JULAUCO
ActiveSummary
JULAUCO has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71k and a net result of €38k. Equity is shrinking by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 41% of 3291 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▼-9
Solvency59▼-8
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.92 against 0.89 in 2024; short-term debt: 65.8% and cash: 40.3% of total assets), and 65.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.2%
Return on assets
18.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
53 d early
2024
69 d early
2023
106 d early
2022
97 d early
2021
108 d early
2020
31 d early
2019
29 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€71k▼ 34.3%
2024 · €109k
2019: €83k
2020: €150k
2021: €256k
2022: €161k
2023: €166k
2024: €109k
2019 → 2025
Total assets
€209k▼ 19.5%
2024 · €259k
2019: €301k
2020: €330k
2021: €303k
2022: €244k
2023: €277k
2024: €259k
2019 → 2025
Net result
€38k▼ 43.9%
2024 · €67k
2019: €77k
2020: €67k
2021: €94k
2022: €45k
2023: €95k
2024: €67k
2019 → 2025
Working capital
€-11k▲ 34.3%
2024 · €-16k
2019: €56k
2020: €72k
2021: €126k
2022: €29k
2023: €40k
2024: €-16k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€256k-€161k▼ 36.9%€166k▲ 2.9%€109k▼ 34.7%€71k▼ 34.3%
Operating result€108k-€61k▼ 43.7%€61k▼ 0.5%€89k▲ 46.3%€54k▼ 39.7%
Net result€94k-€45k▼ 51.6%€95k▲ 109%€67k▼ 28.9%€38k▼ 43.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 40% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €209k
Fixed assets
€82k ▼ 34.3%
Current assets
€127k ▼ 5.8%
Equity and liabilities €209k
Equity
€71k ▼ 34.3%
Debt
€137k ▼ 8.9%
Debt's share of the balance-sheet total rises from 58.1% to 65.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€82k▼
2024 · €106k
Cash flow
€66k▼
2024 · €85k
Current ratio
0.92▲
2024 · 0.89
Debt to equity
1.93▲
2024 · 1.39
ROE
53.0%▼
2024 · 62.0%
ROA
18.1%▼
2024 · 26.0%
Interest coverage
262.94▼
2024 · 347.69
Debt ≤ 1 year
€137k▼
2024 · €151k
Income taxes
€15k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€259k€209k▼
Fixed assets21/28€125k€82k▼
Intangible fixed assets21-€39k
Tangible fixed assets22/27€27k€43k▲
Furniture and vehicles24€27k€11k▼
Other tangible fixed assets26-€32k
Financial fixed assets28€98k€0▼
Current assets29/58€135k€127k▼
Amounts receivable within one year40/41€50k€40k▼
Trade receivables40€49k€32k▼
Other amounts receivable41€1k€8k▲
Cash at bank and in hand54/58€83k€84k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€259k€209k▼
Equity10/15€109k€71k▼
Contributions10/11€19k€19k=
Reserves13€90k€53k▼
Distributable reserves133€90k€53k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€151k€137k▼
Amounts payable within one year42/48€151k€137k▼
Current portion of amounts payable after more than one year42€0-
Trade debts44€360€11k▲
Suppliers440/4€360€11k▲
Taxes, remuneration and social security45€21k€22k▲
Taxes450/3€21k€22k▲
Other amounts payable47/48€129k€105k▼
Accrued charges and deferred income492/3-€11
Income statement
Code20242025
Non-recurring operating income76A€8k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€29k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€109k€84k▼
Operating profit (loss)9901€89k€54k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€305€313▲
Recurring financial charges65€305€313▲
Profit (loss) for the period before taxes9903€89k€53k▼
Income taxes67/77€21k€15k▼
Profit (loss) for the period9904€67k€38k▼
Profit (loss) for the period to be appropriated9905€67k€38k▼
Appropriation of the result
Profit (loss) to be appropriated9906€67k€38k▼
Transfer from equity791/2€125k€75k▼
Transfer to equity691/2€67k€38k▼
To other reserves6921€67k€38k▼
Profit to be distributed694/7€125k€75k▼
Return on contributions (dividend)694€125k€75k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-09
State Gazette act
Registered officeRegistered-office move2 facts ▸
State Gazette act
Registered office
Registered-office move2 facts ▸
- Board meeting, 25-08-2026
- Registered-office move, Grote Thems 107, 8200 Brugge
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €38k ▼43.9%
Net result drops to €38k, the lowest in the series.
23-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
16-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2019net €95k ▲109%
Net result €95k, the highest in the series.
25-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
14-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €200kEq €256k ▲71%
3 profitable years in a row build equity to €256k.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €100kEq €150k ▲79.9%
2 profitable years in a row build equity to €150k.
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Thems 1078200 BruggeGround area
3,309 m²
Building footprint
447 m²
Volume, LiDAR
2,291 m³
2 parcels, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JULAUCO
since 20182.280.949.852
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31027F0174/00T000 | Flanders | 1,977 m² | 1 · 272 m² | 9.0 m · 2 fl. |
| 31035C0260/00L000 | Flanders | 1,332 m² | 1 · 175 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,762 companies in sector 69109 we hold annual accounts for 1,208. 931 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-10-2018
Fiscal year end31-12
Activities, NACEBEL 2025
69109Other legal services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.