JULOO
ActiveJULOO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (€-65k) and a net result of €-45k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 8024 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 8024 sector peers (2025).
NBB · sector comparisonPosition among 8024 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
25 d early
2024
6 d early
2023
131 d early
2022
60 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-65k▼ 229%
2024 · €-20k
2022: €-8k
2023: €8k
2024: €-20k
2022 → 2025
Net result
€-45k▼ 62.0%
2024 · €-28k
2022: €-11k
2023: €19k
2024: €-28k
2022 → 2025
Total assets
€526k▲ 12.9%
2024 · €466k
2022: €324k
2023: €364k
2024: €466k
2022 → 2025
Solvency
-12.3%▼ 8.1pp
2024 · -4.2%
2022: -2.4%
2023: 2.2%
2024: -4.2%
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-8k-€8k€-20k€-65k▼ 229%
Operating result€-6k-€23k€-24k€-37k▼ 54.4%
Net result€-11k-€19k€-28k€-45k▼ 62.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €37k in 2025 against €24k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €526k
Fixed assets
€487k▲ 13.0%
Current assets
€39k▲ 11.7%
Key figures and ratios
Solvency
-12.3%▼
2024 · -4.2%
ROA
-8.5%▼
2024 · -6.0%
Debt
€591k▲
2024 · €486k
Debt ≤ 1 year
€255k▲
2024 · €165k
Debt > 1 year
€336k▲
2024 · €321k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€466k€526k▲
Fixed assets21/28€431k€487k▲
Tangible fixed assets22/27€424k€480k▲
Land and buildings22€403k€456k▲
Furniture and vehicles24€22k€24k▲
Financial fixed assets28€7k€7k=
Current assets29/58€35k€39k▲
Amounts receivable within one year40/41€19k€10k▼
Trade receivables40-€601
Other amounts receivable41€19k€10k▼
Cash at bank and in hand54/58€16k€29k▲
Deferred charges and accrued income490/1€205€44▼
Equity and liabilities
Total equity and liabilities10/49€466k€526k▲
Equity10/15€-20k€-65k▼
Contributions10/11€3k€3k=
Reserves13€5k€5k=
Distributable reserves133€5k€5k=
Profit (loss) carried forward14€-28k€-73k▼
Amounts payable17/49€486k€591k▲
Amounts payable after more than one year17€321k€336k▲
Financial debts170/4€321k€336k▲
Amounts payable within one year42/48€165k€255k▲
Current portion of amounts payable after more than one year42€25k€26k▲
Trade debts44€3k-
Suppliers440/4€3k-
Taxes, remuneration and social security45€25k-
Taxes450/3€25k-
Other amounts payable47/48€111k€229k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€12k▲
Other operating charges640/8€578€969▲
Gross operating margin9900€-18k€-24k▼
Operating profit (loss)9901€-24k€-37k▼
Financial income75/76B€2k€263▼
Recurring financial income75€2k€263▼
Financial charges65/66B€6k€9k▲
Recurring financial charges65€6k€9k▲
Profit (loss) for the period before taxes9903€-28k€-45k▼
Profit (loss) for the period9904€-28k€-45k▼
Profit (loss) for the period to be appropriated9905€-28k€-45k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-28k€-73k▼
Profit (loss) brought forward from the previous period14P-€-28k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-45k
Net result drops to €-45k, the lowest in the series.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoveniersstraat 819100 Sint-NiklaasGround area
76 m²
Building footprint
65 m²
Volume, LiDAR
499 m³
Parcel 46443E1465/00G002, Flanders · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JULOO
since 20212.325.370.904
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46443E1465/00G002 | Flanders | 76 m² | 1 · 65 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,764. 4,412 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-12-2021
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.