JUALMA
ActiveJUALMA has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €314k and a net result of €11k. Equity is growing by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 37971 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
61
/ 100
Healthy▼ -15 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability18▼-48
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
0% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
100%
Return on assets
3.5%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-06-2025, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
53 d early
2023
54 d early
2022
49 d early
2021
59 d early
2020
53 d early
2019
15 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€314k▲ 3.7%
2023 · €302k
2018: €129k
2019: €249k
2020: €246k
2021: €303k
2022: €263k
2023: €302k
2018 → 2024
Total assets
€314k▲ 3.7%
2023 · €302k
2018: €145k
2019: €252k
2020: €254k
2021: €304k
2022: €265k
2023: €302k
2018 → 2024
Net result
€11k▼ 72.2%
2023 · €40k
2018: €-36k
2019: €120k
2020: €-2k
2021: €56k
2022: €-40k
2023: €40k
2018 → 2024
Working capital
€210k▼ 13.9%
2021 · €244k
2018: €97k
2019: €220k
2020: €184k
2021: €244k
2018 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€246k-€303k▲ 22.9%€263k▼ 13.2%€302k▲ 15.1%€314k▲ 3.7%
Operating result€9k-€86k▲ 852%€-40k€32k€17k▼ 45.6%
Net result€-2k-€56k€-40k€40k€11k▼ 72.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 46% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €314k
Fixed assets
€32k▼ 22.7%
Current assets
€281k▲ 7.9%
Key figures and ratios
EBITDA
€29k▼
2023 · €45k
Cash flow
€23k▼
2023 · €54k
Solvency
100.0%=
2023 · 100.0%
ROE
3.5%▼
2023 · 13.1%
ROA
3.5%▼
2023 · 13.1%
Interest coverage
647.59▼
2023 · 892.08
Income taxes
€6k▲
2023 · €-8k
Staff costs
€387▲
2023 · €384
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€302k€314k▲
Fixed assets21/28€42k€32k▼
Tangible fixed assets22/27€42k€32k▼
Land and buildings22€22k€18k▼
Plant, machinery and equipment23€10k€8k▼
Furniture and vehicles24€9k€6k▼
Current assets29/58€261k€281k▲
Amounts receivable within one year40/41€97k€18k▼
Trade receivables40€70k-
Other amounts receivable41€27k€18k▼
Current investments50/53€149k€149k=
Cash at bank and in hand54/58€15k€114k▲
Equity and liabilities
Total equity and liabilities10/49€302k€314k▲
Equity10/15€302k€314k▲
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€284k€295k▲
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€282k€293k▲
Income statement
Code20232024
Remuneration, social security and pensions62€384€387▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€12k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€49k€33k▼
Operating profit (loss)9901€32k€17k▼
Financial income75/76B€19-
Recurring financial income75€19-
Financial charges65/66B€51€45▼
Recurring financial charges65€51€45▼
Profit (loss) for the period before taxes9903€32k€17k▼
Income taxes67/77€-8k€6k▲
Profit (loss) for the period9904€40k€11k▼
Profit (loss) for the period to be appropriated9905€40k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€40k€11k▼
Transfer to equity691/2€40k€11k▼
To other reserves6921€40k€11k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
08-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €40k
Net result €40k after one loss-making year.
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-40k ▼171%
Net result drops to €-40k, the lowest in the series; recovery starts the following year.
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €56k
Net result €56k after one loss-making year.
31-12
Financial
Liquidity times 12current ratio 301.75
Current ratio from 24.37 to 301.75; short-term debt falls from €8k to €812.
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 15 days late
2019
31-12
Financial
Back to profitnet €120k
Net result €120k after one loss-making year.
31-12
Financial
Liquidity times 9current ratio 70.38
Current ratio from 7.95 to 70.38; short-term debt falls from €14k to €3k.
31-12
Financial
Equity above €200kEq €249k ▲93.2%
Equity rises from €129k to €249k.
23-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 84 days late
2018
01-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 1 day late
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
20-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koksijde · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paardevissersweg(Odk) 118670 KoksijdeGround area
8,317 m²
Building footprint
356 m²
Volume, LiDAR
2,182 m³
2 parcels, Flanders · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JUALMA
since 20142.263.680.189
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23544D0768/00B002 | Flanders | 8,108 m² | 1 · 294 m² | 9.3 m · 2 fl. |
| 38018A1025/00_000 | Flanders | 210 m² | 1 · 62 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 37,754 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-09-2014
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.