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JULAU

Active
Private limited companyfounded 200619 yrs activeMonique Riffletgaarde 6, 1180 Ukkel, BelgiumKBO/BCE: BE 0885.163.008
Summary

JULAU has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €150k and a net result of €10k. Equity is growing by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 59% of 7029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
77 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+1
Solvency89▲+11
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity short (current ratio 0.31 against 0.25 in 2024; short-term debt: 35.7% of total assets), and 35.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 19 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
64.3%
Return on assets
4.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
53 d early
2024
29 d late
2023
40 d early
2022
32 d early
2021
30 d late
2020
31 d late
2019
28 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€150k▲ 7.1%
2024 · €140k
2018: €89k 2019: €98k 2020: €103k 2021: €100k 2022: €113k 2023: €130k 2024: €140k
2018 → 2025
Total assets
€233k▼ 10.9%
2024 · €262k
2018: €329k 2019: €270k 2020: €262k 2021: €295k 2022: €302k 2023: €300k 2024: €262k
2018 → 2025
Net result
€10k▲ 2.1%
2024 · €10k
2018: €14k 2019: €9k 2020: €5k 2021: €-2k 2022: €12k 2023: €18k 2024: €10k
2018 → 2025
Working capital
€-57k▲ 36.7%
2024 · €-91k
2018: €-74k 2019: €-68k 2020: €-57k 2021: €-112k 2022: €-118k 2023: €-100k 2024: €-91k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€100k-€113k▲ 12.3%€130k▲ 15.7%€140k▲ 7.4%€150k▲ 7.1%
Operating result€2k-€17k▲ 1,014%€26k▲ 55.6%€15k▼ 44.4%€15k▲ 0.8%
Net result€-2k-€12k€18k▲ 43.2%€10k▼ 45.3%€10k▲ 2.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€0€10k€20k€30kOperating result 2021: €2k€2kNet result 2021: €-2k€-2kOperating result 2022: €17k€17kNet result 2022: €12k€12kOperating result 2023: €26k€26kNet result 2023: €18k€18kOperating result 2024: €15k€15kNet result 2024: €10k€10kOperating result 2025: €15k€15kNet result 2025: €10k€10k20212022202320242025€0€10k€20k€30kOperating result 2023: €26k€26kNet result 2023: €18k€18kOperating result 2024: €15k€15kNet result 2024: €10k€9.7kOperating result 2025: €15k€15kNet result 2025: €10k€9.9k202320242025
The operating result recovers in 2025; 2025 is 1% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €233k
Fixed assets €207k ▼ 10.5%
Current assets €26k ▼ 14.2%
Equity and liabilities €233k
Equity €150k ▲ 7.1%
Debt €83k ▼ 31.7%
Debt's share of the balance-sheet total falls from 46.5% to 35.7%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€40k
2024 · €40k
Cash flow
€35k
2024 · €35k
Current ratio
0.31
2024 · 0.25
Debt to equity
0.56
2024 · 0.87
ROE
6.6%
2024 · 6.9%
ROA
4.2%
2024 · 3.7%
Interest coverage
53.17
2024 · 28.93
Debt ≤ 1 year
€83k
2024 · €121k
Income taxes
€5k
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet Code20242025
Assets
Total assets20/58€262k€233k
Fixed assets21/28€232k€207k
Tangible fixed assets22/27€231k€207k
Land and buildings22€208k€200k
Plant, machinery and equipment23€7k€2k
Furniture and vehicles24€16k€5k
Financial fixed assets28€120€120=
Current assets29/58€30k€26k
Amounts receivable within one year40/41€15k€19k
Trade receivables40€14k€17k
Other amounts receivable41€614€2k
Current investments50/53€15k€6k
Deferred charges and accrued income490/1€230€249
Equity and liabilities
Total equity and liabilities10/49€262k€233k
Equity10/15€140k€150k
Contributions10/11€6k€6k=
Reserves13€2k€12k
Distributable reserves133€2k€12k
Profit (loss) carried forward14€132k€132k=
Amounts payable17/49€122k€83k
Amounts payable after more than one year17€1k-
Financial debts170/4€1k-
Amounts payable within one year42/48€121k€83k
Current portion of amounts payable after more than one year42€25k€1k
Trade debts44€681€9k
Suppliers440/4€681€9k
Taxes, remuneration and social security45€13k€1k
Taxes450/3€7k€1k
Remuneration and social security454/9€6k-
Other amounts payable47/48€82k€72k
Income statement Code20242025
Remuneration, social security and pensions62€35k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€25k
Other operating charges640/8€2k€3k
Gross operating margin9900€77k€43k
Operating profit (loss)9901€15k€15k
Financial income75/76B-€621
Recurring financial income75-€621
Financial charges65/66B€1k€752
Recurring financial charges65€1k€752
Profit (loss) for the period before taxes9903€13k€15k
Income taxes67/77€4k€5k
Profit (loss) for the period9904€10k€10k
Profit (loss) for the period to be appropriated9905€10k€10k
Appropriation of the result
Profit (loss) to be appropriated9906€132k€142k
Profit (loss) brought forward from the previous period14P€122k€132k
Transfer to equity691/2-€10k
To other reserves6921-€10k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
08-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
21-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Highest result since 2018net €18k ▲43.2%
Net result €18k, the highest in the series.
29-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Back to profitnet €12k
Net result €12k after one loss-making year.
30-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial Weakest financial yearnet €-2k ▼151%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial Equity above €100kEq €103k ▲4.9%
3 profitable years in a row build equity to €103k.
03-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
06-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 37 days late
2018
27-07
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
12-09
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 43 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2007
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Monique Riffletgaarde 61180 Ukkel
Ground area
2,247 m²
Building footprint
268 m²
Volume, LiDAR
1,828 m³
Parcel 21614E0250/00M009, Brussels · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JULAU
Monique Riffletgaarde 6, 1180 UkkelNACE 52424
since 20072.158.499.626
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21614E0250/00M009 Brussels 2,247 m² 1 · 268 m² 11.1 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 13,421 companies in sector 73300 we hold annual accounts for 6,901. 5,446 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded22-11-2006
Fiscal year end31-12
Activities, NACEBEL 2025
68321Property management for co-owned buildings (syndics)
73300Public relations and communication consultancy
47713Retail trade
47721Retail sale of footwear
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.