JOSTAX
ActiveThe computed 12-month bankruptcy probability of JOSTAX is 1.8% (moderate). The 2024 annual accounts show equity of €68k and a net result of €14k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 48% of 6717 sector peers (fiscal year 2024). The company has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability78▼-22
Solvency60▼-13
Growth78=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.35 against 1.89 in 2023; short-term debt: 54.4% and cash: 43.8% of total assets), and 64.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
35.3%
Return on assets
7.4%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-09-2025, 49 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
49 d late
2023
69 d late
2022
32 d late
2021
37 d late
2020
57 d late
2019
92 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€68k▲ 26.6%
2023 · €54k
2018: €18k
2019: €25k
2020: €-3k
2021: €-15k
2022: €-9k
2023: €54k
2018 → 2024
Total assets
€193k▲ 71.0%
2023 · €113k
2018: €93k
2019: €161k
2020: €90k
2021: €50k
2022: €53k
2023: €113k
2018 → 2024
Net result
€14k▼ 77.4%
2023 · €63k
2018: €9k
2019: €7k
2020: €-28k
2021: €-12k
2022: €6k
2023: €63k
2018 → 2024
Working capital
€37k▼ 29.7%
2023 · €53k
2018: €3k
2019: €-20k
2020: €-24k
2021: €-17k
2022: €-7k
2023: €53k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-3k-€-15k▼ 415%€-9k▲ 38.2%€54k€68k▲ 26.6%
Operating result€-26k-€-11k▲ 55.8%€8k€67k▲ 753%€17k▼ 75.4%
Net result€-28k-€-12k▲ 55.4%€6k€63k▲ 979%€14k▼ 77.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 75% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €193k
Fixed assets
€51k▲ 4,071%
Current assets
€142k▲ 27.2%
Equity and liabilities €193k
Equity
€68k▲ 26.6%
Debt
€125k▲ 112%
The debt ratio rises from 52.3% to 64.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€27k▼
2023 · €68k
Cash flow
€25k▼
2023 · €64k
Solvency
35.3%▼
2023 · 47.7%
Current ratio
1.35▼
2023 · 1.89
Quick ratio
1.35▼
2023 · 1.89
Debt / equity
1.83▲
2023 · 1.10
ROE
21.0%▼
2023 · 117.7%
ROA
7.4%▼
2023 · 56.1%
Interest coverage
12.00▼
2023 · 17.41
Debt
€125k▲
2023 · €59k
Debt ≤ 1 year
€105k▲
2023 · €59k
Debt > 1 year
€20k
Staff costs
€145k▼
2023 · €155k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€113k€193k▲
Fixed assets21/28€1k€51k▲
Tangible fixed assets22/27€1k€51k▲
Plant, machinery and equipment23€1k€512▼
Furniture and vehicles24-€50k
Financial fixed assets28€200€200=
Current assets29/58€112k€142k▲
Amounts receivable within one year40/41€64k€57k▼
Trade receivables40€63k€36k▼
Other amounts receivable41€1k€21k▲
Cash at bank and in hand54/58€47k€85k▲
Deferred charges and accrued income490/1€65€65=
Equity and liabilities
Total equity and liabilities10/49€113k€193k▲
Equity10/15€54k€68k▲
Contributions10/11€19k€19k=
Reserves13€39€39=
Non-distributable reserves130/1€39€39=
Reserves not available under the articles1311€39€39=
Profit (loss) carried forward14€35k€49k▲
Amounts payable17/49€59k€125k▲
Amounts payable after more than one year17-€20k
Financial debts170/4-€20k
Amounts payable within one year42/48€59k€105k▲
Current portion of amounts payable after more than one year42€2k€10k▲
Trade debts44€33k€82k▲
Suppliers440/4€33k€82k▲
Taxes, remuneration and social security45€20k€8k▼
Taxes450/3€1k-
Remuneration and social security454/9€19k€8k▼
Other amounts payable47/48€3k€5k▲
Income statement
Code20232024
Remuneration, social security and pensions62€155k€145k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€512€10k▲
Other operating charges640/8€4k€6k▲
Gross operating margin9900€227k€178k▼
Operating profit (loss)9901€67k€17k▼
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Profit (loss) for the period before taxes9903€63k€14k▼
Profit (loss) for the period9904€63k€14k▼
Profit (loss) for the period to be appropriated9905€63k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€35k€49k▲
Profit (loss) brought forward from the previous period14P€-28k€35k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
18-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 49 days late
2024
08-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 69 days late
2023
31-12
Financial
Highest result since 2018net €63k ▲979%
Operating result €67k, net result €63k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.89
Current ratio from 0.88 to 1.89; short-term debt falls from €60k to €59k.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
06-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 37 days late
2021
26-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 57 days late
2020
31-12
Financial
Weakest financial yearnet €-28k ▼521%
Net result drops to €-28k, the lowest in the series; recovery starts the following year.
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Begijnenstraat 1601080 Sint-Jans-MolenbeekGround area
1,851 m²
Building footprint
684 m²
Volume, LiDAR
4,033 m³
Parcel 21526D0280/00D008, Brussels · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Begijnenstraat 160, 1080 Sint-Jans-Molenbeek
since 19942.067.824.818
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21526D0280/00D008 | Brussels | 1,851 m² | 1 · 684 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ETS TRANSPORT
BE 0630.803.470
Dilbeek · Eq €68k
TAKELDIENST LIEBERT KURT
BE 0719.599.844
Halle · Eq €67k
M.B.T.
BE 0446.559.294
Sint-Jans-Molenbeek · Eq €69k
PARK & FLY
BE 0669.921.095
Lasne · Eq €67k
ATMOSPHERE TRAVEL
BE 0799.238.032
Anderlues · Eq €67k
Of 963 companies in sector 49310 we hold annual accounts for 487. 328 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-05-1994
Fiscal year end31-12
Activities, NACEBEL
49310Scheduled passenger transport by road
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
49390Land transport and transport via pipelines
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.