JONU
ActiveSummary
JONU has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €94k and a net result of €21k. Equity is growing by ~7.5% per year across the filed fiscal years. Its solvency ranks better than 22% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+3
Solvency38▲+3
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.08 against 0.07 in 2024; short-term debt: 67.8% and cash: 1.3% of total assets), and 86.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.2%
Return on assets
2.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 7750 sector peers (2025).
NBB · sector comparisonPosition among 7750 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d early
2023
33 d early
2022
31 d early
2021
32 d early
2020
31 d late
2019
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€94k▲ 28.4%
2024 · €73k
2018: €49k
2019: €49k
2020: €58k
2021: €60k
2022: €62k
2023: €69k
2024: €73k
2018 → 2025
Total assets
€713k▼ 2.8%
2024 · €734k
2018: €151k
2019: €732k
2020: €580k
2021: €575k
2022: €558k
2023: €558k
2024: €734k
2018 → 2025
Net result
€21k▲ 434%
2024 · €4k
2018: €15k
2019: €-331
2020: €9k
2021: €2k
2022: €2k
2023: €7k
2024: €4k
2018 → 2025
Working capital
€-444k▲ 7.2%
2024 · €-479k
2018: €38k
2019: €-297k
2020: €-318k
2021: €-330k
2022: €-317k
2023: €-282k
2024: €-479k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€60k-€62k▲ 3.8%€69k▲ 11.4%€73k▲ 5.6%€94k▲ 28.4%
Operating result€17k-€13k▼ 27.6%€17k▲ 37.4%€11k▼ 34.6%€32k▲ 179%
Net result€2k-€2k▲ 13.0%€7k▲ 207%€4k▼ 45.1%€21k▲ 434%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 179% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €713k
Fixed assets
€674k ▼ 3.3%
Current assets
€39k ▲ 5.3%
Equity and liabilities €713k
Equity
€94k ▲ 28.4%
Debt
€619k ▼ 6.3%
Debt's share of the balance-sheet total falls from 90.0% to 86.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€55k▲
2024 · €33k
Cash flow
€43k▲
2024 · €26k
Current ratio
0.08▲
2024 · 0.07
Debt to equity
6.59▼
2024 · 9.02
ROE
22.1%▲
2024 · 5.3%
ROA
2.9%▲
2024 · 0.5%
Interest coverage
43.54▲
2024 · 7.35
Debt ≤ 1 year
€483k▼
2024 · €516k
Debt > 1 year
€132k▼
2024 · €142k
Income taxes
€10k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€734k€713k▼
Fixed assets21/28€697k€674k▼
Tangible fixed assets22/27€512k€489k▼
Land and buildings22€483k€464k▼
Plant, machinery and equipment23€17k€15k▼
Other tangible fixed assets26€12k€10k▼
Financial fixed assets28€185k€185k=
Current assets29/58€37k€39k▲
Amounts receivable within one year40/41€15k€21k▲
Trade receivables40€13k€21k▲
Other amounts receivable41€2k€0▼
Cash at bank and in hand54/58€12k€9k▼
Deferred charges and accrued income490/1€10k€9k▼
Equity and liabilities
Total equity and liabilities10/49€734k€713k▼
Equity10/15€73k€94k▲
Contributions10/11€6k€6k=
Reserves13€67k€88k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€67k€88k▲
Amounts payable17/49€661k€619k▼
Amounts payable after more than one year17€142k€132k▼
Financial debts170/4€92k€82k▼
Other amounts payable178/9€50k€50k=
Amounts payable within one year42/48€516k€483k▼
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€17k€662▼
Suppliers440/4€17k€662▼
Taxes, remuneration and social security45€6k€13k▲
Taxes450/3€6k€13k▲
Other amounts payable47/48€483k€460k▼
Accrued charges and deferred income492/3€3k€3k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€23k▲
Other operating charges640/8€4k€579▼
Gross operating margin9900€38k€55k▲
Operating profit (loss)9901€11k€32k▲
Financial income75/76B€10€33▲
Recurring financial income75€10€33▲
Financial charges65/66B€5k€1k▼
Recurring financial charges65€5k€1k▼
Profit (loss) for the period before taxes9903€7k€31k▲
Income taxes67/77€3k€10k▲
Profit (loss) for the period9904€4k€21k▲
Profit (loss) for the period to be appropriated9905€4k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€21k▲
Transfer to equity691/2€4k€21k▲
To other reserves6921€4k€21k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €21k ▲434%
Operating result €32k, net result €21k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Weakest financial yearnet €-331 ▼102%
Net result drops to €-331, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lanaken · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Maastrichterweg 1983620 LanakenGround area
1,775 m²
Building footprint
267 m²
Volume, LiDAR
1,468 m³
Parcel 73042C0253/00G000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JONU
since 20162.249.572.035
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73042C0253/00G000 | Flanders | 1,775 m² | 1 · 267 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 7,191 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-01-2016
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.