JUNIELLE
ActiveJUNIELLE has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80k and a net result of €77k. Equity is shrinking by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 24% of 8442 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
68
/ 100
Healthy▼ -5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency34▼-1
Growth58=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.13 against 1.52 in 2024), and 77.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.4%
Return on assets
21.6%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 8442 sector peers (2025).
NBB · sector comparisonPosition among 8442 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
20 d early
2023
19 d early
2022
20 d early
2021
24 d late
2020
31 d late
2019
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
07-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€80k▲ 2.5%
2024 · €78k
2019: €93k
2020: €93k
2021: €93k
2022: €69k
2023: €75k
2024: €78k
2019 → 2025
Total assets
€356k▼ 17.8%
2024 · €433k
2019: €330k
2020: €464k
2021: €439k
2022: €480k
2023: €477k
2024: €433k
2019 → 2025
Net result
€77k▼ 4.3%
2024 · €80k
2019: €25k
2020: €120k
2021: €63k
2022: €98k
2023: €107k
2024: €80k
2019 → 2025
Working capital
€13k▼ 78.9%
2024 · €61k
2019: €70k
2020: €50k
2021: €19k
2022: €-3k
2023: €2k
2024: €61k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€93k-€69k▼ 26.6%€75k▲ 10.1%€78k▲ 3.1%€80k▲ 2.5%
Operating result€82k-€133k▲ 62.9%€146k▲ 9.7%€114k▼ 22.2%€109k▼ 3.7%
Net result€63k-€98k▲ 56.2%€107k▲ 9.4%€80k▼ 24.8%€77k▼ 4.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €356k
Fixed assets
€242k▼ 4.9%
Current assets
€114k▼ 36.0%
Equity and liabilities €356k
Equity
€80k▲ 2.5%
Debt
€276k▼ 22.2%
The debt ratio falls from 82.0% to 77.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€127k▼
2024 · €131k
Cash flow
€95k▼
2024 · €98k
Solvency
22.4%▲
2024 · 18.0%
Current ratio
1.13▼
2024 · 1.52
Quick ratio
1.13▼
2024 · 1.52
Debt / equity
3.46▼
2024 · 4.56
ROE
96.4%▼
2024 · 103.2%
ROA
21.6%▲
2024 · 18.6%
Interest coverage
17.42▲
2024 · 17.10
Debt
€276k▼
2024 · €355k
Debt ≤ 1 year
€101k▼
2024 · €117k
Debt > 1 year
€171k▼
2024 · €235k
Income taxes
€25k▼
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets20/58€433k€356k▼
Fixed assets21/28€254k€242k▼
Tangible fixed assets22/27€254k€242k▼
Current assets29/58€179k€114k▼
Amounts receivable within one year40/41€50k€41k▼
Cash & bank54/58€127k€71k▼
Total equity & liabilities10/49€433k€356k▼
Equity10/15€78k€80k▲
Contributions / capital10/11€19k€19k=
Reserves13€52k€52k=
Accumulated profits (losses)14€7k€9k▲
Amounts payable17/49€355k€276k▼
Amounts payable after one year17€235k€171k▼
Amounts payable within one year42/48€117k€101k▼
Trade debts payable within one year44€6k€2k▼
Income statement
Code20242025
Gross operating margin9900€132k€130k▼
Operating result9901€114k€109k▼
Financial income75€182€0▼
Financial charges65€8k€7k▼
Result before taxes9903€106k€102k▼
Income taxes67/77€26k€25k▼
Net result for the period9904€80k€77k▼
Result to be appropriated9905€80k€77k▼
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
21-02
State Gazette act
Director changes
Dirk Declercq · correction
2023
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 24 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Highest result since 2019net €120k ▲382%
Net result €120k, the highest in the series.
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
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Of 82,136 companies in sector 70200 we hold annual accounts for 52,099. 39,757 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-09-2014
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 21-07-2026. Scores and ratios are computed by Checked and are not a credit decision.