JUMAACO
ActiveJUMAACO has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €384k and a net result of €111k. Equity is growing by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 46% of 679 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+41
Solvency21▲+5
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity short (current ratio 0.24 against 0.65 in 2024), and 77.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.8%
Return on assets
6.6%
Age of the figures
11 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
1 d early
2024
2 d early
2023
1 d early
2022
3 d early
2021
2 d late
2020
1 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€384k▲ 40.6%
2024 · €273k
2019: €138k
2020: €247k
2021: €259k
2022: €255k
2023: €241k
2024: €273k
2019 → 2025
Total assets
€1.69M▲ 14.2%
2024 · €1.48M
2019: €606k
2020: €743k
2021: €741k
2022: €1.14M
2023: €1.13M
2024: €1.48M
2019 → 2025
Net result
€111k▲ 244%
2024 · €32k
2019: €-30k
2020: €110k
2021: €14k
2022: €-4k
2023: €-14k
2024: €32k
2019 → 2025
Working capital
€-331k▼ 188%
2024 · €-115k
2019: €-53k
2020: €75k
2021: €110k
2022: €9k
2023: €-299
2024: €-115k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€259k-€255k▼ 1.6%€241k▼ 5.6%€273k▲ 13.4%€384k▲ 40.6%
Operating result€29k-€14k▼ 50.6%€11k▼ 21.3%€53k▲ 376%€177k▲ 233%
Net result€14k-€-4k€-14k▼ 247%€32k€111k▲ 244%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 233% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.69M
Fixed assets
€1.58M▲ 24.9%
Current assets
€107k▼ 49.8%
Equity and liabilities €1.69M
Equity
€384k▲ 40.6%
Debt
€1.30M▲ 8.2%
The debt ratio falls from 81.5% to 77.2%: equity grows faster than debt.
Key figures and ratios
EBITDA
€215k▲
2024 · €96k
Cash flow
€149k▲
2024 · €75k
Solvency
22.8%▲
2024 · 18.5%
Current ratio
0.24▼
2024 · 0.65
Quick ratio
0.24▼
2024 · 0.65
Debt / equity
3.39▼
2024 · 4.41
ROE
28.9%▲
2024 · 11.8%
ROA
6.6%▲
2024 · 2.2%
Interest coverage
6.31▲
2024 · 3.45
Debt
€1.30M▲
2024 · €1.20M
Debt ≤ 1 year
€438k▲
2024 · €328k
Debt > 1 year
€864k▼
2024 · €876k
Income taxes
€38k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.48M€1.69M▲
Fixed assets21/28€1.26M€1.58M▲
Tangible fixed assets22/27€1.26M€1.58M▲
Land and buildings22€1.26M€1.57M▲
Plant, machinery and equipment23-€1k
Furniture and vehicles24€3k€11k▲
Current assets29/58€213k€107k▼
Amounts receivable within one year40/41€162k€69k▼
Trade receivables40€36k€19k▼
Other amounts receivable41€126k€50k▼
Cash at bank and in hand54/58€46k€33k▼
Deferred charges and accrued income490/1€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€1.48M€1.69M▲
Equity10/15€273k€384k▲
Contributions10/11€70k€70k=
Reserves13€220k€220k=
Non-distributable reserves130/1€7k€7k=
Reserves not available under the articles1311€7k€7k=
Distributable reserves133€213k€213k=
Profit (loss) carried forward14€-16k€95k▲
Amounts payable17/49€1.20M€1.30M▲
Amounts payable after more than one year17€876k€864k▼
Financial debts170/4€876k€864k▼
Amounts payable within one year42/48€328k€438k▲
Current portion of amounts payable after more than one year42€71k€77k▲
Trade debts44€71k€58k▼
Suppliers440/4€71k€58k▼
Taxes, remuneration and social security45€9k€40k▲
Taxes450/3€9k€40k▲
Other amounts payable47/48€177k€263k▲
Income statement
Code20242025
Non-recurring operating income76A-€155k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€38k▼
Other operating charges640/8€5k€11k▲
Gross operating margin9900€101k€226k▲
Operating profit (loss)9901€53k€177k▲
Financial income75/76B€7k€5k▼
Recurring financial income75€7k€5k▼
Financial charges65/66B€28k€34k▲
Recurring financial charges65€28k€34k▲
Profit (loss) for the period before taxes9903€32k€149k▲
Income taxes67/77-€38k
Profit (loss) for the period9904€32k€111k▲
Profit (loss) for the period to be appropriated9905€32k€111k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-16k€95k▲
Profit (loss) brought forward from the previous period14P€-49k€-16k▲
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Highest result since 2019net €111k ▲244%
Operating result €177k, net result €111k, both a record.
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Back to profitnet €32k
Net result €32k after 2 loss-making years.
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 2 days late
2021
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Back to profitnet €110k
Net result €110k after one loss-making year.
30-09
Financial
Liquidity doublescurrent ratio 1.48
Current ratio from 0.61 to 1.48.
30-09
Financial
Equity above €200kEq €247k ▲79.1%
Equity rises from €138k to €247k.
28-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
01-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kasteelstraat(Kor) 68500 KortrijkGround area
311 m²
Building footprint
190 m²
Volume, LiDAR
2,042 m³
Parcel 34022G0167/00D000, Flanders · tallest building 14.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
JUMAACO
since 20172.260.752.076
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34022G0167/00D000 | Flanders | 311 m² | 1 · 190 m² | 14.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 4 entries · 7,431 EUR awarded · 690 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 249 EUR |
| 2024 | 1 | 249 EUR | 0 EUR |
| 2023 | 2 | 7,182 EUR | 441 EUR |
Schemes
Logiessubsidie: steun voor erkend toeristisch logies
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteKortrijk2.260.752.076
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DUC DE BOURGOGNE
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Of 2,384 companies in sector 55100 we hold annual accounts for 1,507. 1,085 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-01-2017
Fiscal year end30-09
Activities, NACEBEL
55100Hotels and similar accommodation
46190Agents in non-specialised wholesale trade
55209Other holiday and short-stay accommodation
64200Holdings
64210Activities of holding companies
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:julie.jumaaco@gmail.com
Phone:0494082306