Age15 yrs
Real estate2 parcels · 526 m²
Summary
Conclusion
the dossier summarised in one paragraphThe file of JT Management contains 1 judicial reorganisation, 1 historical bankruptcy publication and 1 administrative flag, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 14.5% (high). The 2023 annual accounts show equity of €193k and a net result of €11k. Equity is growing by ~11.3% per year across the filed fiscal years. Its solvency ranks better than 68% of 10076 sector peers (fiscal year 2023).
Based on the State Gazette, CBE and 4 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone14.5%
High
0%0,5%1,5%4%10%≥25%
Judicial reorganisation on record
+Recent warning signals
+Lower-failure-rate sector
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Insolvency timeline
3 events22-04-2026
Bankruptcy
Judicial dissolution
23-02-2026
KBO administration
Address struck
07-01-2025
Judicial reorganisation
Opening
Filing behaviour
From the deposit records, complete market-wideAnnual accounts not filed
The financial year that closed on 31-12-2024 was due at the National Bank by 31-07-2025. Nothing is on record today, 378 days later. 2 financial years are missing in total. Measured on financial year 2023: 41.75% of the companies that did not file are in an abnormal legal state today, against 1.66% of those that did.
Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 27-08-2025, 392 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
The year end is derived from 4 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2023, that is 31-07-2024.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | nothing on record | not filed | - |
| 31-12-2023 | 31-07-2024 | 27-08-2025 | 392 d late | 2025-00409134 |
| 31-12-2022 | 31-07-2023 | 11-10-2023 | 72 d late | 2023-00484929 |
| 31-12-2021 | 31-07-2022 | 31-08-2022 | 31 d late | 2022-20369066 |
| 31-12-2020 | 31-07-2021 | 27-04-2022 | 270 d late | 2022-20009556 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
1 signalIn judicial reorganisation
Ongoing procedure under court protection (Book XX WER). The company is restructuring.
Administrative Flags
1 eventAddress struck
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€11k-70.2%
Working capital€187k+6.8%
Annual accounts & ratios
Source: NBB · 2023Annual accounts filed on 27-08-2025 with the NBB · fiscal year 2023 · micro
Sector comparison
Fiscal year 2023 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 70.2% | 58.6% | |
| Net result | €11k | €28k | |
| Equity | €193k | €52k | |
| Gross operating margin | €20k | €46k | |
| Total assets | €275k | €107k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P68
Improving position over 2020-2023
· n=1371-10076
P31
Weakening position over 2020-2023
· n=1371-10070
P86
Improving position over 2020-2023
· n=1373-10083
P28
Weakening position over 2020-2023
· n=1369-10056
Describes the position versus peers, not a forecast.
€20k
-67.4%
20-23
€11k
-70.2%
20-23
€12k
-67.4%
20-23
€275k
-17.8%
20-23
€193k
+5.9%
20-23
€187k
+6.8%
20-23
€7k
-74.3%
20-23
€82k
-46.2%
20-23
€82k
-46.2%
20-23
3.28
+52.7%
20-23
3.28
+52.7%
20-23
70.2%
+28.8%
20-23
0.42
-49.2%
20-23
5.6%
-71.9%
20-23
3.9%
-63.7%
20-23
80.20
+77.8%
20-23
Figures by fiscal year
| Fiscal year | 2023 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €20k |
| Net profit | €11k |
| Cash flow | €12k |
| Staff costs | - |
| Income taxes | €7k |
| Dividends | - |
| Total assets | €275k |
| Equity | €193k |
| Debt | €82k |
| of which ≤ 1y | €82k |
| of which > 1y | - |
| Working capital | €187k |
| Employees (FTE) | - |
Ratios (computed)
| 2023 | |
|---|---|
| Current ratio | 3.28 |
| Quick ratio | 3.28 |
| Working capital ratio | 68.0% |
| Solvency | 70.2% |
| Debt / equity | 0.42 |
| Long-term debt ratio | - |
| Interest coverage | 80.20 |
| Gross margin | - |
| Net margin | - |
| ROA | 3.9% |
| ROE | 5.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2023 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €275k |
| Fixed assets | 21/28 | €6k |
| Tangible fixed assets | 22/27 | €3k |
| Financial fixed assets | 28 | €3k |
| Current assets | 29/58 | €269k |
| Amounts receivable within one year | 40/41 | €3k |
| Cash & bank | 54/58 | €5k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €275k |
| Equity | 10/15 | €193k |
| Contributions / capital | 10/11 | €11k |
| Reserves | 13 | €182k |
| Amounts payable | 17/49 | €82k |
| Amounts payable within one year | 42/48 | €82k |
| Trade debts payable within one year | 44 | €8k |
| Income statement | ||
| Gross operating margin | 9900 | €20k |
| Operating result | 9901 | €18k |
| Financial income | 75 | €0 |
| Financial charges | 65 | €243 |
| Result before taxes | 9903 | €18k |
| Income taxes | 67/77 | €7k |
| Net result for the period | 9904 | €11k |
| Result to be appropriated | 9905 | €11k |
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2023 · computed66
/ 100
Healthy
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2023 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Structure & network
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Establishment units
1 locationJT Management
since 20182.273.415.724
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area526 m²
Buildings2
Building footprint458 m²
Volume (LiDAR)4,466 m³
Tallest building20.2 m · ±5 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21342B0043/00F003 | Brussels | 290 m² | 1 · 293 m² | 10.6 m · 2 fl. |
| 11802B2122/00F000 | Flanders | 236 m² | 1 · 165 m² | 20.2 m · 5 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
3 events from the State Gazette22-04-2026
Bankruptcy
Judicial dissolution
23-02-2026
KBO administration
Address struck
07-01-2025
Judicial reorganisation
Opening
Time machine: BS events + macro context
2021-2026Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad · acts
1 acts Address history · 1
10-10-2022
Registered-office move
All acts · 1
updated 3 years ago
2022
10-10-2022 Registered office moved from Brasschaat to Antwerpen
- Max Hermanlei 27, 2930 Brasschaat → Borzestraat 25, 2000 Antwerpen
Firm:
JT Management
Analysis
Snowflake analysis
financial profile on 5 axes57
/ 100
Mixed profile: strong on solvency, weaker on profitability.
All 5 axes are computed from data Checked has read.
Health
66
Profitability
28
Solvency
100
Growth
52
Stability
37
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Credit advice
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We hold annual accounts for 15,317 of the 82,003 companies in this sector. 11,688 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige persoonlijke diensten96099Overige persoonlijke diensten96999
Primary activity highlighted.
Names & trade names
| Legal nameNL | JT Management |
Registration history
- 23-02-2026 Address struck
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.