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JQTM

Active
Private limited company·Ontwikkeling van niet-residentiële bouwprojecten· 5 yrs active
Frans Reinemundlei 27 ·2900 Schoten, Belgium
KBO/BCE: BE 0759.898.691
Watch Print / PDF
Age5 yrs
Real estate1 parcel · 939 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of JQTM is 0.6% (low). The 2025 annual accounts show equity of €10k and a net result of €228k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 26% of 1339 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 6 annual accounts.

Signals

1 signal · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

2 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.6% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector −Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€228k+52.8%
Working capital€-12k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 30-04-2026 with the NBB · fiscal year 2025 · micro
€0€100k€200k€300kOperating result 2021: €98k€98kNet result 2021: €75k€75kOperating result 2022: €180k€180kNet result 2022: €134k€134kOperating result 2023: €119k€119kNet result 2023: €93k€93kOperating result 2024: €193k€193kNet result 2024: €149k€149kOperating result 2025: €302k€302kNet result 2025: €228k€228k20212022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
volatile Too volatile to project: the yearly deviation from the trend is ~95% of the level (threshold 35%). We therefore deliberately show no projection line.
€-100k€0€100k€200k2020: €-8502021: €75k2022: €209k2023: €202k2024: €101k2025: €10k202020212022202320242025
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 68, Real estate activities · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 2.6% 22.9%
better than 26% of 1339 sector peers
Net result €228k €10k
better than 95% of 1337 sector peers
Equity €10k €44k
better than 29% of 1340 sector peers
Gross operating margin €364k €39k
better than 95% of 1337 sector peers
Staff costs €54k €18k
higher than 78% of 187 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P26
2020: P8 · n=8592021: P78 · n=17492022: P84 · n=31872023: P69 · n=42692024: P54 · n=49502025: P26 · n=13392020 2025
Weakening position over 2020-2025 · n=859-4950
Net result P95
2020: P37 · n=8582021: P92 · n=17502022: P95 · n=31792023: P94 · n=42572024: P95 · n=49422025: P95 · n=13372020 2025
Stable position over 2020-2025 · n=858-4942
Equity P29
2020: P20 · n=8592021: P66 · n=17502022: P85 · n=31902023: P84 · n=42702024: P74 · n=49532025: P29 · n=13402020 2025
Stable position over 2020-2025 · n=859-4953
Gross operating margin P95
2020: P15 · n=8582021: P88 · n=17402022: P95 · n=31732023: P92 · n=42452024: P95 · n=49362025: P95 · n=13372020 2025
Improving position over 2020-2025 · n=858-4936
Describes the position versus peers, not a forecast.
EBITDA
€307k
+55.8% +193% vs sector
Net profit
€228k
+52.8% far above sector median
Cash flow
€233k
+51.5% -30% vs sector
Total assets
€380k
-22.3% -78% vs sector
Equity
€10k
-90.3% -99% vs sector
Working capital
€-12k
- far below sector median
Employees (FTE)
1
0.0% 20-25
Staff costs
€54k
+7.9% 20-25
Income taxes
€80k
+40.3% far above sector median
Dividends
€320k
+28.0% -34% vs sector
Debt
€370k
-4.4% -57% vs sector
Debt ≤ 1y
€370k
-4.4% -42% vs sector
Current ratio
0.97
-19.7% -40% vs sector
Quick ratio
0.97
-19.7% +11% vs sector
Solvency
2.6%
-87.5% -95% vs sector
Debt / equity
37.44
+881.8% far above sector median
ROE
2314.0%
+1470.0% far above sector median
ROA
60.2%
+96.6% far above sector median
Interest coverage
36.67
+55.8% ≈ vs sector
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA€307k
Net profit€228k
Cash flow€233k
Staff costs€54k
Income taxes€80k
Dividends€320k
Total assets€380k
Equity€10k
Debt€370k
of which ≤ 1y€370k
of which > 1y-
Working capital€-12k
Employees (FTE)-
Ratios (computed)
2025
Current ratio0.97
Quick ratio0.97
Working capital ratio-3.1%
Solvency2.6%
Debt / equity37.44
Long-term debt ratio-
Interest coverage36.67
Gross margin-
Net margin-
ROA60.2%
ROE2314.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€380k
Fixed assets 21/28€22k
Tangible fixed assets 22/27€22k
Current assets 29/58€358k
Amounts receivable within one year 40/41€304k
Cash & bank 54/58€48k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€380k
Equity 10/15€10k
Contributions / capital 10/11€2k
Reserves 13€8k
Accumulated profits (losses) 14€0
Amounts payable 17/49€370k
Amounts payable within one year 42/48€370k
Trade debts payable within one year 44€14k
Income statement
Gross operating margin 9900€364k
Operating result 9901€302k
Financial income 75€14k
Financial charges 65€8k
Result before taxes 9903€308k
Income taxes 67/77€80k
Net result for the period 9904€228k
Result to be appropriated 9905€228k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
53 / 100 Fair
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
JQTM
Frans Reinemundlei 27, 2900 SchotenOntwikkeling van niet-residentiële bouwprojecten
since 20202.311.051.328
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area939 m²
Buildings1
Building footprint120 m²
Volume (LiDAR)713 m³
Tallest building8.5 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11040D0155/00K006 Flanders 939 m² 1 · 120 m² 8.5 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

