Jorssen Zuid
ActiveSummary
Jorssen Zuid has been active since 1967 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.89M and a net result of €2.16M. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 17% of 4157 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability58▼-4
Solvency31=
Growth60▼-3
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €140k at 30 days acceptable
Liquidity tight (current ratio 1.05 against 1.04 in 2024; short-term debt: 92.4% and cash: 0.1% of total assets), and 94% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6%
Return on assets
4.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 4157 sector peers (2025).
NBB · sector comparisonPosition among 4157 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
22 d early
2023
26 d early
2022
67 d early
2021
30 d early
2020
22 d early
2019
6 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€142.40M▼ 2.7%
2024 · €146.39M
2018: €72.41M
2019: €69.91M
2020: €99.22M
2021: €88.15M
2022: €106.38M
2023: €157.58M
2024: €146.39M
2018 → 2025
EBIT margin
2.6%▼ 0.6pp
2024 · 3.2%
2018: 0.1%
2019: 0.4%
2020: 2.1%
2021: 1.5%
2022: 3.2%
2023: 4.1%
2024: 3.2%
2018 → 2025
Net result
€2.16M▼ 24.5%
2024 · €2.86M
2018: €-244k
2019: €-41k
2020: €1.40M
2021: €849k
2022: €2.73M
2023: €4.36M
2024: €2.86M
2018 → 2025
Working capital
€2.33M▲ 38.8%
2024 · €1.68M
2018: €2.22M
2019: €2.17M
2020: €2.44M
2021: €2.24M
2022: €2.17M
2023: €1.93M
2024: €1.68M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€88.15M-€106.38M▲ 20.7%€157.58M▲ 48.1%€146.39M▼ 7.1%€142.40M▼ 2.7%
Equity€3.33M-€2.89M▼ 13.0%€2.89M=€2.89M=€2.89M=
Operating result€1.30M-€3.43M▲ 165%€6.45M▲ 87.9%€4.63M▼ 28.2%€3.70M▼ 20.2%
Net result€849k-€2.73M▲ 221%€4.36M▲ 60.0%€2.86M▼ 34.5%€2.16M▼ 24.5%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 20% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €48.13M
Fixed assets
€1.34M ▼ 43.1%
Current assets
€46.79M ▼ 0.1%
Equity and liabilities €48.13M
Equity
€2.89M =
Debt
€45.24M ▼ 2.3%
Debt's share of the balance-sheet total falls from 94.1% to 94.0%. Debt is lower.
Key figures and ratios
EBITDA
€4.08M▼
2024 · €5.08M
Cash flow
€2.54M▼
2024 · €3.31M
Current ratio
1.05▲
2024 · 1.04
Quick ratio
0.33▼
2024 · 0.34
Debt to equity
15.63▼
2024 · 15.99
ROE
74.5%▼
2024 · 98.7%
ROA
4.5%▼
2024 · 5.8%
Interest coverage
5.72▼
2024 · 7.11
Debt ≤ 1 year
€44.46M▼
2024 · €45.14M
Debt > 1 year
€409k▼
2024 · €632k
Income taxes
€783k▼
2024 · €1.03M
Staff costs
€4.37M▲
2024 · €4.25M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 82 lines
Balance sheet
Code20242025
Assets
Total assets20/58€49.17M€48.13M▼
Fixed assets21/28€2.35M€1.34M▼
Tangible fixed assets22/27€2.33M€1.32M▼
Land and buildings22€513k€485k▼
Plant, machinery and equipment23€941k€685k▼
Furniture and vehicles24€878k€149k▼
Financial fixed assets28€21k€21k=
Other financial fixed assets284/8€21k€21k=
Shares284€1k€1k=
Amounts receivable and cash guarantees285/8€20k€20k=
Current assets29/58€46.82M€46.79M▼
Stocks and contracts in progress3€31.35M€32.24M▲
Stocks30/36€31.35M€32.24M▲
Goods purchased for resale34€31.35M€32.24M▲
Amounts receivable within one year40/41€14.78M€14.17M▼
Trade receivables40€10.91M€12.41M▲
Other amounts receivable41€3.87M€1.76M▼
Cash at bank and in hand54/58€384k€63k▼
Deferred charges and accrued income490/1€304k€320k▲
Equity and liabilities
Total equity and liabilities10/49€49.17M€48.13M▼
Equity10/15€2.89M€2.89M=
Contributions10/11€500k€500k=
Capital10€500k€500k=
Issued capital100€500k€500k=
Reserves13€275k€275k=
Non-distributable reserves130/1€50k€50k=
Legal reserve130€50k€50k=
Tax-exempt reserves132€114k€114k=
Distributable reserves133€110k€110k=
Profit (loss) carried forward14€2.12M€2.12M=
Amounts payable17/49€46.28M€45.24M▼
Amounts payable after more than one year17€632k€409k▼
Financial debts170/4€632k€409k▼
Credit institutions173€632k€409k▼
Amounts payable within one year42/48€45.14M€44.46M▼
Current portion of amounts payable after more than one year42€219k€222k▲
Financial debts43€17.50M€15.07M▼
Credit institutions430/8€13.14M€12.22M▼
Other loans439€4.36M€2.86M▼
Trade debts44€23.60M€17.09M▼
Suppliers440/4€23.60M€17.09M▼
