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JOS DB

Active
Korte Zoutstraat 54 ·9300 Aalst, Belgium
KBO/BCE: BE 1003.842.409
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Age2 yrs
Staff (FTE)2.2
Real estate1 parcel · 96 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of JOS DB is 1.9% (moderate). The 2024 annual accounts show equity of €165k and a net result of €161k. Its solvency ranks better than 88% of 6698 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Signals

1 signal · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 88% of 6698 peers (2024). A comfortable equity buffer.
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-07-2025, 17 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 14-07-2025 17 d early 2025-00271553

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.9% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€161k
Working capital€147k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 14-07-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 69.9% 20.4%
better than 88% of 6698 sector peers
Net result €161k €4k
better than 95% of 6678 sector peers
Equity €165k €16k
better than 92% of 6712 sector peers
Gross operating margin €296k €24k
better than 95% of 6657 sector peers
Staff costs €59k €33k
higher than 68% of 3035 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€235k
Net profit€161k
Cash flow€164k
Staff costs€59k
Income taxes€69k
Dividends€2k
Total assets€236k
Equity€165k
Debt€71k
of which ≤ 1y€70k
of which > 1y-
Working capital€147k
Employees (FTE)2.2
Ratios (computed)
2024
Current ratio3.11
Quick ratio2.97
Working capital ratio62.5%
Solvency69.9%
Debt / equity0.43
Long-term debt ratio-
Interest coverage92.59
Gross margin-
Net margin-
ROA68.5%
ROE98.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€236k
Fixed assets 21/28€18k
Tangible fixed assets 22/27€18k
Current assets 29/58€217k
Stocks & contracts in progress 3€10k
Amounts receivable within one year 40/41€2k
Cash & bank 54/58€201k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€236k
Equity 10/15€165k
Contributions / capital 10/11€5k
Reserves 13€160k
Amounts payable 17/49€71k
Amounts payable within one year 42/48€70k
Trade debts payable within one year 44€22k
Income statement
Gross operating margin 9900€296k
Operating result 9901€233k
Financial income 75€46
Financial charges 65€3k
Result before taxes 9903€231k
Income taxes 67/77€69k
Net result for the period 9904€161k
Result to be appropriated 9905€161k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
93 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Korte Zoutstraat 549300 Aalst

Establishment units

1 location
JOS DB
Korte Zoutstraat 54, 9300 AalstVervaardiging van producten van vlees of van vlees van gevogelte
since 20242.354.748.343
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area96 m²
Buildings1
Building footprint115 m²
Volume (LiDAR)711 m³
Tallest building11.7 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41002A1885/00B000
ProtectedMonumentHoekhuis: halsgevelSource ↗
 Flanders 96 m² 1 · 115 m² 11.7 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health93Profitability100Solvency100Growth-Stability67
90 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 93
Profitability 100
Solvency 100
Growth -
Stability 67

Ask AI about this company

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 383 of the 3,038 companies in this sector. 301 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Detailhandel in vlees en vleesproducten in gespecialiseerde winkels, m.u.v. vlees van wild en van gevogelte47221Detailhandel in vlees en vleesproducten, muv vlees van wild en van gevogelte47221
Primary activity highlighted.
Names & trade names
Legal nameNL JOS DB
Registered office
Korte Zoutstraat 54
9300 Aalst, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.