2 acts
All acts · 2 updated 3 years ago
2023
14-04-2023 Act object · Board meeting · General meeting · Officer appointment Open-capture extraction
  • Act object: Dagelijks bestuur en delegatie van bevoegdheden · BESIX Group
  • Publication: 14/04/2023 · BESIX Group
  • Filing: 05/04/2023 · BESIX Group
  • Board meeting: 13/12/2022 · BESIX Group
  • General meeting: 22/03/2023 · BESIX Group
  • Officer appointment: role: Vicevoorzitter, start_date: 2022-12-13 · Bevafin bv
  • Officer appointment: role: Chief Executive Officer, start_date: 2022-12-13 · Althiel srl
  • Officer appointment: role: Chief Finance Officer, start_date: 2022-12-13 · Gabeli srl
  • Officer appointment: role: Secretary General, start_date: 2022-12-13 · Arthepa srl/bv
  • Officer appointment: role: Chief Human Resources Officer, start_date: 2022-12-13 · Gacco bv
  • Permanent representative · Johan BEERLANDT
  • Permanent representative · Pierre SIRONVAL
  • Permanent representative · Hans BEERLANDT
  • Permanent representative · Frédéric de SCHREVEL
  • Permanent representative · Geert AELBRECHT
  • Permanent representative · Jan VAN STEIRTEGHEМ
  • Permanent representative · Mathieu DECHAMPS
  • Permanent representative · Gabriel ÜZGEN
  • Permanent representative · Tom NEYRINCK
  • Permanent representative · Marc DUVIEUSART
  • Power of attorney: formaliteiten KBO en Staatsblad · Jean Van den Bossche
  • Power of attorney: formaliteiten KBO en Staatsblad · Jean Van den Bossche
  • Permanent representative: start_date: 08/11/2022 · Sébastien Schueremans
  • Officer resignation: role: vaste vertegenwoordiger Commissaris, end_date: 2022-11-08 · Anton Nuttens
Summary: Act object · Board meeting · General meeting · Officer appointment
14-04-2023 Act object · Board meeting · General meeting · Power of attorney Open-capture extraction
  • Act object: Gestion journalière et délégation de pouvoirs · BESIX Group
  • Publication: 14/04/2023 · BESIX Group
  • Filing: 05/04/2023 · BESIX Group
  • Board meeting: 13/12/2022 · BESIX Group
  • General meeting: 22/03/2023 · BESIX Group
  • Power of attorney: role: Vice-Président, scope: Gestion journalière exercée conjointement deux à deux, start_date: 13/12/2022 · Bevafin srl
  • Power of attorney: role: Chief Executive Officer, scope: Gestion journalière exercée conjointement deux à deux, start_date: 13/12/2022 · Althiel srl
  • Power of attorney: role: Chief Finance Officer, scope: Gestion journalière exercée conjointement deux à deux, start_date: 13/12/2022 · Gabeli srl
  • Power of attorney: role: Secretary General, scope: Gestion journalière exercée conjointement deux à deux, start_date: 13/12/2022 · Arthepa srl/bv
  • Power of attorney: role: Chief Human Resources Officer, scope: Gestion journalière exercée conjointement deux à deux, start_date: 13/12/2022 · Gacco bv
  • Power of attorney: role: General Manager Europe, scope: Liste A, start_date: 13/12/2022 · Kyokan bv
  • Power of attorney: role: General Manager Key Projects, scope: Liste A, start_date: 13/12/2022 · Jean POLET
  • Power of attorney: role: General Manager International, scope: Liste A, start_date: 13/12/2022 · Athena International srl
  • Power of attorney: role: Real Estate Development Director, scope: Liste A, start_date: 13/12/2022 · B2B Group sa
  • Power of attorney: role: Concessions & Assets Director, scope: Liste A, start_date: 13/12/2022 · JQTM bv
  • Power of attorney: role: Liste B, scope: Liste B, start_date: 13/12/2022 · Vincent DELCOUR
