Skip to content

JOREBA

Active
Keuvelhoekstraat 27 ·8300 Knokke-Heist, Belgium
KBO/BCE: BE 0798.278.227
Watch Print / PDF
Age3 yrs
Real estate1 parcel · 829 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of JOREBA is 0.5% (very low). The 2024 annual accounts show equity of €77k and a net result of €20k. Its solvency ranks better than 36% of 1396 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

1 signal · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 11 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 30-09-2025 61 d late 2025-00526468
31-12-2023 31-07-2024 10-10-2024 71 d late 2024-00508374

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.5% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€20k-72.3%
Working capital€-45k-566.3%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 30-09-2025 with the NBB · fiscal year 2024 · verkort
€0€50k€100kOperating result 2023: €103k€103kNet result 2023: €72k€72kOperating result 2024: €34k€34kNet result 2024: €20k€20k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 70, Head offices & management consulting · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 29.3% 43.5%
better than 36% of 1396 sector peers
Net result €20k €42k
better than 38% of 1397 sector peers
Equity €77k €163k
better than 36% of 1397 sector peers
Gross operating margin €36k €72k
better than 34% of 1396 sector peers
Employees (FTE) 0.0 0.0
better than 28% of 430 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€35k
-66.0% 23-24
Net profit
€20k
-72.3% 23-24
Cash flow
€21k
-71.5% 23-24
Total assets
€262k
-3.4% 23-24
Equity
€77k
-0.1% 23-24
Working capital
€-45k
-566.3% 23-24
Employees (FTE)
0
- 23-24
Income taxes
€963
-96.1% 23-24
Debt
€185k
-4.7% 23-24
Debt ≤ 1y
€136k
+28.6% 23-24
Debt > 1y
€49k
-44.5% 23-24
Current ratio
0.66
-28.9% 23-24
Quick ratio
0.66
-28.9% 23-24
Solvency
29.3%
+3.4% 23-24
Debt / equity
2.41
-4.6% 23-24
ROE
25.9%
-72.3% 23-24
ROA
7.6%
-71.4% 23-24
Interest coverage
2.57
-84.9% 23-24
Figures by fiscal year
Fiscal year2024
Depositverkort
Revenue-
EBITDA€35k
Net profit€20k
Cash flow€21k
Staff costs-
Income taxes€963
Dividends-
Total assets€262k
Equity€77k
Debt€185k
of which ≤ 1y€136k
of which > 1y€49k
Working capital€-45k
Employees (FTE)0.0
Ratios (computed)
2024
Current ratio0.66
Quick ratio0.66
Working capital ratio-17.3%
Solvency29.3%
Debt / equity2.41
Long-term debt ratio0.64
Interest coverage2.57
Gross margin-
Net margin-
ROA7.6%
ROE25.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€262k
Fixed assets 21/28€172k
Tangible fixed assets 22/27€2k
Financial fixed assets 28€170k
Current assets 29/58€90k
Amounts receivable within one year 40/41€69k
Cash & bank 54/58€9k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€262k
Equity 10/15€77k
Contributions / capital 10/11€5k
Reserves 13€72k
Accumulated profits (losses) 14€0
Amounts payable 17/49€185k
Amounts payable after one year 17€49k
Amounts payable within one year 42/48€136k
Trade debts payable within one year 44€13k
Income statement
Gross operating margin 9900€36k
Operating result 9901€34k
Financial income 75€152
Financial charges 65€14k
Result before taxes 9903€21k
Income taxes 67/77€963
Net result for the period 9904€20k
Result to be appropriated 9905€20k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
50 / 100 Fair
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
JOREBA
Keuvelhoekstraat 27, 8300 Knokke-HeistHoldings
since 20232.343.780.910
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area829 m²
Buildings1
Building footprint190 m²
Volume (LiDAR)980 m³
Tallest building8.1 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31333H0533/00E002 Flanders 829 m² 1 · 190 m² 8.1 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health50Profitability100Solvency38Growth32Stability94
63 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 50
Profitability 100
Solvency 38
Growth 32
Stability 94

Ask AI about this company

Checked AI

Soon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.

TryWhat are the main risks?Any recent red flags?Compare to sector peers
Coming soon

AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector, ranked by comparable size

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Holdings64200Activiteiten van holdings64210Administratieve en ondersteunende activiteiten ten behoeve van kantoren82100Diverse administratieve activiteiten ten behoeve van kantoren82110Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL JOREBA
Registered office
Keuvelhoekstraat 27
8300 Knokke-Heist, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.