JSP INVEST
ActiveJSP INVEST has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.14M and a net result of €22k. Equity is growing by ~28% per year across the filed fiscal years. Its solvency ranks better than 95% of 8092 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability42▼-58
Solvency100=
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 51.7 against 91.73 in 2023; short-term debt: 0.8% and cash: 4.3% of total assets), and 0.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
99.2%
Return on assets
1.9%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
on the day
2023
222 d late
2022
42 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€1.14M▲ 1.9%
2023 · €1.12M
2022: €514k
2023: €1.12M
2022 → 2024
Total assets
€1.15M▲ 2.3%
2023 · €1.13M
2022: €515k
2023: €1.13M
2022 → 2024
Net result
€22k▼ 96.4%
2023 · €606k
2022: €406k
2023: €606k
2022 → 2024
Working capital
€483k▲ 4.7%
2023 · €461k
2022: €452k
2023: €461k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€514k-€1.12M▲ 118%€1.14M▲ 1.9%
Operating result€-103k-€-8k▲ 92.1%€-11k▼ 37.3%
Net result€406k-€606k▲ 49.3%€22k▼ 96.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11k in 2024 against €8k in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.15M
Fixed assets
€659k=
Current assets
€492k▲ 5.6%
Equity and liabilities €1.15M
Equity
€1.14M▲ 1.9%
Debt
€10k▲ 87.4%
The debt ratio rises from 0.5% to 0.8%. Equity and debt are higher.
Key figures and ratios
Solvency
99.2%▼
2023 · 99.5%
Current ratio
51.70▼
2023 · 91.73
Quick ratio
51.70▼
2023 · 91.73
Debt / equity
0.01▲
2023 · 0.00
ROE
1.9%▼
2023 · 54.1%
ROA
1.9%▼
2023 · 53.8%
Debt
€10k▲
2023 · €5k
Debt ≤ 1 year
€10k▲
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.13M€1.15M▲
Fixed assets21/28€659k€659k=
Financial fixed assets28€659k€659k=
Current assets29/58€466k€492k▲
Amounts receivable after more than one year29€25k-
Trade receivables290€25k-
Amounts receivable within one year40/41€414k€443k▲
Other amounts receivable41€414k€443k▲
Cash at bank and in hand54/58€27k€49k▲
Equity and liabilities
Total equity and liabilities10/49€1.13M€1.15M▲
Equity10/15€1.12M€1.14M▲
Contributions10/11€9k€9k=
Reserves13€930€930=
Non-distributable reserves130/1€930€930=
Reserves not available under the articles1311€930€930=
Profit (loss) carried forward14€1.11M€1.13M▲
Amounts payable17/49€5k€10k▲
Amounts payable within one year42/48€5k€10k▲
Trade debts44€621€5k▲
Suppliers440/4€621€5k▲
Taxes, remuneration and social security45€4k€4k=
Taxes450/3€4k€4k=
Income statement
Code20232024
Other operating charges640/8€5k€5k▼
Non-recurring operating charges66A-€50
Gross operating margin9900€-3k€-6k▼
Operating profit (loss)9901€-8k€-11k▼
Financial income75/76B€619k€33k▼
Recurring financial income75€619k€33k▼
Financial charges65/66B€130€199▲
Recurring financial charges65€130€199▲
Profit (loss) for the period before taxes9903€610k€22k▼
Income taxes67/77€4k-
Profit (loss) for the period9904€606k€22k▼
Profit (loss) for the period to be appropriated9905€606k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.11M€1.13M▲
Profit (loss) brought forward from the previous period14P€504k€1.11M▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
10-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 222 days late
2024
31-12
Financial
Weakest financial yearnet €22k ▼96.4%
Net result drops to €22k, the lowest in the series.
2023
31-12
Financial
Highest result since 2022net €606k ▲49.3%
Operating result €-8k, net result €606k, both a record.
31-12
Financial
Equity above €1MEq €1.12M ▲118%
2 profitable years in a row build equity to €1.12M.
11-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 42 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leuvensesteenweg 6431930 ZaventemGround area
4,170 m²
Building footprint
1,316 m²
Volume, LiDAR
13,760 m³
Parcel 23057B0120/00D000, Flanders · tallest building 15.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
JSP INVEST
since 20212.328.521.820
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23057B0120/00D000 | Flanders | 4,170 m² | 1 · 1,315 m² | 15.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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AM & L INVEST
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Of 5,700 companies in sector 70100 we hold annual accounts for 3,494. 1,863 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-10-2021
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.