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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
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Summary
Conclusion
the dossier summarised in one paragraphThe file of JSD & CO contains 2 historical bankruptcy publications, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 2.8% (moderate). The 2024 annual accounts show equity of €16k and a net result of €883. Equity is growing by ~12.5% per year across the filed fiscal years. Its solvency ranks better than 36% of 2254 sector peers (fiscal year 2024).
Based on the State Gazette, CBE and 7 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone2.8%
Moderate
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector
+Higher-failure-rate region
+Annual accounts: weaker financial profile
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Insolvency timeline
2 events30-09-2025
Bankruptcy
Bankruptcy reversal
02-09-2025
Bankruptcy
Opening
Trust signals
1 signalPrior bankruptcy
Earlier bankruptcy on record in the Belgian State Gazette, no current open procedure.
Administrative Flags
No administrative flags
Financials
Turnover€269k-12.7%
EBIT margin-6.2%-9.1pp
Net result€883-26.5%
Working capital€-48k-32.8%
Directors1
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 15-09-2025 with the NBB · fiscal year 2024 · micro
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~12.5%/year over 7 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 49, Land transport · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 16.3% | 27.4% | |
| Net result | €883 | €6k | |
| Equity | €16k | €17k | |
| Gross operating margin | €116k | €28k | |
| Staff costs | €76k | €36k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P36
Improving position over 2020-2024
· n=458-2254
P36
Improving position over 2020-2024
· n=455-2238
P49
Stable position over 2020-2024
· n=458-2260
P81
Stable position over 2020-2024
· n=453-2226
Describes the position versus peers, not a forecast.
€269k
-12.7%
18-24
€5k
-92.4%
18-24
€883
-26.5%
18-24
€22k
-59.1%
18-24
€101k
-17.9%
18-24
€16k
+5.7%
18-24
€-48k
-32.8%
18-24
€76k
-3.4%
18-24
€4k
+2438.3%
18-24
€84k
-21.3%
18-24
€84k
-9.8%
18-24
€14k
-70.8%
18-24
0.44
-29.3%
18-24
0.44
-29.3%
18-24
16.3%
+28.7%
18-24
5.14
-25.5%
18-24
5.4%
-30.5%
18-24
0.9%
-10.6%
18-24
0.3%
-15.8%
18-24
1.8%
-91.3%
18-24
1.56
-93.1%
18-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Revenue | €269k |
| EBITDA | €5k |
| Net profit | €883 |
| Cash flow | €22k |
| Staff costs | €76k |
| Income taxes | - |
| Dividends | - |
| Total assets | €101k |
| Equity | €16k |
| Debt | €84k |
| of which ≤ 1y | €84k |
| of which > 1y | - |
| Working capital | €-48k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.44 |
| Quick ratio | 0.44 |
| Working capital ratio | -47.2% |
| Solvency | 16.3% |
| Debt / equity | 5.14 |
| Long-term debt ratio | - |
| Interest coverage | 1.56 |
| Gross margin | 42.9% |
| Net margin | 0.3% |
| ROA | 0.9% |
| ROE | 5.4% |
| EBITDA margin | 1.8% |
| Days sales outstanding | 49d |
| Days payable outstanding | 80d |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €101k |
| Fixed assets | 21/28 | €64k |
| Tangible fixed assets | 22/27 | €50k |
| Financial fixed assets | 28 | €14k |
| Current assets | 29/58 | €37k |
| Amounts receivable within one year | 40/41 | €36k |
| Cash & bank | 54/58 | €345 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €101k |
| Equity | 10/15 | €16k |
| Contributions / capital | 10/11 | €6k |
| Accumulated profits (losses) | 14 | €10k |
| Amounts payable | 17/49 | €84k |
| Amounts payable within one year | 42/48 | €84k |
| Trade debts payable within one year | 44 | €34k |
| Income statement | ||
| Turnover | 70 | €269k |
| Gross operating margin | 9900 | €116k |
| Operating result | 9901 | €-17k |
| Financial income | 75 | €67 |
| Financial charges | 65 | €3k |
| Result before taxes | 9903 | €883 |
| Net result for the period | 9904 | €883 |
| Result to be appropriated | 9905 | €883 |
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed33
/ 100
Weak
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Directors
Directors & mandates
7 directorsHistoric, not recently confirmed (2)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
-
Not recently confirmedlast confirmed in an act from 2020
-
Not recently confirmedlast confirmed in an act from 2018
Former directors (5)
-
Former01-04-2019 → 04-05-2020
2 events
- 04-05-2020 Resigned· Managing director
- 01-04-2019 Appointed· Managing director
-
Former11-03-2019 → 31-03-2019
2 events
- 31-03-2019 Resigned· Managing director
- 11-03-2019 Appointed· Manager
-
Former07-06-2017 → 11-03-2019
3 events
- 11-03-2019 Resigned· Manager
- 22-08-2018 Resigned· Manager
- 07-06-2017 Appointed· Managing director
-
Former22-08-2018 → 13-09-2018
2 events
- 13-09-2018 Resigned· Managing director
- 22-08-2018 Appointed· Manager
-
Former- → 07-06-2017
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Insolvency mandates
1 mandate| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | ANIEK BERGMANS NINOOFSESTEENWEG 244,
1700 DILBEEK |
26-08-2025 → present | Belgian State Gazette |
Legal Structure
| NACE primary | Goederenvervoer over de weg(49410) |
| Legal form | Private limited company(610) |
| Incorporation | 05-10-2015 |
| Status | Active |
| Postal code | 1000 |
| First BS signal | 02-09-2025 |
| Latest BS signal | 30-09-2025 |
Structure & network
Connections & network
12 connected companiesNetwork connections
Shared address
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Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Company structure: linked entities
1 linked entityMandates
↔
1
of these mandate-holders are active on other cases, click any red card to open that KBO.
