Jopad
ActiveJopad is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €50k and a net result of €49k. Its solvency ranks better than 45% of 8537 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency89
Growth-
Stability50
Credit verdict
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.83), but 52.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
8 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€50k
Total assets
€105k
Net result
€49k
Working capital
€46k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €105k
Fixed assets
€4k
Current assets
€100k
Equity and liabilities €105k
Equity
€50k
Debt
€55k
Debt finances 52.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€67k
Cash flow
€49k
Solvency
47.5%
Current ratio
1.83
Quick ratio
1.83
Debt / equity
1.10
ROE
98.0%
ROA
46.6%
Interest coverage
448.53
Debt
€55k
Debt ≤ 1 year
€55k
Income taxes
€18k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€105k
Fixed assets21/28€4k
Tangible fixed assets22/27€4k
Furniture and vehicles24€4k
Current assets29/58€100k
Amounts receivable within one year40/41€81k
Trade receivables40€81k
Other amounts receivable41€44
Cash at bank and in hand54/58€16k
Deferred charges and accrued income490/1€3k
Equity and liabilities
Total equity and liabilities10/49€105k
Equity10/15€50k
Contributions10/11€1k
Reserves13€49k
Distributable reserves133€49k
Amounts payable17/49€55k
Amounts payable within one year42/48€55k
Trade debts44€1k
Suppliers440/4€1k
Taxes, remuneration and social security45€53k
Taxes450/3€47k
Remuneration and social security454/9€7k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€80
Gross operating margin9900€67k
Operating profit (loss)9901€67k
Financial charges65/66B€150
Recurring financial charges65€150
Profit (loss) for the period before taxes9903€67k
Income taxes67/77€18k
Profit (loss) for the period9904€49k
Profit (loss) for the period to be appropriated9905€49k
Appropriation of the result
Profit (loss) to be appropriated9906€49k
Transfer to equity691/2€49k
To other reserves6921€49k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
04-09
State Gazette act
General meeting · Auditor reappointment
Permanent representative · Board meeting
31-07
State Gazette act
Board meeting · Director appointment
Permanent representative · General meeting
31-07
State Gazette act
Board meeting · Director appointment
Permanent representative · Power of attorney
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
State Gazette actNBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vlierstraat 369000 GentGround area
142 m²
Building footprint
66 m²
Volume, LiDAR
427 m³
Parcel 44808H0147/00W007, Flanders · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Jopad
since 20252.380.181.149
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44808H0147/00W007 | Flanders | 142 m² | 1 · 66 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared director
→
Similar companies · same sector, comparable size
Lido Schoenen
BE 0805.859.271
Zulte · Eq €50k
ELIXIR MANAGEMENT
BE 1030.479.993
Geraardsbergen · Eq €50k
S & B-DW
BE 0778.769.349
Berlare · Eq €50k
@MIEN
BE 0803.412.002
Wingene · Eq €50k
Kar-y-vest
BE 0781.948.870
Zoutleeuw · Eq €49k
Of 5,658 companies in sector 70100 we hold annual accounts for 3,477. 2,051 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-09-2025
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
64210Activities of holding companies
73300Public relations and communication consultancy
82100Office administrative and support services
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 09-09-2026. Scores and ratios are computed by Checked and are not a credit decision.