Active BE 0797.762.840Private limited company

JSM

Route d'Ath(J) 160 ·7050 Jurbise, Belgium· 3 yrs active

Sector: Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden (56112)

Conclusion Checked

The computed 12-month bankruptcy probability of JSM is 4.9% (elevated). The 2024 annual accounts show equity of €38k and a net result of €27k. Its solvency ranks better than 84% of 332 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Key figures

Equity	€38k
Net result	€27k
Staff (FTE)	0.3
Better than sector	84%

Financial profile 4 of 5 axes measured · computed by Checked

89 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 86

Profitability 100

Solvency 92

Growth -

Stability 79

Bankruptcy probability (12 mo) Checked model v1 · free

4.9% Elevated

0%0,5%1,5%4%10%≥25%

Higher-failure-rate sector +Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2023, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2024 · computed

86 / 100 Excellent

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 28-08-2025 with the NBB · fiscal year 2024 · volledig

Sector comparison

Fiscal year 2024 · NACE 56, Food & beverage service · compared within the same schema type (full schema)

Metric	This company	Sector median	Position in the sector
Solvency	48.6%	11.6%	better than 84% of 332 sector peers
Net result	€27k	€2k	better than 71% of 332 sector peers
Equity	€38k	€17k	better than 57% of 332 sector peers
Gross operating margin	€48k	€182k	better than 30% of 322 sector peers
Staff costs	€12k	€218k	higher than 7% of 276 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	volledig
Revenue	-
EBITDA	€35k
Net profit	€27k
Cash flow	€28k
Staff costs	€12k
Income taxes	€7k
Dividends	-
Total assets	€79k
Equity	€38k
Debt	€40k
of which ≤ 1y	€40k
of which > 1y	-
Working capital	€37k
Employees (FTE)	0.3

Ratios (computed)

	2024
Current ratio	1.91
Quick ratio	1.84
Working capital ratio	46.8%
Solvency	48.6%
Debt / equity	1.06
Long-term debt ratio	-
Interest coverage	73.14
Gross margin	-
Net margin	-
ROA	33.9%
ROE	69.7%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €733 · 0.9% Current assets €77k · 99.1%

Equity & liabilities

Equity €38k · 48.6% Debt €40k · 51.4%

Full annual accounts (23 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€79k
Fixed assets	21/28	€733
Formation expenses	20	€666
Tangible fixed assets	22/27	€733
Current assets	29/58	€77k
Stocks & contracts in progress	3	€3k
Amounts receivable within one year	40/41	€38k
Cash & bank	54/58	€36k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€79k
Equity	10/15	€38k
Contributions / capital	10/11	€3k
Reserves	13	€35k
Amounts payable	17/49	€40k
Amounts payable within one year	42/48	€40k
Trade debts payable within one year	44	€29k
Income statement
Gross operating margin	9900	€48k
Operating result	9901	€34k
Financial income	75	€0
Financial charges	65	€476
Result before taxes	9903	€33k
Income taxes	67/77	€7k
Net result for the period	9904	€27k
Result to be appropriated	9905	€27k

Ratios computed by Checked.

Directors & mandates 1 directors

Current directors & mandates

Mastrogiovanni Battiste
Director
State Gazette act 23029950 (01-03-2023)

Current
01-02-2023 → present
2 events
- 01-02-2023 Appointed· Director
- 01-02-2023 Appointed· Managing director

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden(56112)
Legal form	Private limited company(610)
Incorporation	30-01-2023
Status	Active
Postal code	7050

Establishment units 1 location

JSM

Route d'Ath(J) 160, 7050 JurbiseEetgelegenheden met beperkte bediening

since 20232.342.533.172

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
53044B0746/00N002	Wallonia	571 m²	1 · 32 m²	4.4 m · 1 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

28-08-2025

NBB filing Annual accounts filed

fiscal year 2024 · volledig

2024

29-08-2024

NBB filing Annual accounts filed

fiscal year 2023 · volledig

2023

09-03-2023

State Gazette act Director changes

01-03-2023

State Gazette act Director changes

Belgian State Gazette reading coverage 0 of 3 acts read

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts

All acts · 2 updated 3 years ago

2023

09-03-2023 Mastrogiovanni Battiste appointed as managing director Director changes

Mastrogiovanni Battiste, Gedelegeerd bestuurder

Original publication ↗

Technical details

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01-03-2023 Mastrogiovanni Battiste appointed as director Director changes

Mastrogiovanni Battiste, Bestuurder

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Eetgelegenheden met beperkte bediening56102Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden56112

Primary activity highlighted.

Names & trade names

Legal nameFR

JSM

Registered office

Route d'Ath(J) 160

7050 Jurbise, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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