Locations & real estate
Registered office
on the map · from the address register
seat.Municipality
exact location from the address register
Establishment units
1 locationJSD & CO
since 20152.246.514.654
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1.5 ha
Buildings2
Building footprint3,552 m²
Volume (LiDAR)107,160 m³
Tallest building61.6 m · ±9 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21813A0484/00G000 | Brussels | 9,776 m² | 1 · 3,052 m² | 61.6 m · 9 fl. |
| 23772B0101/00B000 | Flanders | 5,421 m² | 1 · 499 m² | - |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
2 events from the State Gazette30-09-2025
Bankruptcy
Bankruptcy reversal
02-09-2025
Bankruptcy
Opening
Time machine: BS events + macro context
2021-2026Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad · acts
11 acts Capital history · 3
01-07-2020
v3.2
09-10-2018
v3.2
06-09-2018
v3.2
Address history · 3
01-04-2019
v3.2
03-01-2019
v3.2
03-07-2017
v3.2
All acts · 11
updated 6 months ago
2026
23-01-2026 Articles of association amended
Summary:
v3.2
2025
18-11-2025 Articles of association amended
Summary:
v3.2
2020
28-09-2020 Change in the board of directors
Summary:
v3.2
01-07-2020 Transaction in capital or shares
Summary:
v3.2
2019
11-04-2019 1 director appointed, 1 resigning
- Djibet Mohamed, Gedelegeerd bestuurder
- Elimamy Bouchaib, Gedelegeerd bestuurder
Summary:
v3.2
01-04-2019 Registered office moved within BRUXELLES
- AVENUE MARECHAL JOFFRE 60, 1190 BRUXELLES → AVENUE LOUISE 205-207, 1050 BRUXELLES
Summary:
v3.2
03-01-2019 Registered office moved from Anderlecht to BRUXELLES
- Rue Bollinckx 15, 1070 Anderlecht → AVENUE MARECHAL JOFFRE 60, 1190 BRUXELLES
Summary:
v3.2
2018
09-10-2018 Transaction in capital or shares
Summary:
v3.2
06-09-2018 Transaction in capital or shares
Summary:
v3.2
2017
03-07-2017 Registered office moved from Ganshoren to bruxelles
- Rue Jean-Baptiste Van Pagé 71, 1083 Ganshoren → Rue ernest salu 107, 1020 bruxelles
Summary:
v3.2
2015
07-10-2015 Incorporation of a new SRL
Summary:
oprichting
Analysis
Snowflake analysis
financial profile on 5 axes47
/ 100
Mixed profile: strong on growth, weaker on solvency.
Health
33
Profitability
21
Solvency
11
Growth
85
Stability
85
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verdict per customer and amountSimilar
Similar companies
Same sector, ranked by comparable sizeCompany registry
Company registry (CBE)
Crossroads BankActivities
Goederenvervoer over de weg, m.u.v. verhuisbedrijven49410Goederenvervoer over de weg49410Logistieke diensten52250Overige vervoerondersteunende activiteiten52290Postdiensten in het kader van de universele dienstverplichting53100Postdiensten in het kader van de universele dienstverplichting53100
Primary activity highlighted.
Names & trade names
| Legal nameFR | JSD & CO |
Registered office
Koning Albert II-laan 4
1000 Brussel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.