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Julie Devos

Active
Private limited company·Activiteiten van advocaten· 3 yrs active
Josse Clymansstraat 2 A ·2550 Kontich, Belgium
KBO/BCE: BE 0794.261.338
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Age3 yrs
Real estate1 parcel · 346 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Julie Devos is 0.3% (very low). The 2025 annual accounts show equity of €100k and a net result of €35k. Its solvency ranks better than 71% of 1943 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

1 signal · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 02-03-2026, 59 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 30-09. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-09-2025, that is 30-04-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-09-2025 30-04-2026 02-03-2026 59 d early 2026-00046390
30-09-2024 30-04-2025 28-02-2025 61 d early 2025-00040914

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.3% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€35k-41.9%
Working capital€102k+52.4%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 02-03-2026 with the NBB · fiscal year 2025 · micro
€0€20k€40k€60k€80kOperating result 2024: €76k€76kNet result 2024: €60k€60kOperating result 2025: €45k€45kNet result 2025: €35k€35k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 69, Legal & accounting · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 74.8% 53.8%
better than 71% of 1943 sector peers
Net result €35k €43k
better than 42% of 1943 sector peers
Equity €100k €56k
better than 66% of 1944 sector peers
Gross operating margin €46k €68k
better than 33% of 1942 sector peers
Total assets €133k €133k
better than 50% of 1943 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€35k
-41.9% 24-25
Total assets
€133k
+34.8% 24-25
Equity
€100k
+53.6% 24-25
Working capital
€102k
+52.4% 24-25
Income taxes
€10k
-39.2% 24-25
Debt
€34k
-1.0% 24-25
Debt ≤ 1y
€32k
-1.4% 24-25
Current ratio
4.18
+36.7% 24-25
Quick ratio
4.18
+36.7% 24-25
Solvency
74.8%
+13.9% 24-25
Debt / equity
0.34
-35.5% 24-25
ROE
34.9%
-62.2% 24-25
ROA
26.1%
-56.9% 24-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA-
Net profit€35k
Cash flow-
Staff costs-
Income taxes€10k
Dividends-
Total assets€133k
Equity€100k
Debt€34k
of which ≤ 1y€32k
of which > 1y-
Working capital€102k
Employees (FTE)-
Ratios (computed)
2025
Current ratio4.18
Quick ratio4.18
Working capital ratio76.1%
Solvency74.8%
Debt / equity0.34
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA26.1%
ROE34.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€133k
Current assets 29/58€133k
Amounts receivable within one year 40/41€11k
Cash & bank 54/58€122k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€133k
Equity 10/15€100k
Contributions / capital 10/11€5k
Accumulated profits (losses) 14€95k
Amounts payable 17/49€34k
Amounts payable within one year 42/48€32k
Income statement
Gross operating margin 9900€46k
Operating result 9901€45k
Financial charges 65€98
Result before taxes 9903€45k
Income taxes 67/77€10k
Net result for the period 9904€35k
Result to be appropriated 9905€35k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
85 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
Julie Devos
Josse Clymansstraat 2 A, 2550 KontichActiviteiten van advocaten
since 20222.338.397.806
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area346 m²
Buildings1
Building footprint101 m²
Volume (LiDAR)14 m³
Tallest building2.1 m

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11602E0180/00B021 Flanders 346 m² 1 · 101 m² 2.1 m
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health85Profitability100Solvency100Growth52Stability94
86 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 85
Profitability 100
Solvency 100
Growth 52
Stability 94

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van advocaten69101Activiteiten van advocaten69101
Primary activity highlighted.
Names & trade names
Legal nameNL Julie Devos
Registered office
Josse Clymansstraat 2 A
2550 Kontich, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.