k-€-190k▲ 28.5%€-120k▲ 36.9%€-36k▲ 70.2%€68k
Operating result€100k-€104k▲ 4.1%€114k▲ 9.9%€137k▲ 20.4%€172k▲ 25.6%
Net result€65k-€76k▲ 16.7%€70k▼ 7.3%€84k▲ 19.9%€104k▲ 22.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 26% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €682k
Fixed assets
€603k▼ 5.1%
Current assets
€78k▼ 11.3%
Equity and liabilities €682k
Equity
€68k
Debt
€614k
Debt finances 90.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€207k▲
2024 · €172k
Cash flow
€138k▲
2024 · €119k
Solvency
9.9%▲
2024 · -4.9%
Current ratio
0.57▲
2024 · 0.48
Quick ratio
0.57▲
2024 · 0.48
Debt / equity
9.07▲
2024 · -21.22
ROE
152.9%▲
2024 · -235.2%
ROA
15.2%▲
2024 · 11.6%
Interest coverage
8.73▲
2024 · 8.41
Debt
€614k▼
2024 · €760k
Debt ≤ 1 year
€138k▼
2024 · €182k
Debt > 1 year
€475k▼
2024 · €576k
Income taxes
€45k▲
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€724k€682k▼
Fixed assets21/28€636k€603k▼
Tangible fixed assets22/27€636k€603k▼
Land and buildings22€635k€601k▼
Plant, machinery and equipment23€1k€735▼
Furniture and vehicles24-€2k
Financial fixed assets28€0-
Current assets29/58€88k€78k▼
Amounts receivable within one year40/41€37k€37k▲
Trade receivables40€37k€37k▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€47k€35k▼
Deferred charges and accrued income490/1€4k€6k▲
Equity and liabilities
Total equity and liabilities10/49€724k€682k▼
Equity10/15€-36k€68k▲
Contributions10/11€19k€19k=
Reserves13€0€49k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133-€49k
Profit (loss) carried forward14€-54k€0▲
Amounts payable17/49€760k€614k▼
Amounts payable after more than one year17€576k€475k▼
Financial debts170/4€376k€275k▼
Other amounts payable178/9€200k€200k=
Amounts payable within one year42/48€182k€138k▼
Current portion of amounts payable after more than one year42€100k€51k▼
Financial debts43€13k€26k▲
Credit institutions430/8€13k€26k▲
Trade debts44€31k€29k▼
Suppliers440/4€31k€29k▼
Taxes, remuneration and social security45€16k€14k▼
Taxes450/3€16k€14k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€22k€18k▼
Accrued charges and deferred income492/3€1k€443▼
Income statement
Code20242025
Non-recurring operating income76A€4k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€35k▲
Other operating charges640/8€7k€5k▼
Gross operating margin9900€179k€212k▲
Operating profit (loss)9901€137k€172k▲
Financial income75/76B€24€6▼
Recurring financial income75€24€6▼
Financial charges65/66B€20k€24k▲
Recurring financial charges65€20k€24k▲
Profit (loss) for the period before taxes9903€117k€149k▲
Income taxes67/77€33k€45k▲
Profit (loss) for the period9904€84k€104k▲
Profit (loss) for the period to be appropriated9905€84k€104k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-56k€49k▲
Profit (loss) brought forward from the previous period14P€-140k€-54k▲
Transfer from equity791/2€2k€0▼
Transfer to equity691/2-€49k
To other reserves6921-€49k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €104k ▲22.9%
Operating result €172k, net result €104k, both a record.
24-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
08-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
03-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Back to profitnet €98k
Net result €98k after one loss-making year.
16-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
03-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2005
Ground area
1,332 m²
Building footprint
205 m²
Volume, LiDAR
1,074 m³
Parcel 31027D0050/00K000, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JUNITH
since 20052.144.946.152
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31027D0050/00K000 | Flanders | 1,331 m² | 1 · 205 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
William Ellisworth
BE 0860.860.647
Elsene · Eq €68k
MERQUIVA
BE 0804.755.748
Heusden-Zolder · Eq €68k
RonV Consult
BE 0757.578.809
Wetteren · Eq €68k
LOGAWI
BE 0760.704.187
Mons · Eq €68k
Immo Sloef
BE 1002.989.601
Herselt · Eq €68k
Of 82,169 companies in sector 70200 we hold annual accounts for 52,388. 39,390 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-01-2005
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74141
46180Agents specialised in the wholesale of other particular products
47730Retail sale of pharmaceutical products
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
70120
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 09-09-2026. Scores and ratios are computed by Checked and are not a credit decision.