Julobo
ActiveSummary
The computed 12-month bankruptcy probability of Julobo is 1.5% (moderate). The 2025 annual accounts show equity of €172k and a net result of €2k. Equity is growing by ~13.1% per year across the filed fiscal years. Its solvency ranks better than 93% of 13305 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 4.99 against 3.75 in 2024; short-term debt: 14.9% and cash: 70.5% of total assets), and 14.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.1%
Return on assets
0.8%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-12-2025, 33 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
33 d early
2024
16 d early
2023
29 d early
2022
35 d early
2021
32 d early
2020
23 d early
2019
32 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€172k▲ 1.0%
2024 · €170k
2019: €46k
2020: €73k
2021: €138k
2022: €160k
2023: €167k
2024: €170k
2019 → 2025
Total assets
€202k▼ 2.9%
2024 · €208k
2019: €89k
2020: €119k
2021: €202k
2022: €193k
2023: €207k
2024: €208k
2019 → 2025
Net result
€2k▼ 51.4%
2024 · €4k
2019: €24k
2020: €27k
2021: €70k
2022: €22k
2023: €7k
2024: €4k
2019 → 2025
Working capital
€120k▲ 15.0%
2024 · €104k
2019: €21k
2020: €53k
2021: €49k
2022: €82k
2023: €94k
2024: €104k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€138k-€160k▲ 16.0%€167k▲ 4.2%€170k▲ 2.1%€172k▲ 1.0%
Operating result€76k-€30k▼ 60.0%€9k▼ 69.3%€5k▼ 46.9%€3k▼ 48.0%
Net result€70k-€22k▼ 68.4%€7k▼ 69.4%€4k▼ 48.0%€2k▼ 51.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 48% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €202k
Fixed assets
€52k ▼ 21.2%
Current assets
€150k ▲ 5.5%
Equity and liabilities €202k
Equity
€172k ▲ 1.0%
Debt
€30k ▼ 20.6%
Debt's share of the balance-sheet total falls from 18.2% to 14.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€17k▼
2024 · €20k
Cash flow
€16k▼
2024 · €18k
Current ratio
4.99▲
2024 · 3.75
Quick ratio
4.86▲
2024 · 3.64
Debt to equity
0.18▼
2024 · 0.22
ROE
1.0%▼
2024 · 2.1%
ROA
0.8%▼
2024 · 1.7%
Interest coverage
168.86▼
2024 · 694.51
Debt ≤ 1 year
€30k▼
2024 · €38k
Income taxes
€784▼
2024 · €1k
Staff costs
€47k▼
2024 · €53k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€208k€202k▼
Fixed assets21/28€66k€52k▼
Tangible fixed assets22/27€66k€52k▼
Plant, machinery and equipment23€24k€17k▼
Furniture and vehicles24€12k€9k▼
Other tangible fixed assets26€30k€25k▼
Current assets29/58€142k€150k▲
Stocks and contracts in progress3€4k€4k▼
Stocks30/36€4k€4k▼
Amounts receivable within one year40/41€5k€3k▼
Trade receivables40€180€0▼
Other amounts receivable41€5k€3k▼
Cash at bank and in hand54/58€131k€142k▲
Deferred charges and accrued income490/1€2k€920▼
Equity and liabilities
Total equity and liabilities10/49€208k€202k▼
Equity10/15€170k€172k▲
Contributions10/11€19k€19k=
Reserves13€151k€153k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€150k€151k▲
Amounts payable17/49€38k€30k▼
Amounts payable within one year42/48€38k€30k▼
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€24k€17k▼
Taxes450/3€19k€13k▼
Remuneration and social security454/9€5k€4k▼
Other amounts payable47/48€12k€10k▼
Income statement
Code20242025
Remuneration, social security and pensions62€53k€47k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€14k▼
Other operating charges640/8€575€1k▲
Gross operating margin9900€73k€65k▼
Operating profit (loss)9901€5k€3k▼
Financial income75/76B€11€16▲
Recurring financial income75€11€16▲
Financial charges65/66B€28€98▲
Recurring financial charges65€28€98▲
Profit (loss) for the period before taxes9903€5k€2k▼
Income taxes67/77€1k€784▼
Profit (loss) for the period9904€4k€2k▼
Profit (loss) for the period to be appropriated9905€4k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€2k▼
Transfer to equity691/2€4k€2k▼
To other reserves6921€4k€2k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
29-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet €2k ▼51.4%
Net result drops to €2k, the lowest in the series.
15-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
27-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Equity above €150kEq €160k ▲16%
4 profitable years in a row build equity to €160k.
2021
30-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Highest result since 2019net €70k ▲159%
Operating result €76k, net result €70k, both a record.
30-06
Financial
Equity above €100kEq €138k ▲89%
3 profitable years in a row build equity to €138k.
08-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
30-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
03-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Westerlo · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boerenkrijglaan 1912260 WesterloGround area
1,576 m²
Building footprint
282 m²
Volume, LiDAR
1,244 m³
Parcel 13049B0113/00K003, Flanders · tallest building 9.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Sooi Van 't Hof
since 20162.250.513.232
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13049B0113/00K003 | Flanders | 1,576 m² | 1 · 282 m² | 9.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteWesterlo2.250.513.232
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Of 20,493 companies in sector 56111 we hold annual accounts for 11,461. 8,844 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded17-02-2016
Fiscal year end30-06
Activities, NACEBEL 2025
56111Full-service restaurants
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.