JOUCK
ActiveSummary
JOUCK has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €152k and a net result of €107k. Equity is shrinking by ~11.5% per year across the filed fiscal years. Its solvency ranks better than 32% of 8001 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+60
Solvency52▲+17
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity short (current ratio 0.96 against 0.51 in 2024; short-term debt: 51.7% and cash: 6.9% of total assets), and 73.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.6%
Return on assets
18.7%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €152k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
10 d late
2024
78 d late
2023
72 d late
2022
121 d late
2021
62 d late
2020
60 d late
2019
60 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€107k
2024 · €-30k
2018: €-57k
2019: €-35k
2020: €-9k
2021: €8k
2022: €-28k
2023: €-968
2024: €-30k
2018 → 2025
Working capital
€-11k▲ 92.7%
2024 · €-148k
2018: €87k
2019: €20k
2020: €-43k
2021: €-86k
2022: €-161k
2023: €-229k
2024: €-148k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€104k-€76k▼ 26.5%€75k▼ 1.3%€45k▼ 40.3%€152k▲ 238%
Operating result€21k-€-10k€24k€-12k€131k
Net result€8k-€-28k€-968▲ 96.5%€-30k▼ 3,037%€107k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €131k after a loss of €12k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €573k
Fixed assets
€288k ▼ 4.8%
Current assets
€285k ▲ 86.2%
Equity and liabilities €573k
Equity
€152k ▲ 238%
Debt
€421k ▲ 2.5%
Debt's share of the balance-sheet total falls from 90.1% to 73.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€197k▲
2024 · €50k
Cash flow
€173k▲
2024 · €31k
Current ratio
0.96▲
2024 · 0.51
Debt to equity
2.76▼
2024 · 9.11
ROE
70.4%▲
2024 · -67.4%
ROA
18.7%▲
2024 · -6.7%
Interest coverage
8.52▲
2024 · 2.60
Debt ≤ 1 year
€296k▼
2024 · €301k
Debt > 1 year
€124k▲
2024 · €109k
Income taxes
€167
Staff costs
€58k▼
2024 · €118k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€456k€573k▲
Fixed assets21/28€302k€288k▼
Tangible fixed assets22/27€302k€287k▼
Land and buildings22€1k€977▼
Plant, machinery and equipment23€37k€26k▼
Furniture and vehicles24€264k€222k▼
Leasing and similar rights25-€39k
Financial fixed assets28€125€125=
Current assets29/58€153k€285k▲
Amounts receivable within one year40/41€150k€221k▲
Trade receivables40€114k€183k▲
Other amounts receivable41€36k€39k▲
Current investments50/53€100€22k▲
Cash at bank and in hand54/58-€39k
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€456k€573k▲
Equity10/15€45k€152k▲
Contributions10/11€68k€68k=
Capital10€68k€68k=
Issued capital100€68k€68k=
Reserves13€7k€7k=
Non-distributable reserves130/1€7k€7k=
Legal reserve130€7k€7k=
Profit (loss) carried forward14€-30k€77k▲
Amounts payable17/49€410k€421k▲
Amounts payable after more than one year17€109k€124k▲
Financial debts170/4€109k€124k▲
Amounts payable within one year42/48€301k€296k▼
Current portion of amounts payable after more than one year42€116k€81k▼
Financial debts43€12k-
Credit institutions430/8€12k-
Trade debts44€156k€200k▲
Suppliers440/4€156k€200k▲
Taxes, remuneration and social security45€12k€11k▼
Taxes450/3€2k€3k▲
Remuneration and social security454/9€10k€8k▼
Other amounts payable47/48€5k€4k▼
Income statement
Code20242025
Non-recurring operating income76A-€37k
Remuneration, social security and pensions62€118k€58k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€62k€66k▲
Other operating charges640/8€3k€7k▲
Non-recurring operating charges66A€46k€294▼
Gross operating margin9900€217k€262k▲
Operating profit (loss)9901€-12k€131k▲
Financial income75/76B€767€10▼
Recurring financial income75€767€10▼
Financial charges65/66B€19k€23k▲
Recurring financial charges65€19k€23k▲
Profit (loss) for the period before taxes9903€-30k€107k▲
Income taxes67/77-€167
Profit (loss) for the period9904€-30k€107k▲
Profit (loss) for the period to be appropriated9905€-30k€107k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-30k€77k▲
Profit (loss) brought forward from the previous period14P€432€-30k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 10 days late
2025
31-12
Financial
Back to profitnet €107k
Net result €107k after 3 loss-making years.
31-12
Financial
Equity above €150kEq €152k ▲238%
Equity rises from €45k to €152k.
17-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 78 days late
2024
11-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 72 days late
2023
29-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 121 days late
2022
01-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 62 days late
2021
31-12
Financial
Back to profitnet €8k
Net result €8k after 3 loss-making years.
31-12
Financial
Equity above €100kEq €104k ▲8.1%
Equity rises from €96k to €104k.
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 60 days late
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 60 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 61 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Amel · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Born,Von-Korff-Straße 574770 Amel1 establishment unit
In der Reisbach 7, 4760 Büllingen
since 19902.047.598.041
Similar companies · same sector, comparable size
WALK WOOD
BE 0452.334.259
Waimes · Eq €151,060
WOOD WIDE
BE 0750.946.086
Aywaille · Eq €154,714
Etablissements Jean Lespire
BE 0402.465.371
Spa · Eq €156,053
WOOD & FLOOR
BE 0877.168.426
Morlanwelz · Eq €156,189
GV INTERPARTS
BE 0839.008.032
Lille · Eq €148,199
Of 857 companies in sector 46832 we hold annual accounts for 588. 375 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded12-03-1990
Fiscal year end31-12
Activities, NACEBEL 2025
02400Forestry and logging
46832Wholesale of timber
02200Logging
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filings
Scores and ratios are computed by Checked and are not a credit decision.