JORIS BRAMS
ActiveSummary
JORIS BRAMS has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €597k and a net result of €133k. Equity is growing by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 59% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+7
Solvency67▼-33
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity short (current ratio 0.71 against 3.18 in 2024; short-term debt: 53.3% and cash: 12.6% of total assets), and 58.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.9%
Return on assets
9.4%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
28 d early
2023
11 d early
2022
19 d early
2021
37 d early
2020
10 d early
2018
5 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€597k▼ 44.3%
2024 · €1.07M
2018: €409k
2020: €512k
2021: €854k
2022: €993k
2023: €1.02M
2024: €1.07M
2018 → 2025
Total assets
€1.43M▲ 8.6%
2024 · €1.31M
2018: €972k
2020: €1.33M
2021: €1.47M
2022: €1.49M
2023: €1.36M
2024: €1.31M
2018 → 2025
Net result
€133k▲ 168%
2024 · €50k
2018: €-14k
2020: €104k
2021: €344k
2022: €140k
2023: €33k
2024: €50k
2018 → 2025
Working capital
€-219k
2024 · €255k
2018: €111k
2020: €111k
2021: €286k
2022: €398k
2023: €326k
2024: €255k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€854k-€993k▲ 16.3%€1.02M▲ 3.1%€1.07M▲ 4.7%€597k▼ 44.3%
Operating result€449k-€236k▼ 47.4%€85k▼ 64.1%€48k▼ 42.7%€192k▲ 296%
Net result€344k-€140k▼ 59.1%€33k▼ 76.8%€50k▲ 52.5%€133k▲ 168%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 296% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.43M
Fixed assets
€885k ▼ 5.9%
Current assets
€540k ▲ 45.3%
Equity and liabilities €1.43M
Equity
€597k ▼ 44.3%
Debt
€829k ▲ 244%
Debt's share of the balance-sheet total rises from 18.3% to 58.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€271k▲
2024 · €126k
Cash flow
€212k▲
2024 · €127k
Current ratio
0.71▼
2024 · 3.18
Debt to equity
1.39▲
2024 · 0.22
ROE
22.3%▲
2024 · 4.6%
ROA
9.4%▲
2024 · 3.8%
Interest coverage
37.10▼
2024 · 66.14
Debt ≤ 1 year
€759k▲
2024 · €117k
Debt > 1 year
€69k▼
2024 · €124k
Income taxes
€61k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 57 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.31M€1.43M▲
Fixed assets21/28€941k€885k▼
Tangible fixed assets22/27€875k€819k▼
Land and buildings22€801k€748k▼
Plant, machinery and equipment23€11k€8k▼
Furniture and vehicles24€24k€30k▲
Other tangible fixed assets26€39k€33k▼
Financial fixed assets28€66k€67k▲
Current assets29/58€372k€540k▲
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Amounts receivable within one year40/41€198k€259k▲
Trade receivables40€39k€56k▲
Other amounts receivable41€159k€203k▲
Current investments50/53€93k€93k=
Cash at bank and in hand54/58€71k€180k▲
Deferred charges and accrued income490/1€10k€8k▼
Equity and liabilities
Total equity and liabilities10/49€1.31M€1.43M▲
Equity10/15€1.07M€597k▼
Contributions10/11€19k€19k=
Reserves13€708k€217k▼
Distributable reserves133€708k€217k▼
Profit (loss) carried forward14€345k€361k▲
Amounts payable17/49€241k€829k▲
Amounts payable after more than one year17€124k€69k▼
Financial debts170/4€124k€69k▼
Amounts payable within one year42/48€117k€759k▲
Current portion of amounts payable after more than one year42€97k€55k▼
Financial debts43€7k€62k▲
Credit institutions430/8€7k€62k▲
Trade debts44€3k€8k▲
Suppliers440/4€3k€8k▲
Taxes, remuneration and social security45€6k€25k▲
Taxes450/3€6k€25k▲
Other amounts payable47/48€4k€610k▲
Income statement
Code20242025
Non-recurring operating income76A€0€1k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€77k€79k▲
Other operating charges640/8€11k€11k▼
Non-recurring operating charges66A€3k€0▼
Gross operating margin9900€140k€282k▲
Operating profit (loss)9901€48k€192k▲
Financial income75/76B€20k€10k▼
Recurring financial income75€20k€10k▼
Financial charges65/66B€2k€7k▲
Recurring financial charges65€2k€7k▲
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€67k€194k▲
Income taxes67/77€17k€61k▲
Profit (loss) for the period9904€50k€133k▲
Profit (loss) for the period to be appropriated9905€50k€133k▲
Appropriation of the result
Profit (loss) to be appropriated9906€397k€479k▲
Profit (loss) brought forward from the previous period14P€347k€345k▼
Transfer from equity791/2-€624k
Transfer to equity691/2€50k€133k▲
