JoNo
ActiveJoNo has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €518k and a net result of €121k. Equity is growing by ~39.6% per year across the filed fiscal years. Its solvency ranks better than 73% of 8073 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
93
/ 100
Excellent= vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100▲+10
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 2.45 against 1.55 in 2023), and 22.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
77.6%
Return on assets
18.1%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-06-2025, 44 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
44 d early
2023
37 d early
2022
40 d early
2021
41 d early
2020
40 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€518k▲ 30.4%
2023 · €397k
2020: €70k
2021: €210k
2022: €279k
2023: €397k
2020 → 2024
Total assets
€667k▲ 16.1%
2023 · €575k
2020: €343k
2021: €464k
2022: €502k
2023: €575k
2020 → 2024
Net result
€121k▲ 2.3%
2023 · €118k
2020: €50k
2021: €140k
2022: €69k
2023: €118k
2020 → 2024
Working capital
€218k▲ 124%
2023 · €97k
2020: €-230k
2021: €-90k
2022: €-20k
2023: €97k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€70k-€210k▲ 200%€279k▲ 32.8%€397k▲ 42.3%€518k▲ 30.4%
Operating result€38k-€44k▲ 14.9%€39k▼ 10.7%€52k▲ 33.4%€52k▼ 0.8%
Net result€50k-€140k▲ 180%€69k▼ 50.8%€118k▲ 71.1%€121k▲ 2.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 1% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €667k
Fixed assets
€300k=
Current assets
€367k▲ 33.7%
Equity and liabilities €667k
Equity
€518k▲ 30.4%
Debt
€150k▼ 15.8%
The debt ratio falls from 30.9% to 22.4%: equity grows while debt is paid down.
Key figures and ratios
Solvency
77.6%▲
2023 · 69.1%
Current ratio
2.45▲
2023 · 1.55
Quick ratio
2.45▲
2023 · 1.55
Debt / equity
0.29▼
2023 · 0.45
ROE
23.3%▼
2023 · 29.7%
ROA
18.1%▼
2023 · 20.5%
Debt
€150k▼
2023 · €178k
Debt ≤ 1 year
€150k▼
2023 · €178k
Income taxes
€11k▼
2023 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€575k€667k▲
Fixed assets21/28€300k€300k=
Financial fixed assets28€300k€300k=
Current assets29/58€275k€367k▲
Amounts receivable within one year40/41€11k€11k▼
Trade receivables40€11k€11k▼
Current investments50/53€220k€320k▲
Cash at bank and in hand54/58€44k€36k▼
Deferred charges and accrued income490/1€92€417▲
Equity and liabilities
Total equity and liabilities10/49€575k€667k▲
Equity10/15€397k€518k▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€377k€498k▲
Amounts payable17/49€178k€150k▼
Amounts payable within one year42/48€178k€150k▼
Trade debts44€18€16▼
Suppliers440/4€18€16▼
Taxes, remuneration and social security45€11k€10k▼
Taxes450/3€7k€7k▼
Remuneration and social security454/9€3k€4k▲
Other amounts payable47/48€167k€139k▼
Accrued charges and deferred income492/3€0€62▲
Income statement
Code20232024
Other operating charges640/8€531€534▲
Gross operating margin9900€53k€52k▼
Operating profit (loss)9901€52k€52k▼
Financial income75/76B€77k€79k▲
Recurring financial income75€77k€79k▲
Financial charges65/66B€39€44▲
Recurring financial charges65€39€44▲
Profit (loss) for the period before taxes9903€129k€131k▲
Income taxes67/77€11k€11k▼
Profit (loss) for the period9904€118k€121k▲
Profit (loss) for the period to be appropriated9905€118k€121k▲
Appropriation of the result
Profit (loss) to be appropriated9906€377k€498k▲
Profit (loss) brought forward from the previous period14P€259k€377k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €500kEq €518k ▲30.4%
5 profitable years in a row build equity to €518k.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2020net €140k ▲180%
Net result €140k, the highest in the series.
31-12
Financial
Equity above €200kEq €210k ▲200%
2 profitable years in a row build equity to €210k.
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kinrooi · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leuerbroek (Oph) 10013640 KinrooiGround area
6,153 m²
Building footprint
544 m²
Volume, LiDAR
2,572 m³
Parcel 72026C0337/00M007, Flanders · tallest building 5.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JoNo
since 20192.296.330.389
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72026C0337/00M007 | Flanders | 6,153 m² | 1 · 544 m² | 5.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CITIZENFUND
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V4R
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MOVE IT FORWARD
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LEFEBVRE ENGINEERING
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Deinze · Eq €518k
Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 34,257 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-11-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.