Advances received on contracts in progress46€474k€965k▲
Taxes, remuneration and social security45€492k€515k▲
Taxes450/3€1k€2k▲
Remuneration and social security454/9€491k€514k▲
Other amounts payable47/48€2.86M€10.60M▲
Accrued charges and deferred income492/3€507k€368k▼
Income statement
Code20242025
Operating income70/76A€163.64M€158.11M▼
Turnover70€146.39M€142.40M▼
Other operating income74€17.25M€15.72M▼
Non-recurring operating income76A€0-
Operating charges60/66A€159.01M€154.42M▼
Goods for resale, raw materials and consumables60€144.17M€138.87M▼
Purchases600/8€153.92M€139.77M▼
Change in stocks: decrease (increase)609€-9.76M€-899k▲
Services and other goods61€9.78M€10.45M▲
Remuneration, social security and pensions62€4.25M€4.37M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€452k€387k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€11k€20k▲
Other operating charges640/8€327k€313k▼
Non-recurring operating charges66A€20k€0▼
Operating profit (loss)9901€4.63M€3.70M▼
Financial income75/76B€15k€10k▼
Recurring financial income75€15k€10k▼
Income from current assets751€7k€6k▼
Other financial income752/9€8k€3k▼
Financial charges65/66B€763k€764k▲
Recurring financial charges65€763k€764k▲
Debt charges650€715k€714k▼
Other financial charges652/9€48k€50k▲
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€3.88M€2.94M▼
Income taxes67/77€1.03M€783k▼
Taxes670/3€1.03M€783k▼
Tax adjustments and reversals of tax provisions77€0-
Profit (loss) for the period9904€2.86M€2.16M▼
Profit (loss) for the period to be appropriated9905€2.86M€2.16M▼
Appropriation of the result
Profit (loss) to be appropriated9906€4.98M€4.28M▼
Profit (loss) brought forward from the previous period14P€2.12M€2.12M=
Profit to be distributed694/7€2.86M€2.16M▼
Return on contributions (dividend)694€2.86M€2.16M▼
Social balance
Average headcount (FTE)908745.645.0▼
The notes to these accounts (74 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-09
State Gazette act
Reappointment: Moore Audit BV (statutory auditor)2 facts ▸
State Gazette act
Reappointment: Moore Audit BV (statutory auditor)
2 facts ▸
- General meeting, 12-06-2026
- Auditor reappointment, Moore Audit BV (statutory auditor)
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €4.36M ▲60%
Operating result €6.45M, net result €4.36M, both a record.
25-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €1.40M
Net result €1.40M after 2 loss-making years.
24-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
18-04
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
26-04
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Aartselaar · 1 establishment unit since 1967
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antwerpsesteenweg 1262630 AartselaarGround area
203 m²
Building footprint
194 m²
Volume, LiDAR
1,618 m³
Parcel 11001B0123/00M000, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Jorssen Zuid
since 19672.001.332.803
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11001B0123/00M000indicative | Flanders | 203 m² | 1 · 194 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Statutory auditor
1 auditor| Moore AuditCurrent Statutory auditor | 12-06-2026 → present |
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,000 EUR awarded · 1,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,000 EUR | 1,000 EUR |
Schemes
Premie kwalificerend werkplekleren
Recognitions · licences · registrations
Dual-learning approval
2 live approvalsAutotechnieken duaal (so)
Polyvalent mecanicien personenwagens en lichte bedrijfsvoertuigen duaal (so)
Similar companies · same sector, comparable size
MOBILITY CENTER LIEGE
BE 0463.595.761
Ans · Eq €2,889,270
MELAGRI SERVICES
BE 0898.875.838
Chimay · Eq €2,888,636
VALCKIA
BE 0773.758.409
Aalst · Eq €2,910,978
EXCLUSIVES CARS
BE 0884.815.984
Châtelet · Eq €2,913,246
VANDERHEYDEN MELEN
BE 0428.152.258
Soumagne · Eq €2,875,427
Of 10,671 companies in sector 47811 we hold annual accounts for 5,222. 1,999 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded24-01-1967
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 48 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.