To other reserves6921€50k€133k▲
Profit to be distributed694/7€2k€608k▲
Return on contributions (dividend)694€2k€608k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-03
State Gazette act
General meeting · Statutes amendment
Director appointment · Permanent representative
20-03
State Gazette act
General meeting · Board meeting
Director resignation · Director appointment
20-03
State Gazette act
General meeting · Board meeting
Director resignation · Director appointment
20-03
State Gazette act
General meeting · Board meeting
Director resignation · Director appointment
20-03
State Gazette act
General meeting · Board meeting
Director resignation · Director appointment
19-03
State Gazette act
Board meeting · Director resignation
Director appointment · Permanent representative
19-03
State Gazette act
General meeting · Board meeting
Director resignation · Director appointment
19-03
State Gazette act
General meeting · Board meeting
Director resignation · Director appointment
19-03
State Gazette act
General meeting · Board meeting
Director resignation · Director appointment
19-03
State Gazette act
General meeting · Board meeting
Director resignation · Director appointment
19-03
State Gazette act
General meeting · Board meeting
Director resignation · Director appointment
Show earlier events
19-03
State Gazette act
General meeting · Board meeting
Director resignation · Director appointment
19-03
State Gazette act
General meeting · Board meeting
Director resignation · Director appointment
19-03
State Gazette act
General meeting · Board meeting
Director resignation · Director appointment
19-03
State Gazette act
General meeting · Board meeting
Director resignation · Director appointment
19-03
State Gazette act
General meeting · Board meeting
Director resignation · Director appointment
2025
02-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-09
State Gazette act
General meeting · Director resignation
Permanent representative · Director reappointment
19-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Equity above €1MEq €1.02M ▲3.1%
4 profitable years in a row build equity to €1.02M.
11-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2018net €344k ▲232%
Operating result €449k, net result €344k, both a record.
20-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €104k
Net result €104k after one loss-making year.
30-09
Financial
Equity above €500kEq €512k ▲25.4%
Equity rises from €409k to €512k.
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
2016
26-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 26 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Steenokkerzeel · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hazelnotenlaan 71820 SteenokkerzeelGround area
1,725 m²
Building footprint
173 m²
Volume, LiDAR
932 m³
Parcel 23081A0034/00R004, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JORIS BRAMS BVBA
since 20032.133.815.106
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23081A0034/00R004 | Flanders | 1,725 m² | 1 · 173 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
2 connected companiesLinked via shared directors
Shared director
→
Shared director
→
Ownership & control
16 board mandatesBoard mandates of this companythis company sits on their board16
3 locations
2 locations
2 locations
1 location
1 location
1 location
Show 10 more
1 location
1 location
1 location
1 location
1 location
1 location
1 location
1 location
1 location
1 location
Recognitions · licences · registrations
Food safety, FASFC
1 siteSteenokkerzeel2.133.815.106
Legal Entity Identifier
549300FC8ZA92TU30W25
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Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 5,014 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-09-2003
Fiscal year end30-09
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
11010Manufacture of beverages
11040Manufacture of beverages
11070Manufacture of beverages
46349Wholesale of beverages, general range
47252Retail sale of beverages, general range
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
56301Cafés and bars
56309Food and beverage service activities
64210Activities of holding companies
70100Activities of head offices
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.