  • Power of attorney: role: General Counsel, scope: Liste B, start_date: 13/12/2022 · Rhodos srl
  • Power of attorney: role: Group Consolidation & Reporting Director, scope: Liste B, start_date: 13/12/2022 · Willem EGGERICKX
  • Power of attorney: role: Head of Purchasing, scope: Liste B, start_date: 13/12/2022 · Sylvain SAINTON
  • Power of attorney: role: Senior Manager Concessions & Assets Europe, scope: Liste C, start_date: 13/12/2022 · Johan BEL
  • Power of attorney: role: Head of Corporate Communication, scope: Liste C, start_date: 13/12/2022 · Florence BRIBOSIA
  • Power of attorney: role: Treasury Operations Manager, scope: Liste C, start_date: 13/12/2022 · Michael CARRO TORRES
  • Power of attorney: role: Insurance Manager, scope: Liste C, start_date: 13/12/2022 · Nathalie DEWELL
  • Power of attorney: role: Director New Business Ventures, scope: Liste C, start_date: 13/12/2022 · Pauline DIJON
  • Power of attorney: role: Senior Manager Project Financing & Development Support, scope: Liste C, start_date: 13/12/2022 · Vincent GERRESCH
  • Power of attorney: role: Chief Accountant, scope: Liste C, start_date: 13/12/2022 · Sophie GHESQUIERE
  • Power of attorney: role: Head of Group ICT, scope: Liste C, start_date: 13/12/2022 · Werner GODAERT
  • Power of attorney: role: Tax Director, scope: Liste C, start_date: 13/12/2022 · Anouk KIELEMOES
  • Power of attorney: role: Finance & Administration Manager Concessions & Assets Europe, scope: Liste C, start_date: 13/12/2022 · Melissa PATEET
  • Power of attorney: role: Group Reporting Manager, scope: Liste C, start_date: 13/12/2022 · Kevin TROCH
  • Filing representative: formalités auprès d'un guichet d'entreprise en vue d'assurer la modification des données dans la Banque Carrefour des Entreprises et en vue de la publication au Moniteur belge · Jean Van den Bossche
  • Permanent representative · Johan BEERLANDT
  • Permanent representative · Pierre SIRONVAL
  • Permanent representative · Hans BEERLANDT
  • Permanent representative · Frédéric de SCHREVEL
  • Permanent representative · Geert AELBRECHT
  • Permanent representative · Jan Van STEIRTEGHEM
  • Permanent representative · Mathieu DECHAMPS
  • Permanent representative · Gabriel ÜZGEN
  • Permanent representative · Tom NEYRINCK
  • Permanent representative · Marc DUVIEUSART
  • Permanent representative: start_date: 08/11/2022 · Sébastien Schueremans
  • Permanent representative: scope: représentant permanent du Commissaire · Anton Nuttens
  • Power of attorney: date: 01/04/2021 · BESIX Group
Summary: Act object · Board meeting · General meeting · Power of attorney

Analysis

Snowflake analysis

financial profile on 5 axes
Health53Profitability100Solvency12Growth78Stability94
67 / 100

Strong profile, led by profitability.

Health 53
Profitability 100
Solvency 12
Growth 78
Stability 94

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Ontwikkeling van niet-residentiële bouwprojecten41102Holdings64200Activiteiten van holdings64210Ontwikkeling van niet-residentiële bouwprojecten68122Holdings64200Activiteiten van holdings64210Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Administratieve en ondersteunende activiteiten ten behoeve van kantoren82100Diverse administratieve activiteiten ten behoeve van kantoren82110
Primary activity highlighted.
Names & trade names
Legal nameNL JQTM
Registered office
Frans Reinemundlei 27
2900 Schoten, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.